Search found 126 matches

by thisisallen
Fri Jan 18, 2019 8:10 am
Forum: Variable Portfolio Discussion
Topic: Tactical Asset Allocation + HBPP an intriguing combo
Replies: 500
Views: 297099

Re: Dual Momentum GEM + HBPP a great combo, easy to test

https://www.dualmomentum.net/2019/01/whither-fragility-dual-momentum-gem.html [/quote] Gary makes a compelling defense. I just learned that Novell's model is already just about ready to go back to equities based on a weekly close above the 13 week EMA. That's way too quick for me. That's short-term...
by thisisallen
Sun Jan 13, 2019 10:03 pm
Forum: Bonds
Topic: Bond duration compensation
Replies: 14
Views: 8922

Re: Bond duration compensation

I may well be being obtuse here (wouldn't be the first time) butt I'm not seeing any advantage in extending Treasury bond maturities at current rates. The chances of a 1% (or even a .25%) decrease in rates is small, while the odds of a .50% increase this year are high. And yeah, I do remember how L...
by thisisallen
Sun Jan 13, 2019 10:25 am
Forum: Bonds
Topic: Bond duration compensation
Replies: 14
Views: 8922

Re: Bond duration compensation

If I recall Larry Swedroe has a formula for term risk, but this is not applicable to the PP investor. We want the investment with the highest duration even though the rates between 30 and 10-year Treasuries do not compensate for the additional risk. A 1% decline in interest rates will result in app...
by thisisallen
Sun Jan 13, 2019 10:16 am
Forum: Bonds
Topic: Bond duration compensation
Replies: 14
Views: 8922

Re: Bond duration compensation

Allen it's all determined by Mr. Market. There is no rule or formula. And it changes continually and lately really quickly. Look at this website, it updates daily. https://www.treasury.gov/resource-center/data-chart-center/interest-rates/Pages/TextView.aspx?data=yield That’s a better/more accurate ...
by thisisallen
Sat Jan 12, 2019 10:06 pm
Forum: Bonds
Topic: Bond duration compensation
Replies: 14
Views: 8922

Bond duration compensation

Is there a general rule regarding how many additional basis points are recommended to compensate the investor for the risk of each extra year of duration? Say that the interest on a 2 yr note is 2.80. On a 5 yr it is 3.4. Difference is 60 basis points. There is 20 basis points extra for each of the ...
by thisisallen
Fri Jan 04, 2019 10:24 pm
Forum: Variable Portfolio Discussion
Topic: Tactical Asset Allocation + HBPP an intriguing combo
Replies: 500
Views: 297099

Re: Dual Momentum GEM + HBPP a great combo, easy to test

From Allocate Smartly: (The site analyzes tactical asset allocation strategies) “TAA’s performance to start the new year is likely to be extreme (either extremely good or extremely mediocre). As we show in the data dump below, TAA is now postured very defensively. The average allocation to defensive...
by thisisallen
Sat Dec 29, 2018 9:19 am
Forum: Variable Portfolio Discussion
Topic: Tactical Asset Allocation + HBPP an intriguing combo
Replies: 500
Views: 297099

Re: Dual Momentum GEM + HBPP a great combo, easy to test

It is impressive that you are adhering to your system at this time, that means, you are locking in a loss of about 8.5% in equities for this year (according to the stats at https://indexswingtrader.blogspot.com/p/strategy-signals.html). Have you done this previously? In other words, what gives you t...
by thisisallen
Fri Dec 28, 2018 10:12 pm
Forum: Bonds
Topic: Fidelity gives individual bond durations
Replies: 1
Views: 2308

Fidelity gives individual bond durations

If you own individual bonds held at Fidelity then you can see the duration of each bond by clicking on the bond, then choosing to view the details, and then choosing the Price and Performance tab. The “duration to worst” is shown there. I believe that “worst” means that if the bond is callable then ...
by thisisallen
Thu Dec 27, 2018 10:05 pm
Forum: Bonds
Topic: How to calculate average maturity including cash?
Replies: 4
Views: 2897

Re: How to calculate average maturity including cash?

Many thx for the replies and understandings and example. Fortunately iShares provides the duration of TLT at their site. I have individual bonds so a special formula is required for calculating the duration of a single bond. I saw that there are online calculators for this and it can likely be done ...
by thisisallen
Thu Dec 27, 2018 5:46 pm
Forum: Bonds
Topic: How to calculate average maturity including cash?
Replies: 4
Views: 2897

How to calculate average maturity including cash?

