My gut feeling is that if you don't earn any money in Ireland then you would have to file only in the US.  When you say "Irish residency," do you mean you will be gaining residency in Ireland (like a US green card), or will you be there on a visa?  That might affect your tax status. (Perha...

Bedraggled, it might not be a fun read, but some of your questions are probably answered in IRS publication 54, Tax Guide for U.S. Citizens and Resident Aliens Abroad .  There is a tax treaty between the US and Ireland , so you should have no concerns about double-taxation.  I think that, as a US ci...

LOL, you'll find a lot of conspiracy Bullshit that alternative practitioners believe in just because its fashionably anti-corporate or anti-government and they get an emotional charge out of it.  While it can be true in many cases, it's not carte blanche.  No one just sits by and lets their economi...

I just watched the second episode.  The message is that a strong immune system is the best defense against cancer.  I can dig it.  Unfortunately, the documentary suggests it can best be achieved will healthy doses of snake oil, conspiracy theories, and anecdotal evidence, with a small drop of religi...

I would reinvest any dividends, coupons, or interest into the asset from which it came.  Mainly because that approach provides a slightly higher CAGR (see for yourself at peaktotrough.com).  The alternatives are letting it remain as cash or investing it in the asset of lowest value at the time.  I c...

Although I think hes conflating CO2 with the alleged causes of global warming.  Pollution causes global cooling, not warming.  CO2 is a pollutant, yes? Well, there are pollutants and there are pollutants.  Atmospheric dust from a volcanic eruption, a forest fire, a nuclear explosion, or an asteroid...

I'll only comment on one item.  Did you know that MRI (Magnetic Resonance Imaging) was originally named NMR (Nuclear Magnetic Resonance)?  The name was changed to appease the "fear of everything nuclear" crowd and thus sell it to the ignorant masses.  Goes along with your other comment ab...

How about adopting a hybrid plan?  Like, combining "35/15" with "every two/three years," and then rebalancing whichever comes first.  That way you would keep the bands wide (handy for taking advantage of rapid and wide market swings), but never leaving the portfolio alone for too...

Reviving an old thread here, this may well be the worst article on grilling I've ever read: http://www.slate.com/articles/double_x/doublex/2015/07/grilling_feminism_and_masculinity_a_grand_unified_theory.html?wpsrc This guy needs some time away from his liberal friends. But I’m uncomfortable with t...

You know, the "can't afford to lose" part means "won't disappear" and not "will never ever ever decline in value." If there was a portfolio that had real gains with no nominal losses ever, everyone would be using it! About 50% of people -- especially Millennials -- do....

Another favorite of mine is from Ryan Melvey (melveyr).  http://4.bp.blogspot.com/-Olmcg4ieFKg/TbcL7ZRl_5I/AAAAAAAAADM/QF68g7nuKMM/s1600/ppreal.jpg More info here: http://tinyurl.com/otuojkc Good chart but it looks like it ends in 2011...any chance of an updated version out to 2014 or (so far) 2015...

It could get written up in the newspaper. From the original post: "What happens to you is sad, but it's not something that would get more than local news coverage (if it got any coverage at all)." OK, you got me, but it doesn't change my answer. If you're going to challenge my reading com...

The key to solving this puzzle seems to be that the death will be so ordinary that it wouldn't get written up in the local paper.  So no death during a mugging or some shooting incident.  I'm thinking a car crash; we know this man drives everywhere.  MT says the thought experiment is about risk, so ...

Pet Hog, not sure if you'd be willing to make a modification, but it strikes me there's a little room for more granularity in the color coding. Since the 3-6% average return range makes up such a vast majority of the data, it would be interesting to see that broken down perhaps into two subsets lik...

MangoMan wrote: As of mid-day, GTU is up over 2% while GLD is flat.

Consistent with GTU's 7.0% NAV discount yesterday becoming 5.0% today.

Last post for a while, I promise. [img width=600]http://i.imgur.com/qqOtJ6I.jpg[/img] This chart is similar to the one I posted yesterday, but this one was calculated for a PP with biennial (every two years) rebalancing on the anniversary.  So, starting January 1 1972 and then rebalancing on Jan 1 1...

Maybe my eyes are playing tricks on me but you can really see the January/February effect on that line chart. It's small but pretty consistent. Thanks for the charts/graphs. Iwealth, I think it's an artifact arising from the way I calculated the returns.  The January and February data include the r...

[img width=600]http://i.imgur.com/Oz9crTM.jpg[/img] Taking the final values from the right-hand side of each line in the chart above gives the following chart of real CAGRs over the years for annual-rebalance-on-anniversary PPs: [img width=600]http://i.imgur.com/417ep7P.jpg[/img] That's a pretty co...

1972  2014  2015 Jan  4.712%  4.838% Feb  4.739%  4.921% Mar  4.719%  4.783% Apr  4.645%  4.732% May  4.401%  4.416% Jun  4.306% Jul  4.412% Aug  4.363% Sep  4.456% Oct  4.472% Nov  4.363% Dec  4.583% Sorry about the earlier post (I posted instead of previewed).  These are the real CAGRs from my ch...

[img width=600]http://i.imgur.com/Oz9crTM.jpg[/img] Here's a full chart of the real CAGRs of PPs started on the first of the month of every month since January 1972.  These PPs are rebalanced annually, with dividends reinvested.  Again, I took the PP data from PeakToTrough.com and CPI-U data from bl...

[img width=500]http://i.imgur.com/ZJxPo4g.jpg[/img] In case anyone's interested, I updated my earlier chart of the last 10 years of monthly PPs, incorporating the May CPI-U number.  Nothing major to see.  I started my PP in May 2013; the yellow bar after two years invested agrees with the 2.00% real...

According to the charts on kitco , the gold spot price rose about 1.3% from 4 pm on June 17 ($1187) to 4 pm on June 18 ($1202).  That's when the NYSE closes and that's when you should be comparing the price of any gold-tracking ETF or CEF.  There was an increase of about 2.4% if you look at the Lond...

One thing I wasn't quite certain of in the offer is whether the trade is for the current value (including the discount), or at a zero discount.  Does anyone know for certain what "nav to nav basis" means? At the current discount of -6.3%, I'd lose out since I got some shares at -4%.  It m...

While I was still in the mood for playing with Excel, I thought I'd try changing the starting month in my earlier appendix wedge chart for a bit more granularity.  Not everyone starts their PP on January 1st, nor rebalances on January 1st, so I crunched some numbers for different starting dates (the...

Apologies to Tyler, but I've made this appendix for his chart to take into consideration the last 10 years.  I've stuck to his format, but the colors are slightly different.  Again, these are real returns and the same conclusions can be drawn: no negative three-year returns. [img width=300]http://i....