Search found 4306 matches

by Xan
Wed Aug 08, 2018 4:31 pm
Forum: Other Discussions
Topic: Trump as tragicomedy
Replies: 958
Views: 386207

Re: Trump as tragicomedy

Yeah. Once you reach a certain level of fame, for whatever reason, you can write a book or hit the "speakers circuit" and just rake it in for doing nothing other than bloviating. Except that nobody really cares about the book or the speech. It's simply a pretext for the quid pro quo that ...
by Xan
Wed Aug 08, 2018 9:52 am
Forum: Other Discussions
Topic: Trump as tragicomedy
Replies: 958
Views: 386207

Re: Trump as tragicomedy

Yeah. Once you reach a certain level of fame, for whatever reason, you can write a book or hit the "speakers circuit" and just rake it in for doing nothing other than bloviating.
by Xan
Mon Aug 06, 2018 11:55 am
Forum: Other Discussions
Topic: How to handle 529
Replies: 5
Views: 3910

Re: How to handle 529

That makes sense.

The "keeping it simple" option actually does allow this to be part of the PP: it could be considered part of the overall cash allocation.
by Xan
Mon Aug 06, 2018 10:36 am
Forum: Other Discussions
Topic: How to handle 529
Replies: 5
Views: 3910

How to handle 529

Hi folks, We're considering the possibility of sending kids to a private school. Because 529s can now be used for private school tuition, this brings up some interesting questions. We're planning to put money away a few years ahead of needing it, both as a trial run to see whether we can afford it, ...
by Xan
Thu Aug 02, 2018 4:39 pm
Forum: Other Discussions
Topic: Trump as tragicomedy
Replies: 958
Views: 386207

Re: Trump as tragicomedy

That doesn't seem to be what you were saying earlier when you were stating that "by opting out of insurance you save 90% off the sticker price" of the "giant cartel" that the healthcare industry was accused of being by the previous commenter. Well if the "exorbitant sticker...
by Xan
Thu Aug 02, 2018 3:58 pm
Forum: Other Discussions
Topic: Trump as tragicomedy
Replies: 958
Views: 386207

Re: Trump as tragicomedy

One, you will basically never get 90% off the price an insurer (BCBS, Medicare, etc) would pay...the 90% he got off was likely off the ridiculous "chargemaster" price which is a pie in the sky price that only the uninsured get soaked with. This was the ridiculous "chargemaster" ...
by Xan
Wed Aug 01, 2018 9:45 pm
Forum: Other Discussions
Topic: Trump as tragicomedy
Replies: 958
Views: 386207

Re: Trump as tragicomedy

One, you will basically never get 90% off the price an insurer (BCBS, Medicare, etc) would pay...the 90% he got off was likely off the ridiculous "chargemaster" price which is a pie in the sky price that only the uninsured get soaked with. This was the ridiculous "chargemaster" ...
by Xan
Wed Aug 01, 2018 1:00 pm
Forum: Other Discussions
Topic: Trump as tragicomedy
Replies: 958
Views: 386207

Re: Trump as tragicomedy

Perhaps we should be asking why we allow the health care industry to operate like a giant cartel instead of debating the best way to pay their exorbitant prices. Besides, I thought this thread was about Trump? As my earlier anecdote noted, by opting out of the insurance system, you can save 90% off...
by Xan
Wed Aug 01, 2018 10:30 am
Forum: Other Discussions
Topic: Interventionism versus non-interventionism
Replies: 43
Views: 19728

Re: Interventionism versus non-interventionism

dualstow wrote: Wed Aug 01, 2018 8:20 am dictatress O0
(from the Adams quote above)
I'd have thought the feminine of "dictator" would have been "dictatrix". No, seriously.
by Xan
Tue Jul 31, 2018 9:35 pm
Forum: Other Discussions
Topic: Trump as tragicomedy
Replies: 958
Views: 386207

Re: Trump as tragicomedy

Not insurance... but we need human life cycle health care financing for women and men coupled with highly competitive reverse auction features! Call it what you want, that is what we need Like, unlimited financing? Do we keep throwing money at people until the end of their life cycle, or do we need...
by Xan
Tue Jul 31, 2018 11:51 am
Forum: Other Discussions
Topic: Trump as tragicomedy
Replies: 958
Views: 386207

Re: Trump as tragicomedy

Insurance is useful in case we get cancer or something and rack up millions of dollars in bills. Other than that, self-pay is much better all the way around. I really don't know why they killed catastrophic insurance: it's the only useful kind. Probably because most people aren't members of this fo...
by Xan
Tue Jul 31, 2018 10:43 am
Forum: Other Discussions
Topic: Trump as tragicomedy
Replies: 958
Views: 386207

Re: Trump as tragicomedy

I've found that insurance other than catastrophic is largely a joke. They claim to save you a lot of money, but when you go self-pay, you save that money anyway, often more. A family member told me recently that his son needed an elbow popped back in. He paid the hospital some $350 at the time of se...
by Xan
Tue Jul 31, 2018 10:18 am
Forum: Other Discussions
Topic: Trump as tragicomedy
Replies: 958
Views: 386207

Re: Trump as tragicomedy

If your insurance covers pre-existing conditions, then it isn't insurance. Maybe it's some kind of cost-sharing scheme, or maybe it's welfare, but we should be honest about it. This is not a political question... if health insurance doesn't cover people with pre-existing conditions, what good is it...
by Xan
Tue Jul 31, 2018 10:09 am
Forum: Other Discussions
Topic: Trump as tragicomedy
Replies: 958
Views: 386207

