Oil stocks is only for dividend investors. Don't try to time on the stock price. It will be dead business at some time, 10 - 30 years. So in the meantime you just collect your dividend. It's about 4 %. No guarantee, but quite stable. So better than Bonds at the moment. There are the big 5. If your a...

Never saw more evidence that is really impossible to predict the future than this year. P.e.:

PIMCO 25+ Year Zero Coupon U.S. Trs ETF (ZROZ) : Year to Date Return (Mkt): 40.17%
It makes me very very modest. Although the year is not yet over.

I have a checking account for household expenses that ebbs and flows between about $7-15k, that I consider separate from the PPs. $50k sounds like a lot to tie up in cash. If it were me I'd probably keep about $10k in bank cash and either dump the remaining $40k into a PP, or else consider it to be...

I don't know if you can buy it by your regular broker. It is issued by the Börse Stuttgart. yes, it seems the buy-sell range is much higher Xetra-Gold Kauf-Verkaufsspanne an Börse (beispielhaft) Ca. 0,07% (maximal 1%) EUWAX Gold Ca. 0,70% Hello, you mean the SPREAD is 10x higher? What are the best ...

I don't know if you can buy it by your regular broker. It is issued by the Börse Stuttgart.

yes, it seems the buy-sell range is much higher

Xetra-Gold
Kauf-Verkaufsspanne an Börse (beispielhaft) Ca. 0,07% (maximal 1%)

EUWAX Gold
Ca. 0,70%

Strange, I have the greatest year ever: (10% cash, 20 % Gold, 30 % Bonds, 40 % equities allocation): ETFS Gold Trust 5,44% iShares Euro Govt Bond 1-3yr UCITS ETF 0,74% iShares Euro Govt Bond 15-30yr UCITS ETF 19,15% iShares MSCI World UCITS ETF DIST 14,95% SPDR Gold Trust 5,40% Totaal YTD 14,00% Co...

Strange, I have the greatest year ever:
(10% cash, 20 % Gold, 30 % Bonds, 40 % equities allocation):



ETFS Gold Trust 5,44%
iShares Euro Govt Bond 1-3yr UCITS ETF 0,74%
iShares Euro Govt Bond 15-30yr UCITS ETF 19,15%
iShares MSCI World UCITS ETF DIST 14,95%
SPDR Gold Trust 5,40%
Totaal YTD 14,00%

There are several assetallocations better (CAGR) compared to 4x25 %. Out of my head, rang 300 out of 10.000. The best one (round figures) was (1972 -2012) 50 % Gold & 50 % Stocks. (1982 - 2012) was 100 % Bonds. So basically you have to choose one you feel happy with depending on your personality...

We live in a global economy; so I think you have to invest Global, despite the currency risk. So I have 30 % EU stock, 30 % US stock, 30 %  Asia, Pacific, Latin Amer. & 10 % national stocks. Or just take VT / VTI I agree with you that we live in a globalized economy. But I doubt that we therefo...

We live in a global economy; so I think you have to invest Global, despite the currency risk.
So I have 30 % EU stock, 30 % US stock, 30 %  Asia, Pacific, Latin Amer. & 10 % national stocks. Or just take VT / VTI

Nice issue: Use your VP portfolio to satisfy your human behavior ?
I use a dividend stock portfolio to mess around, YTD 16,3 %, takes my mind off the core PP portfolio.

I have a adjusted € PP: Strategic Bond allocation: 30 % consist of: 75 % iShares € Government 15-30 years Bond & 25 % ZROZ. Current allocation : 30,2% I just checked: YTD : 25 % up  :P Reading the reactions: we just don't know, do we ? Alright: I just stick to the PP strategy, close my eyes and ...

And how about today ? They are up 20 % YTD. That's is scary. And nowhere near a rebalance. I'm very confidence in the PP concept.
But now I'm in doubt. Sell some ?. Stay and pray. Sell all and buy cash(no), equities (no), gold (maybe).

Day trading is like roulette.
You have a change of 48,5 % to win or lose. But one thing is sure: 3% of the profit is for the broker.

I use them (about 25 % of the LT part) in addition to the EURO bonds EFT as the € bonds have only a duration of 22 years. The ZROZ now has a duration of 27.3 years and therefore less volatile than the 30 years bond. ZROZ distribute 4 time a year dividend. This year 19% up  :P. That is nice but also ...

10) men can distinguish about 10 11 differences, woman about 1000.
11) men are interested in differences between sexes, woman are not.

Just an update:
Standaard PP = 7,1 % YTD 2014
VP Timed (4) (5) assets = 6,5 % YTD 2014
Since the start 1 april 2013
PP = 3,7 %
VP = 5,3 %
(including trading cost).

Well, being non-US. Dutch, my ancestors arrived in Holland in 1650 from Germany. However that part of Germany was in those days dutch.
Most relatives lives in Saskatchewan, Canada, where they arrived in 1910.

Me parece Boquete, Panamá o agradable

Ay

The possession of knowledge does not kill the sense of wonder and mystery. There is always more mystery.

After a discussion with Marc, I have created three portfolios; 1) Core adjusted HB portfolio 2) An experimental VP portfolio based on the Ivy Timed model, see somewhere in the VP section 3) A global dividend portfolio, I love equities Details on a simple website: http://www.verstandig-beleggen.nl/in...

Well, a milestone  ;D All assetsclasses are above their 200 days average. Isn't that weird. HB always assumed there was always one assetclass down the drain. Gold in 2013. However I just follow the strategy and I'm now fully invested in: Gold, LT Bonds, Equities, REIT, Commodities. Performance: YTD:...

Well, my goal is financial independence, so some personal figures (in EUR). 51 years, 3 kids (studying, I hope), spending 60 k each year. Taking the 4% rule, I need 1,5 million, to be reach, according to Excel in the year 2027, (3 years early retirement). That's about 2 million $. However, if I calc...

Skating , but i'm Dutch

Tax dividend is a problem For EFT there are 2 way's out: 1) accumulating, marked by the extention (acc). They reinvest the dividend 2) domicile. Some Ishare funds in Europa are held in Ierland, which apply tax dividend. Vanguard is US based, so you pay 30 %, depending on the UK tax treaty. In the Ne...