Search found 1349 matches
- Tue Apr 25, 2017 5:18 am
- Forum: Permanent Portfolio Discussion
- Topic: Age tilted PP
- Replies: 13
- Views: 8840
Age tilted PP
Just some musing on the PP and interested in some opinions..... 1. Equities and Bonds give a potential of a real return on capital, so they are investments. 2, Gold and Cash (to a lesser degree) are stores of wealth, so they are savings. 3. Elderly people typically cannot tolerate large drawdowns on...
- Sun Apr 23, 2017 7:28 pm
- Forum: Permanent Portfolio Discussion
- Topic: Backtesting the PP in Other Countries (Economies)
- Replies: 30
- Views: 24096
Re: Backtesting the PP in Other Countries (Economies)
Well done !
I have long been interested in how (or if) gold hedges currency inflation of smaller nations.....
And soon I shall be "enlightened"
I have long been interested in how (or if) gold hedges currency inflation of smaller nations.....
And soon I shall be "enlightened"
- Tue Apr 18, 2017 11:12 pm
- Forum: Permanent Portfolio Discussion
- Topic: James Rickards Portfolio
- Replies: 15
- Views: 10725
Re: James Rickards Portfolio
And for those interested in the economic theory / history James Rickards discusses I highly recommend visiting the Mises Institute
As a sampler... https://www.youtube.com/watch?v=ml2U9_Zi2QI
As a sampler... https://www.youtube.com/watch?v=ml2U9_Zi2QI
- Tue Apr 18, 2017 5:30 am
- Forum: Permanent Portfolio Discussion
- Topic: James Rickards Portfolio
- Replies: 15
- Views: 10725
Re: James Rickards Portfolio
Well, it looks like the allocations may have changed. In the "Road to Ruin" book he advises Gold and Silver - 10% Cash (some in physical notes) - 30% Real Estate (Agricultural or income producing)-20% Fine Art Fund- 5% Angel and Venture Capital 10% Hedge Funds 5% High Quality Sovereign Bonds 10% Sto...
- Sat Apr 15, 2017 4:23 pm
- Forum: Variable Portfolio Discussion
- Topic: No Brainer Permanent Portfolio
- Replies: 9
- Views: 7140
Re: No Brainer Permanent Portfolio
Thanks for your comments. They prompted me to investigate a bit further, and while there seems to be some correlation, I cannot see a reason to hold silver. Except, perhaps, to trade the gold silver ratio which seems to recently be in a channel of 50/1 to 80/1. Suspect the author was trying to model...
- Sat Apr 15, 2017 5:42 am
- Forum: Variable Portfolio Discussion
- Topic: No Brainer Permanent Portfolio
- Replies: 9
- Views: 7140
No Brainer Permanent Portfolio
In this article they talk about a variation to the PP
http://somehelpful.info/Finance/No-Brainer-PPF.htm
So the question is this.
While gold is thought of as a hedge against inflation, can silver fulfill this role as well?
Any other thoughts on the article are welcome !
http://somehelpful.info/Finance/No-Brainer-PPF.htm
So the question is this.
While gold is thought of as a hedge against inflation, can silver fulfill this role as well?
Any other thoughts on the article are welcome !
- Sat Apr 15, 2017 5:26 am
- Forum: Permanent Portfolio Discussion
- Topic: Rebalancing Hypothesis
- Replies: 9
- Views: 7292
Re: Rebalancing Hypothesis
I think it is equally important to decide when you will "NOT" rebalance... If a country's credit rating is not good would you really rebalance and buy more of their bonds? In the attached link they talk about how Italy's 90 day bills were converted into 10 year bonds without the bond holders consent...
- Tue Apr 11, 2017 5:15 am
- Forum: Permanent Portfolio Discussion
- Topic: Nobody believes in the Permanent Portfolio
- Replies: 163
- Views: 85761
Re: Nobody believes in the Permanent Portfolio
So are the principles espoused by Benjamin Graham still valid today, or should you just say "I don't know what is going to happen" and go for the PP?
http://www.conscious-investor.com/books ... vestor.pdf
http://www.conscious-investor.com/books ... vestor.pdf
- Wed Mar 29, 2017 5:34 pm
- Forum: Gold
- Topic: The ideal percentage of Gold in a portfolio
- Replies: 13
- Views: 9647
- Fri Mar 24, 2017 1:43 am
- Forum: Permanent Portfolio Discussion
- Topic: Integrating retirement fund into PP
- Replies: 7
- Views: 5415
Re: Integrating retirement fund into PP
Thanks eufo, desert and Libertarian666, (edit: and stuper1 ! ) After some digging around I found the following results annualised over the past 10 years: Cash 3.6% Default Fund 5.24% and the expense ratios are buried so deeply, I cannot find them yet. Bear in mind Australia is coming out of a mining...
