Have stocks, some gold and ITT’s and spend more time on the Bogleheads forum. Budd reveals the secret sauce on the way out the door! Seriously, I think that particular three-asset mix is a fine choice of asset allocation... and depending on the duration of the ITTs, really not so different from a P...

My opinion on the original question is a NO. Gold’s utility is still uniquely intact. Gold is acting like a risk off asset. I believe it is officially now treated as good as cash in the international banking system. It’s being stock piled by central banks possibly in preparation for a “great reset”...

Im addressing the points that you bring up, that isn't trolling. (bloviating about topics which you are unfamiliar with in an arrogant way seems more like trolling to me?) YOU'RE the Troll you retard. This is a Permanent Portfolio forum/Gold thread. No respect, arrogant/rude. Begone and go spam a B...

It's an interesting idea. I ran a Monte Carlo simulation of this on portfoliovisualizer.com, for a 40 year simulation period, with a 3.25% withdrawal rate. . . In comparison, under the same conditions (3.25% withdrawal rate, 40 year horizon, five worst years first), the GBPP had 78.64% surviving al...

Yep ;) If I had to choose, I would go with the SCV version over the GB. Why? If the bottom dropped out of the stock market, the most I could lose would be 25% vs 40%. Harry suggested using the most volatile asset in each class if I remember correctly. Good researching! I like you sig. Looked up UK ...

Looks to me like the PP with Small Cap Value for the 25% stock holdings versus the GB ... broadly compare

The PP will tend to have one asset that is out of favor, so I had a look at how a timer might have compared to a conventional PP. 1980's and Dow/Gold ratio was down at 1.0 type levels, seemingly gold was expensive, stocks were cheap, so drop gold from the PP and a third each in the remainder assets....

Yawn! Time will tell.

Good grief. (Shouldn't feed trolls). This is not the place for your misinformation/spam. Better would be the VP section, better still - in another forum. IBM is confident that it can exponentially increase the qubit number in the next few years, and could see a processor with billions of qubits with...

We have accumulated enough capital to live off a conservative withdrawal rate of 3.25% per annum. All of our capital is currently in cash (we just sold our properties) . . we will be retiring in Canada and our living expenses will be in Canadian dollars. Personally I do like the liability matched a...

Indications are that rather than having to have 51% of the total mining computational power that 15% or lower levels might suffice, and with that reducing over time. Well within state sponsored attack potential or to some botnets. Are you saying a 51% attack can happen with 15%? And / or some cripp...

Netscape 4.51 (1999) browsers used 40 bit encryption, that nowadays can be cracked in seconds. If Btc was a bank that stored its 1999 ledger/transaction entries in openly distributed encrypted form using encryption methods of the time, then the banks present day value would be zero. Assuming Moore's...

If folks on this forum had 7 figures to invest in Gold (Hypothetical Amounts). - Would you have it in Physical form? - Where would you store it? Why stuffed under the mattress of course. Given you might as well hold hard cash in such times of low interest rate yields, gold alongside the $1M of hard...

OK last question for MJ. Is the following statement true? This statement is false. Jumping in, reminded of ... You are a prisoner in a room with 2 doors and 2 guards. One of the doors will guide you to freedom and behind the other is a hangman–you don't know which is which. One of the guards always...

Kitces looked into rebalancing . Assuming a 50/50 with an average of 10% a year on equities and bonds averaging 5% , over 30 years the 50/50 would become 80/20 just letting assets drift https://www.kitces.com/blog/how-rebalancing-usually-reduces-long-term-returns-but-is-good-risk-management-anyway/...

Pre 1931 UK (Pound) could be converted to/from gold at a fixed/constant rate. Gold Clauses as such were pretty much just a declaration of payments being either in ounces of gold or Pound currency.. In the present era where the two are not pegged but free-floating then a for instance is in India wher...

By the way I lost all my bitcoin in a virtual boating accident. But imagine in 10 years time when a copy of the present encrypted public blockchain (ledger) is easily viewed by the technology available at that time and the FBI come calling on seeing that your historic claim of loss was in fact a li...

US 10 year real annualized % total returns by decades Decade 72-79 1980’s 1990’s 2000’s 2010’s stock -2 26 14 -3 11 gold 10.5 -7.2 -6 11 1 Average 4.25 9.4 4 4 6 In two of the last 5 decades poor returns from stocks saw modest/reasonable gains from gold In the other three cases that flipped around W...

Interesting perspective. I talked to someone for El Salvador today (where Bitcoin has just become legal tender) and they said people are getting hacked and losing their Bitcoin. I did get a chance to dig into details but getting hacked could become a serious problem if more of the general populatio...

Bitcoins being stored in a public encrypted ledger is nice/simple/low-cost for storage, however a 32 character key being the proof of ownership is a major concern from my perspective, especially as any thief doesn't need local access, can steal from a distance from anywhere in the world. Feels some...

The blockchain records everything, for all time. Nodes provide duplicate copies of that ledger to verify consistency, discrepancies flag up warnings but where the most common/numerously consistent copies are considered as the valid copy. Make a copy of today's ledger and in 10, whatever years time d...

4% is alReady very conservative .. a 3% draw to me is very inefficient use of ones money …I mean that is a pay cut of 25%. Subjectively, for instance depends upon sequence of returns in the run up to retirement. End of 2016 and a 60 year old with 20x accumulating in stocks versus 25x anticipated ye...

I saw A brief mention of the pp by hulbert for those interested . “immunize the bulk of your portfolio from any short-term speculative trading to which your daily obsessions might lead you. My preferred way of doing that was proposed decades ago by the late Harry Browne, editor of a newsletter call...

Not rebalancing things like gold has to hurt …gold spikes and then when the smoke clears it rolls back . Odds are if you don’t harvest the spike it goes away. Gold can start a year , spike , roll back and by years end go no where or be down. You would need a long bull market in equities for not reb...

Bitcoins being stored in a public encrypted ledger is nice/simple/low-cost for storage, however a 32 character key being the proof of ownership is a major concern from my perspective, especially as any thief doesn't need local access, can steal from a distance from anywhere in the world. Feels somew...