Sometimes a person will post that they are using/including cash in their calculation of the average maturity of the bond portion of the PP. For example, the person says that he has a barbell of LTT and cash that equals a intermediate term bond maturity. Is there a formula to calculate the average ma...
by thisisallen
Mon Jul 09, 2018 5:27 pm
Forum: Other Discussions
Topic: The Permanent Tooth and Gum Care Regime
Replies: 176
Views: 281628

Re: The Permanent Tooth and Gum Care Regime

On the subject of magnesium. . . A friend recently mentioned that she had been soaking her feet in epsom salts and finding it an effective remedy for muscle cramps in her feet. My ears perked up because I've recently been plagued with intractable foot and leg cramps at night which have been noticea...
by thisisallen
Mon Jul 09, 2018 5:23 pm
Forum: Other Discussions
Topic: The Permanent Tooth and Gum Care Regime
Replies: 176
Views: 281628

Re: The Permanent Tooth and Gum Care Regime

As we know, the Japanese eat Allota rice. Yet they have some of the longest lifelongevity in the world. How do the no fiber gurus understand that phenomenon? Do you really think steamed white rice has a lot of fiber? Carbs, yes. Fiber, no. Ya, but carbs are supposed to be poison, according to the l...
by thisisallen
Mon Jul 09, 2018 2:54 pm
Forum: Other Discussions
Topic: The Permanent Tooth and Gum Care Regime
Replies: 176
Views: 281628

Re: The Permanent Tooth and Gum Care Regime

As we know, the Japanese eat Allota rice. Yet they have some of the longest lifelongevity in the world. How do the no fiber gurus understand that phenomenon?
by thisisallen
Mon Jul 02, 2018 9:51 pm
Forum: Permanent Portfolio Discussion
Topic: 1800 ETFs trade free through Vanguard
Replies: 6
Views: 5035

Re: 1800 ETFs trade free through Vanguard

Companies that already offer free ETF trading like M1Finance May still have an advantage because they offer purchase of fractionalized shares resulting in all of your investment amount being utilized.
by thisisallen
Thu Jun 21, 2018 3:25 pm
Forum: Gold
Topic: The GOLD scream room
Replies: 3689
Views: 1659260

Re: The GOLD scream room

Budd, mathjack107 reported success with the Fidelity Monitor & Insight Newsletter. He mentioned an annual gain of approximately 11% or a bit more. Sounds OK for a high net worth individual. I believe the newsletter deemphasizes gold. The newsletter might be nice when implementing a VP. Hulbert Fina...
by thisisallen
Sat Jun 09, 2018 1:52 pm
Forum: Bonds
Topic: vanguard vs fidelity
Replies: 28
Views: 26784

Re: vanguard vs fidelity

Very good, actionable replies about handling these things as cash. Appreciated
by thisisallen
Fri Jun 08, 2018 5:08 pm
Forum: Bonds
Topic: vanguard vs fidelity
Replies: 28
Views: 26784

Re: vanguard vs fidelity

Following the bouncing ball here...
if tax deferral is not an issue right now then is it best to buy I bonds or 1 yr t-bills or what?
Thx
by thisisallen
Mon Jun 04, 2018 9:37 pm
Forum: Bonds
Topic: vanguard vs fidelity
Replies: 28
Views: 26784

Re: vanguard vs fidelity

But that's the point - you're not a big a. So then why do these different outcomes happen to different people? Has to be something else going on...
by thisisallen
Mon Jun 04, 2018 3:04 pm
Forum: Bonds
Topic: vanguard vs fidelity
Replies: 28
Views: 26784

Re: vanguard vs fidelity

Interestingly enough, doesn’t it happen in so many fields of life that people have different experiences (success vs failure, results achieved more quickly vs more slowly, etc) trying to accomplish the same thing? This leads me to believe that there is a more subtle and more powerful influence at wo...
by thisisallen
Sat Jun 02, 2018 9:33 pm
Forum: Bonds
Topic: vanguard vs fidelity
Replies: 28
Views: 26784

Re: vanguard vs fidelity

My experience at Fidelity is different than what is being discussed. A rep walked me thru a bond purchase (I was not charged anything for her service). Prior to speaking with her I had initiated a transfer and she was able to use it to purchase the bond. And on top of that she was able to initiate a...
by thisisallen
Sun May 27, 2018 2:22 pm
Forum: Variable Portfolio Discussion
Topic: Tactical Asset Allocation + HBPP an intriguing combo
Replies: 500
Views: 297099

Re: Dual Momentum GEM + HBPP a great combo, easy to test

Are international stocks, VEU, still part of the strategy?
by thisisallen
Sun May 20, 2018 9:40 am
Forum: Other Discussions
Topic: The Permanent Tooth and Gum Care Regime
Replies: 176
Views: 281628

Re: The Permanent Tooth and Gum Care Regime

It's really not that hard. Just stop eating carbohydrates. https://www.ncbi.nlm.nih.gov/books/NBK8259/ It balances the PH in your mouth (tartar, decay) and starves S mutans. (caries) Mark, isn’t that like “robbing Peter to pay Paul” because carbs have good benefits also, especially if you’re a vege...
by thisisallen
Fri May 18, 2018 8:35 am
Forum: Other Discussions
Topic: The Permanent Tooth and Gum Care Regime
Replies: 176
Views: 281628

Re: The Permanent Tooth and Gum Care Regime

Someone just recommended trying an ionic toothbrush. This article explains about it. Not many companies are selling it , and all from Japan. Anyone ever have success with this?

http://www.holistic-healing-information ... ushes.html
by thisisallen
Sun May 13, 2018 9:32 pm
Forum: Other Discussions
Topic: Top VPN
Replies: 12
Views: 7079

Re: Top VPN

Have you seen this article? https://thewirecutter.com/reviews/best-vpn-service/ Spoiler: they pick IVPN “IVPN excels at trust and transparency, the most important factors when you’re choosing a virtual private network. The company publicly displays information about its leadership team so you know ...