If one were in the building, accumulation phase of life to middle age, what might the group consensus be toward devoting 25% towards paying student loans instead of buying bonds / LTL?  Obviously the student loans won't appreciate like a bond will with decreased interest rates to allow the portfolio...

MG, Thanks for your response.  There are reasons, i.e. the person I am sharing advice with, their employers choice, etc, that recommendations towards Fidelity, Etrade, and Well's Fargo Advisors (would be another third option, but suspected they would be fee heavy.) I essentially need advice on both ...

I realize the PP philosophy purports the difficulties, or maybe impossibilities would be more accurate, of market timing.  However for a new PP, considering yearly trends, such as http://seasonalcharts.com and tax season selling/ira contributions, what time of year/season/month would be best in the ...

Curious to hear input regarding -

What 4x4 ETF Suggestions for a Fidelity Account?

What 4x4 ETF Suggestions for an Etrade Account?

http://www.cnbc.com/id/101890512 From CNBC Declining credit standards among bond issuers may be worrying analysts, but the papers' buyers, especially exchange traded funds (ETFs), could also pose big market risks if liquidity dries up. "The ownership is more sensitive to retail flows," wit...