Search found 947 matches

by frugal
Tue Dec 18, 2012 6:39 pm
Forum: Permanent Portfolio Discussion
Topic: Spreadsheets to Track PP
Replies: 49
Views: 144635

Re: Spreadsheets to Track PP

yes GREAT

Can you only see ONE year chart?

Regards
by frugal
Tue Dec 18, 2012 6:22 pm
Forum: Permanent Portfolio Discussion
Topic: European PP achilles heel?
Replies: 45
Views: 23997

Re: European PP achilles heel?

Hello,

I took only in consideration the management FEE. Distribution of dividends I don't know how to find. Please advice.

Best regards.
by frugal
Tue Dec 18, 2012 4:32 pm
Forum: Gold
Topic: PHAU vs XAD1 vs VZLD
Replies: 1
Views: 1652

Re: PHAU vs XAD1 vs VZLD

EXPENSES FEES

PHAU and VZLD 0,39%

XAD1 - 0,29%

do you confirm that XAD1 is the cheapest?

Can I use 3 ETF's for gold? The Sum of commissions is the same! And we can decrease risk, no?

Shall we decide depending in any other feature?

Thanks
by frugal
Tue Dec 18, 2012 8:07 am
Forum: Variable Portfolio Discussion
Topic: Best Variable Portfolio
Replies: 11
Views: 8245

Re: Best Variable Portfolio

hello,


Having a GOLD ETF in USD and a GOLD ETF in EUR makes sense?

:-\
by frugal
Tue Dec 18, 2012 5:32 am
Forum: Variable Portfolio Discussion
Topic: Best Variable Portfolio
Replies: 11
Views: 8245

Re: Best Variable Portfolio

Hello,

where can I CHECK daily variation of HBPP?

I would like to feel the flutuactions day by day in a chart.

Thank you.
by frugal
Tue Dec 18, 2012 5:16 am
Forum: Permanent Portfolio Discussion
Topic: Spreadsheets to Track PP
Replies: 49
Views: 144635

Re: Spreadsheets to Track PP

Hello,

where can I see daily variation of HBPP?

I would like to feel the flutuactions day by day in a chart.

Thank you.
by frugal
Mon Dec 17, 2012 10:54 pm
Forum: Permanent Portfolio Discussion
Topic: ETF Fraud - Documents to proove
Replies: 18
Views: 9612

Re: ETF Fraud - Documents to proove

smurff wrote: Gold is more expensive than it was four years ago, but there is no way to know that you're at the top.
it as a "real" calculated price?
by frugal
Mon Dec 17, 2012 10:36 pm
Forum: Other Discussions
Topic: Spending your MONEY in real assets, not PAPERS
Replies: 10
Views: 3808

Re: Spending your MONEY in real assets, not PAPERS

Hi,

spending just for fun, it's not the right way  :-\

I'm looking for things that at least keep their value over time OR are important for LIFE.

Thank you and best regards
by frugal
Mon Dec 17, 2012 10:30 pm
Forum: Permanent Portfolio Discussion
Topic: ETF Fraud - Documents to proove
Replies: 18
Views: 9612

Re: ETF Fraud - Documents to proove

- the high price of Gold doesnt allow me to easly buy gold physic Unless you have an extremely small portfolio, why would it be easier to buy if the price was lower? Sounds like you need to just bite the bullet and buy the bullion. PS, It depends on the portfolio size? How? A gold sovereign, which ...
by frugal
Mon Dec 17, 2012 4:56 pm
Forum: Other Discussions
Topic: Spending your MONEY in real assets, not PAPERS
Replies: 10
Views: 3808

Re: Spending your MONEY in real assets, not PAPERS

We always only live once. Exactly. So use some of your money to do things you enjoy. If you could amass a fortune over your investing lifetime, what good is it if you don't enjoy yourself along the way? Sorry the error, i didnt pay attention. You are right, i feel i have to enjoy more. But what i e...
by frugal
Mon Dec 17, 2012 4:50 pm
Forum: Permanent Portfolio Discussion
Topic: ETF Fraud - Documents to proove
Replies: 18
Views: 9612

Re: ETF Fraud - Documents to proove

Hello, Good answers. My problems are? - the high price of Gold doesnt allow me to easly buy gold physic - putting money on a foreign broker like IB interative brokers, i feel insecure, money is far in another country and if something happens, it is more difficult to resolve Please comment. Regards.
by frugal
Mon Dec 17, 2012 4:28 pm
Forum: Other Discussions
Topic: Spending your MONEY in real assets, not PAPERS
Replies: 10
Views: 3808

Re: Spending your MONEY in real assets, not PAPERS

Pointedstick wrote: I guess that's all true… what was the question again?
Maybe i am addicted, wanting to find new solutions  :)
by frugal
Mon Dec 17, 2012 4:15 pm
Forum: Other Discussions
Topic: Spending your MONEY in real assets, not PAPERS
Replies: 10
Views: 3808

Re: Spending your MONEY in real assets, not PAPERS

Hi PS,

To save money is adictive, you will always want more and more.