- Thu Mar 23, 2017 9:23 pm
- Forum: Permanent Portfolio Discussion
- Topic: Integrating retirement fund into PP
- Replies: 7
- Views: 5415
Re: Integrating retirement fund into PP
Thanks for the reply eufo, Unfortunately, its either all cash or all the default fund. Nice idea but..... And just to rub salt in the wound, you can only change your selection twice in a year! I am leaning towards this total allocation 25% Cash option: All in the retirement fund 25% Gold/Silver 25% ...
- Wed Mar 22, 2017 10:48 pm
- Forum: Permanent Portfolio Discussion
- Topic: Integrating retirement fund into PP
- Replies: 7
- Views: 5415
Integrating retirement fund into PP
Hello All, Yet another fitting a retirement fund into the PP question ! If you have a dormant retirement fund that you cannot access, or contribute to, until ceasing work (5 years away approx) and it constitutes about 25% of your assets, is there any way to make a PP with this? The fund consists of ...
- Wed Mar 08, 2017 9:04 pm
- Forum: Bonds
- Topic: Buy bonds now or wait
- Replies: 57
- Views: 32995
Re: Buy bonds now or wait
FWIW
Have a read of this article.
Rather than not start a PP at all, you may wish to use cash only instead of bonds......
http://idiosyncraticwhisk.blogspot.com. ... short.html
Have a read of this article.
Rather than not start a PP at all, you may wish to use cash only instead of bonds......
http://idiosyncraticwhisk.blogspot.com. ... short.html
- Mon Feb 13, 2017 9:24 am
- Forum: Permanent Portfolio Discussion
- Topic: Single Fund International PP
- Replies: 0
- Views: 2497
Single Fund International PP
Hello All, Happened to come across this Vanguard VTINX Fund which nearly has a 2:1 bond/share ratio of both US and International bonds/shares. https://personal.vanguard.com/us/funds/snapshot?FundId=0308&FundIntExt=INT#tab=2 If you held gold as well to bring the portfolio to 75% VTINX 25% gold, how w...
- Mon Oct 17, 2016 2:10 am
- Forum: Permanent Portfolio Discussion
- Topic: Slowly bleeding
- Replies: 67
- Views: 41729
Re: Slowly bleeding
There was a controversial guy who used to post on here whose portfolio was basically 50% stocks and 50% gold. He claimed it was less volatile than one might imagine. If you have a fairly long time horizon to ride out some volatility, you might consider that portfolio, since you seem to want to avoi...
- Sun Oct 02, 2016 8:49 pm
- Forum: Gold
- Topic: Spending gold during a currency meltdown
- Replies: 7
- Views: 4732
Re: Spending gold during a currency meltdown
Jim Rickards recommended a monster box of 1 ounce silver coins. https://twitter.com/JamesGRickards/status/730621145683230720 From what I had been told during the fall of the old Soviet Union + WW2: Silver was for trading. Gold was to preserve your wealth through the crisis. Hope I never have to find...
- Tue Sep 27, 2016 12:47 am
- Forum: Permanent Portfolio Discussion
- Topic: How does Gold function in a non-US PP
- Replies: 6
- Views: 4818
Re: How does Gold function in a non-US PP
For your reading pleasure
https://mises.org/search/site/iceland
and click on pdf for Deep Freeze
Enjoy
Hal
https://mises.org/search/site/iceland
and click on pdf for Deep Freeze
Enjoy
Hal
- Mon Sep 26, 2016 6:23 am
- Forum: Permanent Portfolio Discussion
- Topic: How does Gold function in a non-US PP
- Replies: 6
- Views: 4818
Re: How does Gold function in a non-US PP
Thanks for your thoughts. So if you live in a "dodgy" country (eg. Zimbabwe) then run a US P.P. If in a good non US economy (eg. Singapore) then run a Bogle portfolio. Seems reasonable to me... On the extra gold or USD, is that included in the 40% fixed interest portion, or is it separate from the b...