Re: Trump as tragicomedy

There is currently a lawsuit by the Attorneys General of 12(?) states to eliminate the pre-existing conditions clause of the ACA. Personally, while I think the ACA was a big, expensive lie and added thousands of needless regulations to healthcare, the elimination of pre-existing conditions was the ...
by Xan
Sun Jul 29, 2018 4:14 pm
Forum: Other Discussions
Topic: Safe Deposit Box Location
Replies: 34
Views: 21480

Re: Safe Deposit Box Location

Very unlikely to lose anything from a SDB, and you can insure the loss! 100% certainty of no loss then. Between Chappell Hill Bank, Delaware Depository, I don't lose any sleep. But I can't forgot that boating accident when I lost all the rest of my gold in Loch Ness, Scotland. Insuring a safe depos...
by Xan
Fri Jul 27, 2018 7:10 am
Forum: Variable Portfolio Discussion
Topic: Interesting talk on capital preservation
Replies: 19
Views: 13808

Re: Interesting talk on capital preservation

> we can create an equivalent to one of the greatest stores of energy in the known universe We could run out of oil, or global warming will force us to stop? > This guy is not a goldbug I dunno, 35% gold. . .that means - compared to others - you think theres a high probability of government failure...
by Xan
Thu Jul 26, 2018 8:19 pm
Forum: Other Discussions
Topic: Safe Deposit Box Location
Replies: 34
Views: 21480

Re: Safe Deposit Box Location

When I started the PP and bought my first set of gold coins I had to decide where to store it and it all boiled down to 3 options ... 1. Bank (or some other entity) safe deposit box 2. A home safe 3. Cleverly hide where nobody will normally look. Ultimately I chose option #3. My reasoning was that ...
by Xan
Thu Jul 26, 2018 3:17 pm
Forum: Other Discussions
Topic: Safe Deposit Box Location
Replies: 34
Views: 21480

Re: Safe Deposit Box Location

So a bunch of people's Bank of America safe deposit boxes just... vanished. That's pretty scary from a perspective of putting your gold there. https://sacramento.cbslocal.com/2018/07/26/safe-boxes-stolen-drilled/ Damn. Anyone ever consider, or have, one of those Costco (or other) 700lb+ safes insta...
by Xan
Thu Jul 26, 2018 2:46 pm
Forum: Other Discussions
Topic: Safe Deposit Box Location
Replies: 34
Views: 21480

Re: Safe Deposit Box Location

So a bunch of people's Bank of America safe deposit boxes just... vanished. That's pretty scary from a perspective of putting your gold there.
https://sacramento.cbslocal.com/2018/07 ... n-drilled/
by Xan
Thu Jul 26, 2018 10:05 am
Forum: Variable Portfolio Discussion
Topic: Interesting talk on capital preservation
Replies: 19
Views: 13808

Re: Interesting talk on capital preservation

2 hours of confirmation bias for goldbugs :) Natural human skepticism has to be shut off when it comes to passive investing. Not sure what other areas of life are similar. This video really isn't about gold, although it does touch on it. This guy is not a goldbug, either: he doesn't know whether go...
by Xan
Fri Jul 20, 2018 1:07 pm
Forum: Permanent Portfolio Discussion
Topic: Seven providers have their hooks in me
Replies: 22
Views: 16089

Re: Seven providers have their hooks in me

I would prefer to die peacefully in my sleep, like my uncle, and not screaming in terror like all his passengers.
by Xan
Thu Jul 19, 2018 2:54 pm
Forum: Variable Portfolio Discussion
Topic: Interesting talk on capital preservation
Replies: 19
Views: 13808

Re: Interesting talk on capital preservation

Not sure how much small, individual investors can take away from the video, but for PP influenced investors it's striking that someone who is only managing about $330,000,000 in assets owns three tons (metric, I assume) of gold. Towards the end he talks about how they're looking into listing their ...
by Xan
Mon Jul 16, 2018 6:03 pm
Forum: Variable Portfolio Discussion
Topic: Interesting talk on capital preservation
Replies: 19
Views: 13808

Re: Interesting talk on capital preservation

Fantastic interview. I haven't quite finished. But he captures a lot of the things we talk about here: how money isn't real but real things are real. He's not in gold because he thinks it's going to go up: he considers gold to be his liquid asset so he can jump on other things. He certainly doesn't ...
by Xan
Fri Jul 06, 2018 9:22 am
Forum: Gold
Topic: GLDM - 0.18 exp. ratio 'Gold minishares'
Replies: 33
Views: 22394

Re: GLDM - 0.18 exp. ratio 'Gold minishares'

sophie wrote: Fri Jul 06, 2018 6:45 am No way that's AWESOME!!!!!!

Now all I have to pay fees for is VTI and VBR. I like SPTL for bonds, but I don't like any of their free stock ETF offerings.
What don't you like about SPTM, for example?
by Xan
Tue Jul 03, 2018 11:10 am
Forum: Gold
Topic: The GOLD scream room
Replies: 3693
Views: 1745059

Re: The GOLD scream room

Nope, back up to $1250 this morning. Oh well! If prices drop again, this might be a good time to dig up those gold receipts from several years ago when you were buying at $1600+, and tax loss harvest your coins or gold bullion shares in taxable. So... if you have a capital GAIN on bullion, you get ...