And,

We always live once.
by frugal
Mon Dec 17, 2012 2:17 pm
Forum: Other Discussions
Topic: Spending your MONEY in real assets, not PAPERS
Replies: 10
Views: 3808

Spending your MONEY in real assets, not PAPERS

HELLO, Acumulate all your savings and save money to a PP+VP is a complete headeache... It is RISKY and boring :-) Do you have any other SMART ways to spend a big part of your savings? Examples: # LAND # HOUSES / APARTMENTS # PRECIOUS METALS # ART ? # COLLECTION ITEMS, old cars... I wait more options...
by frugal
Mon Dec 17, 2012 4:27 am
Forum: Permanent Portfolio Discussion
Topic: ETF Fraud - Documents to proove
Replies: 18
Views: 9612

Re: ETFs Fraudes - Documents to proove

smurff wrote: losing all your paper assets in a fraud scheme not insured by the fdic or sipc
How can we avoid this?

Thank you
by frugal
Mon Dec 17, 2012 4:26 am
Forum: Gold
Topic: Still a bit perplexed by direct gold ownership
Replies: 17
Views: 7678

Re: Still a bit perplexed by direct gold ownership

smurff wrote: losing all your paper assets in a fraud scheme not insured by the fdic or sipc
Hi,

can you please comment the topic:

http://gyroscopicinvesting.com/forum/ht ... ic.php?t=7

THANK YOU
by frugal
Sun Dec 16, 2012 4:47 pm
Forum: Permanent Portfolio Discussion
Topic: ETF Fraud - Documents to proove
Replies: 18
Views: 9612

ETF Fraud - Documents to proove

Hi,

what kind of documents shall we ask to the broker to be sure that they invested our money in the ETF's ?


I'm afraid to use a broker that can do something wrong.

Regards
by frugal
Sun Dec 16, 2012 10:09 am
Forum: Variable Portfolio Discussion
Topic: Best Variable Portfolio
Replies: 11
Views: 8245

Re: Best Variable Portfolio

I think that allocation or something similar is fine for a European VP.  I like the idea of foreign investors diversifying with a certain percentage into a US PP because of the reserve currency factor. My only change would be to make it a little more PP-like however. HBPP-US ? Please explain. Fruga...
by frugal
Sun Dec 16, 2012 10:02 am
Forum: Gold
Topic: Still a bit perplexed by direct gold ownership
Replies: 17
Views: 7678

Re: Still a bit perplexed by direct gold ownership

By that point of view, CASH should be at home like GOLD, so 50% of total PP ?

Cash in a SOLID country returns almost 0%!



Thank you.
by frugal
Sun Dec 16, 2012 8:43 am
Forum: Gold
Topic: Still a bit perplexed by direct gold ownership
Replies: 17
Views: 7678

Re: Still a bit perplexed by direct gold ownership

Hi,

For me it is also tough to diversify so much.

Diversify is important, is more expensive, takes more time to manage...

- several brokers
- several etfs for each of the 4 assets of hbpp

How ETFs can be fraud?


Tks
by frugal
Sun Dec 16, 2012 5:04 am
Forum: Variable Portfolio Discussion
Topic: Best Variable Portfolio
Replies: 11
Views: 8245

Best Variable Portfolio

Hello, here is it: TLT - Barclays 20+ Year Treasury Bond Fund – 15%; ITE - SPDR Barclays Capital Intermediate Term Treasury ETF – 5%; GLD/SGOL - SPDR Gold Shares /Physical Swiss Gold Shares – 15%; DBC - PowerShares DB Commodity Index Tracking Fund – 7.5%; VNQ/VNGI - Vanguard REIT ETF/ Vanguard Globa...
by frugal
Sun Dec 16, 2012 3:48 am
Forum: Permanent Portfolio Discussion
Topic: Optimization REMOVING Cash
Replies: 11
Views: 5881

Re: Optimization REMOVING Cash

Why not just 33/33/33? Is the reason why you're considering your cash as separate from the PP because you can't bear to part with your 4% CDs?  ;) 33% x 3 is another option. There's no optimal %'s, right? I'm young and I have CD's as you said and real REIT. Also 1,3% more per year will make a big d...
by frugal
Sat Dec 15, 2012 4:58 pm
Forum: Gold
Topic: PHAU vs XAD1 vs VZLD
Replies: 1
Views: 1652

PHAU vs XAD1 vs VZLD

PHAU vs XAD1 vs VZLD

Which one is the better to choose?

Or it is all the same?


(I am in EUROPE)

Thank you
by frugal
Sat Dec 15, 2012 4:41 pm
Forum: Permanent Portfolio Discussion
Topic: Optimization REMOVING Cash
Replies: 11
Views: 5881

Optimization REMOVING Cash

Hi,

I am thinking to consider to remove cash from my PP.
I have another Cash positions already.

The 25% of CASH of the portfolio shall then go to STOCKS? 50% ?
Or 12,5% for Stocks + 12,5% for long term bonds?

What is the best option in you opinion?



Thank you.
by frugal
Fri Dec 14, 2012 3:33 pm
Forum: Permanent Portfolio Discussion
Topic: 80-90% of your Total Savings in PP
Replies: 43
Views: 22882

Re: 80-90% of your Total Savings in PP

Average is probably 90%
Variables portfolios are small, very small.

Regards