- Sat Sep 24, 2016 6:53 am
- Forum: Permanent Portfolio Discussion
- Topic: How does Gold function in a non-US PP
- Replies: 6
- Views: 4818
How does Gold function in a non-US PP
I have finished reading a book called Meltdown regarding the Icelandic financial crash. It appeared that if you are in a small country, the best you can hope from gold is that it will preserve the purchasing power of 25% of your local PP. Now if there was a loss of confidence in the USD, I could see...
- Tue Sep 13, 2016 5:49 am
- Forum: Gold
- Topic: William Jenning Bryan's "Cross of Gold" Speech
- Replies: 1
- Views: 2469
Re: William Jenning Bryan's "Cross of Gold" Speech
Good Find MG.
Having a good look around that site.
A second book found from the same era, with another speech (1st was the Monetary School)
https://archive.org/stream/coinsfinanci ... rch/speech
Also interesting insight into Banking and US politics of the era.
Having a good look around that site.
A second book found from the same era, with another speech (1st was the Monetary School)
https://archive.org/stream/coinsfinanci ... rch/speech
Also interesting insight into Banking and US politics of the era.
- Sat Sep 10, 2016 4:37 am
- Forum: Other Discussions
- Topic: Bi-Metallic Standard
- Replies: 17
- Views: 9941
Re: Bi-Metallic Standard
This is the 1890's view on cash. Read the section on "A greenbacker". Actually seems reasonable to me. https://archive.org/stream/coinsfinancialsc00harvrich#page/74/mode/2up/search/greenback but the part I really like is talking about National Debt https://archive.org/stream/coinsfinancialsc00harvri...
- Wed Sep 07, 2016 6:00 am
- Forum: Other Discussions
- Topic: Bi-Metallic Standard
- Replies: 17
- Views: 9941
Re: Bi-Metallic Standard
Thanks for the explanation.
Seems to align with whats said on pg 76 (Now I have read that far!)
So the PP makes sense unless gold/silver is ever remonetised.....
PS. You have to check out the bear hunters prayer on pg 134 !!
Seems to align with whats said on pg 76 (Now I have read that far!)
So the PP makes sense unless gold/silver is ever remonetised.....
PS. You have to check out the bear hunters prayer on pg 134 !!
- Sat Sep 03, 2016 5:43 am
- Forum: Other Discussions
- Topic: Bi-Metallic Standard
- Replies: 17
- Views: 9941
Bi-Metallic Standard
Currently reading a most interesting book on the Bi-Metallic monetary system of the 1800's.
https://archive.org/stream/coinsfinanci ... 5/mode/2up
The question comes to mind is why the PP uses gold only, as both silver and gold have been de-monetized.
Any comments?
Hal
https://archive.org/stream/coinsfinanci ... 5/mode/2up
The question comes to mind is why the PP uses gold only, as both silver and gold have been de-monetized.
Any comments?
Hal
- Sun May 08, 2016 10:11 pm
- Forum: Permanent Portfolio Discussion
- Topic: Anyone wants to have my sheets with historical investment returns? & My views
- Replies: 11
- Views: 6393
Re: Anyone wants to have my sheets with historical investment returns? & My views
Hi Marc,
Good to see you back again!
Also interested in your 50/50 Gold/Stocks proposal.....
Out of curiosity, what rebalancing bands would you use, and the rationale behind what you choose??
Libertarian666, feel free to comment seeing you are running 50% gold as well.
Hal
Good to see you back again!
Also interested in your 50/50 Gold/Stocks proposal.....
Out of curiosity, what rebalancing bands would you use, and the rationale behind what you choose??
Libertarian666, feel free to comment seeing you are running 50% gold as well.
Hal
- Thu Apr 28, 2016 4:49 am
- Forum: Variable Portfolio Discussion
- Topic: study of 90-10 portfolios
- Replies: 13
- Views: 8873
Re: study of 90-10 portfolios
Would something like Rob Kirby's Portfolio be considered equivalent to Larry Swedroes Black Swan approach?? 1/3 Equity, 1/3 Cash/Bonds 1/3 Real Assets (Gold etc) ie 1/3 Risk 2/3 Low Risk http://taxoasis.com/files/EVERYTHING-You-Need-to-Know-About-Investing.pdf Any thoughts on this 3 x 33% approach? ...