Search found 171 matches

by europeanwizard
Mon Jul 30, 2018 10:02 am
Forum: Variable Portfolio Discussion
Topic: Farmland
Replies: 7
Views: 6050

Re: Farmland

It was a stunning podcast. What I found really interesting, is that they had a really unfortunate situation where they bought a farm, which was subsequently to be rented out to a farm company managed by two men. Then within a year, both (!) of them died and the company was about to go under. So Davi...
by europeanwizard
Fri May 18, 2018 1:59 am
Forum: Other Discussions
Topic: Annuities?
Replies: 127
Views: 52920

Re: Annuities?

ochotona wrote: Thu May 17, 2018 2:31 pm I may annuitize just enough to meet basic expenses, and I would split it up between several issuers.
Aside from the wisdom of buying annuities, that's actually quite clever, great suggestion.
by europeanwizard
Sun May 13, 2018 1:27 am
Forum: Other Discussions
Topic: Freedom
Replies: 32
Views: 21753

Re: Freedom

Congrats! In certain Reddit subs related to this topic, it's customary to wish you a hearthy GFY https://www.urbandictionary.com/define.php?term=gfy . I remember studying asset allocations on Tyler's site, and thinking, "Who is this Desert guy and why has he earned the right to appear here?&quo...
by europeanwizard
Fri May 11, 2018 2:58 am
Forum: Other Discussions
Topic: Top VPN
Replies: 12
Views: 7331

Re: Top VPN

Be sure to configure the SOCKS proxy for your torrent client. If you don't, and the VPN unexpectedly drops connection, the torrent client will continue and your IP will be visible once more. If however your VPN provider offers a SOCKS proxy, it offers an extra level of protection. Privateinternetacc...
by europeanwizard
Tue Apr 03, 2018 4:07 am
Forum: Permanent Portfolio Discussion
Topic: Investing new money now
Replies: 22
Views: 15669

Re: Investing new money now

Perhaps I don't understand something, but given your current allocation, shouldn't you simply buy stocks and forget about what the pundits say?

Nobody can predict the future. That's why the PP was invented. Just stick to the strategy, it was designed so you don't have to make these decisions.
by europeanwizard
Sun Apr 01, 2018 1:39 pm
Forum: Permanent Portfolio Discussion
Topic: Safe Haven Assets Acting Weird (WSJ)
Replies: 3
Views: 3354

Re: Safe Haven Assets Acting Weird (WSJ)

Thanks for posting that. Interesting read. The graph they post, covers February and March though. Is that then enough to draw a conclusion, I wonder...
by europeanwizard
Fri Mar 09, 2018 12:29 am
Forum: Stocks
Topic: What to Make of High Stock Allocation Proponents
Replies: 21
Views: 17764

Re: What to Make of High Stock Allocation Proponents

What's funny is posting such a historic scenario on https://www.reddit.com/r/financialindependence/ or https://www.reddit.com/r/investing/. Your comment will get downvoted although you simply posted a fact.
by europeanwizard
Mon Mar 05, 2018 11:59 pm
Forum: Permanent Portfolio Discussion
Topic: New bond ETFs are very helpful
Replies: 3
Views: 3810

Re: New bond ETFs are very helpful

This is extremely interesting to me... "hedged to local currency" here means that the forex risk is hedged? I.e. you don't run currency risk when you hold this ETF in euros? I suspect this is a costly affair? This may be a solution to the exasperating problem that we Europeans have, with t...
by europeanwizard
Mon Feb 26, 2018 1:13 pm
Forum: Bonds
Topic: The Great Bond Bubble?
Replies: 25
Views: 18136

Re: The Great Bond Bubble?

Yeah, this has basically everybody worried. When I started my portfolio last year, I also had severe doubts: https://www.gyroscopicinvesting.com/forum/viewtopic.php?t=9082 For everybody outside the USA, it's even worse than sketched. I'm from the EU and after a lot of hemming and hawing, I started w...
by europeanwizard
Sat Feb 17, 2018 12:06 am
Forum: Other Discussions
Topic: My new project: KDE Plasma world domination
Replies: 22
Views: 14831

Re: My new project: KDE Plasma world domination

Awesome, man. I've used KDE on and off for almost 15 years on the desktop. Now I'm on macOS due to iOS development, but still have a soft spot for the Linux desktop.
by europeanwizard
Mon Dec 18, 2017 9:26 am
Forum: Permanent Portfolio Discussion
Topic: European PP, update 6 months after starting
Replies: 43
Views: 30474

Re: European PP, update 6 months after starting

you have 50K in CD and 7k in 3 ETFs? 25K absolutely cash (in a savings account) 25K in a CD 10K in 3 ETFs why do you maintain such a large cash position? Main emotional reason, I'm a bit of a nervous guy ;D I've always worked for the man, very stable job and all that. I started contracting a couple...
by europeanwizard
Sat Dec 16, 2017 3:42 am
Forum: Permanent Portfolio Discussion
Topic: European PP, update 6 months after starting
Replies: 43
Views: 30474

European PP, update 6 months after starting

Some time ago, a forum member asked me how my European PP was doing. Since I owe so much to this forum, here's a little update. First of all, I'm in the experimental phase because until recently, I was still saving. I'm a contractor and this means no social security in The Netherlands. Since I have ...
by europeanwizard
Mon Dec 04, 2017 8:04 am
Forum: Permanent Portfolio Discussion
Topic: What is the "store of value" in the PP
Replies: 9
Views: 5660

Re: What is the "store of value" in the PP

Please note that I'm relatively new to investing. and cash rarely delivers a "real, inflation adjusted" return of any significance, Looking at this article: https://portfoliocharts.com/2017/05/12/understanding-cash-will-make-you-a-better-and-happier-investor/ I believe the author (username...
by europeanwizard
Mon Nov 20, 2017 1:07 pm
Forum: Other Discussions
Topic: My new company: Sandfly Security
Replies: 8
Views: 8438

Re: My new company: Sandfly Security

Congratulations on the launch! Very sleek logo.
by europeanwizard
Mon Nov 20, 2017 1:03 pm
Forum: Other Discussions
Topic: the Thankful Investor (Tyler)
Replies: 5
Views: 5460

Re: the Thankful Investor (Tyler)

It's a good one, thanks for posting about it. I'm only just starting in my investment journey, but ever since, I haven't really worried. Part of it, is that the PP prescribes a nice fat wad of cash. While other investors are worrying about how much they should keep cash, I can just stick to the 25% ...
by europeanwizard
Thu Nov 16, 2017 10:13 am
Forum: Other Discussions
Topic: Has Craig's blog been hijacked?
Replies: 10
Views: 7216

Re: Has Craig's blog been hijacked?

Well, it's all in his signature on this forum, right? He no longer controls the domain, so I don't see the problem.
by europeanwizard
Fri Nov 10, 2017 7:18 am
Forum: Permanent Portfolio Discussion
Topic: EU-PP whilst buying a house.
Replies: 6
Views: 4848

Re: EU-PP whilst buying a house.

Well, it all depends on the numbers, on your risk appetite, and very importantly, on any partner's taste in this regard. Let me sketch my circumstances, and perhaps we can draw some parallels for yours. I own a house, its current worth is 350k. Over the years, I've moved money towards the principal ...
by europeanwizard
Thu Oct 26, 2017 8:00 am
Forum: Other Discussions
Topic: Benefits of State Marriage
Replies: 41
Views: 24807

Re: Benefits of State Marriage

Absolutely true. So here's the $500 question. Knowing this (and what man could possibly NOT know this by now), why do men so willingly enter into this situation? I think it's because changing this requires a prenup. This is not the default situation. People are often unwilling to change the default...
by europeanwizard
Wed Oct 25, 2017 2:49 am
Forum: Other Discussions
Topic: Benefits of State Marriage
Replies: 41
Views: 24807

Re: Benefits of State Marriage

I'm from Europe (The Netherlands), and the culture around marriage is definitely different. About half of my friends and acquaintances get married, the other half lives together. Of those who married, they often took their time; half of those married after their first or second child. There are fina...
by europeanwizard
Fri Oct 20, 2017 5:54 am
Forum: Other Discussions
Topic: How to subscribe to new topics (and not to replies)?
Replies: 7
Views: 7421

Re: How to subscribe to new topics (and not to replies)?

Ah, for just one forum I wasn't able to do that either. However doesn't Feedly include filtering or some such?
by europeanwizard
Fri Oct 20, 2017 5:41 am
Forum: Other Discussions
Topic: How to subscribe to new topics (and not to replies)?
Replies: 7
Views: 7421

Re: How to subscribe to new topics (and not to replies)?

If you have an RSS reader, I think you can subscribe to the following URL:
feed.php?mode=topics
by europeanwizard
Sun Oct 15, 2017 2:15 pm
Forum: Permanent Portfolio Discussion
Topic: Permanent Portfolio in Europe (follow-up)
Replies: 66
Views: 52271

Re: Permanent Portfolio in Europe (follow-up)

Thomas Hoog wrote:Yep Dutch
Another Dutchie here. Thanks for your valuable posts!
by europeanwizard
Sun Oct 08, 2017 9:16 am
Forum: Permanent Portfolio Discussion
Topic: New Member
Replies: 7
Views: 6150

Re: New Member

If I understand correctly t's 2,50 euro a year for each exchange? I choose those ETF's because they were lower cost than most other comparable ETF's. I read some of the discussions about eurozone bonds and for me the combined duration of a LT bond etf and a savings account still seems reasonable to...
by europeanwizard
Mon Sep 25, 2017 3:39 am
Forum: Permanent Portfolio Discussion
Topic: New Member
Replies: 7
Views: 6150

Re: New Member

I'm using DeGiro (custody account) for now. Great, I have an account there as well. Any reason why you're using GZUR and not PHAU? The reason I use PHAU is that it's listed on the Euronext Amsterdam, so you don't pay the yearly fees for keeping a fund on a foreign exchange. As for bonds, I use iSha...
by europeanwizard
Thu Sep 21, 2017 4:56 am
Forum: Permanent Portfolio Discussion
Topic: New Member
Replies: 7
Views: 6150

Re: New Member

WhiteElephant wrote:Long-time lurker here from the Netherlands.
Another Dutchie here :) Belated welcome :)

Which broker do you use?