Gold-to-silver ratio in the 90s again, first time in two years. About 92:1 right now. I think I'll swap some gold for silver if it cracks 100.
https://www.bullionbypost.co.uk/price-r ... ver/3year/
Search found 257 matches
- Wed Jul 06, 2022 2:14 am
- Forum: Gold
- Topic: What's going on with silver?
- Replies: 211
- Views: 170552
- Mon Apr 04, 2022 12:18 pm
- Forum: Gold
- Topic: PHYS selling at a premium
- Replies: 6
- Views: 3192
Re: PHYS selling at a premium
How are you tracking current premium/discount to NAV for PHYS? I was using that Sprott URL. And also checking the price ratio of IAU to PHYS. It's rare to see PHYS trade at a premium to NAV, but it was doing so consistently on Friday, not just a spike at closing. Because the discount has been avera...
- Fri Apr 01, 2022 1:55 pm
- Forum: Gold
- Topic: PHYS selling at a premium
- Replies: 6
- Views: 3192
PHYS selling at a premium
PHYS is, at this minute, trading at a premium of +0.20%. It usually trades at a discount (2020 was the last year where it meaningfully traded for several weeks at a premium), so now might be a good time to get out of it if anyone has been thinking of going to a less expensive ETF or physical. Just a...
- Mon Feb 28, 2022 2:07 pm
- Forum: Bonds
- Topic: I Bonds for Permanent Portfolio
- Replies: 61
- Views: 13042
Re: I Bonds for Permanent Portfolio
But that 7.12% for six months is psychologically tempting! At this time, I see little likelihood that the new interest rate will be much different than the current 7.12%, but you never know until it happens. The new I-Bond rate will be set on May 1, using the CPI-U numbers from September 2021 (274....
- Tue Jan 25, 2022 5:10 pm
- Forum: Other Discussions
- Topic: It's all about China
- Replies: 123
- Views: 64501
Re: It's all about China
Its easy to get people off farms and into construction/office work. Not easy to get them to code <irony> I'm not so sure. As a wise man once said , "Anyone who can go down 300 to 3000 feet in a mine sure in hell can learn how to program as well. Give me a break. Anybody who can thrown coal int...
- Fri Jan 21, 2022 9:13 pm
- Forum: Permanent Portfolio Discussion
- Topic: Yay PP!
- Replies: 268
- Views: 61540
Re: Yay PP!
I, for one, enjoy reading mathjak's posts even if I don't always agree with them. I've learned from him and I hope that we have a big enough tent here not to drive him away. I agree with what you concisely stated above. I, too, like reading dissenting views on this forum. None of us knows the futur...
- Fri Jan 21, 2022 8:40 pm
- Forum: Permanent Portfolio Discussion
- Topic: 2022 PP predictions
- Replies: 44
- Views: 9658
- Tue Jan 18, 2022 10:04 pm
- Forum: Permanent Portfolio Discussion
- Topic: Yay PP!
- Replies: 268
- Views: 61540
Re: Yay PP!
Kitces looked into rebalancing . Assuming a 50/50 with an average of 10% a year on equities and bonds averaging 5% , over 30 years the 50/50 would become 80/20 just letting assets drift https://www.kitces.com/blog/how-rebalancing-usually-reduces-long-term-returns-but-is-good-risk-management-anyway/...
- Thu Jan 06, 2022 7:25 pm
- Forum: Permanent Portfolio Discussion
- Topic: The PP, marginal utility, and investment "faith"
- Replies: 135
- Views: 32370
Re: The PP, marginal utility, and investment "faith"
I agree, Kevin, this year looks daunting. Making around 12% nominal with the PP seems like an impossible joke.
- Thu Jan 06, 2022 2:55 pm
- Forum: Permanent Portfolio Discussion
- Topic: The PP, marginal utility, and investment "faith"
- Replies: 135
- Views: 32370
Re: The PP, marginal utility, and investment "faith"
Smith, sorry for your loss. I've never been in your situation, but I did receive a windfall once that doubled my PP and I recall the nervousness of placing what, at the time, seemed like huge trades. I have a few thoughts. One, think of your portfolio in terms of percentages, not dollars. The PP (fo...
- Mon Jan 03, 2022 7:48 pm
- Forum: Permanent Portfolio Discussion
- Topic: 2022 PP predictions
- Replies: 44
- Views: 9658
2022 PP predictions
Putting these predictions out there for ridicule come 2023! Stocks: down (guessing -20%) LTTs: down (guessing -20%) Gold: up (guessing +25%) Cash: up (guessing +5%) ----- PP: slightly down (guessing -3% nominal) ----- Rationale: Pandemic -- over or ignored Inflation -- high because of short supply S...
- Mon Jan 03, 2022 6:52 pm
- Forum: Permanent Portfolio Discussion
- Topic: 2021 PP Returns
- Replies: 30
- Views: 6130
Re: 2021 PP Returns
My 2021 data point. I'm a traditionalist, 4x25.
Nominal return: 5.14%
Inflation: 6.81%
Real return: -1.67%
Damn that inflation!
Nominal return: 5.14%
Inflation: 6.81%
Real return: -1.67%
Damn that inflation!
- Tue Aug 10, 2021 8:04 pm
- Forum: Other Discussions
- Topic: Solution: How to contribute online to a Fidelity solo 401k
- Replies: 1
- Views: 680
Solution: How to contribute online to a Fidelity solo 401k
I recall (but can't find it) there being some discussion here, many moons ago, about all the jumping through hoops needed to contribute online to a Fidelity solo 401k. In the past I have mailed a check, deposited a check at a Fidelity branch, or ACH'd money to a Fidelity checking account then called...
- Wed May 12, 2021 3:43 pm
- Forum: Other Discussions
- Topic: Thoughts please: cancel culture and my book club
- Replies: 20
- Views: 4238
Re: Thoughts please: cancel culture and my book club
I suggest you two should be like William Thackeray and Makepeace.
- Mon Feb 01, 2021 3:36 pm
- Forum: Permanent Portfolio Discussion
- Topic: Another solid January
- Replies: 15
- Views: 13615
Re: Another solid January
Below, the numbers are adjusted closes for December 31 and January 29 (from Yahoo), then the percentage change. VTI 194.64 193.99 -0.33% TLT 157.73 152.00 -3.63% GLD 178.36 172.61 -3.22% SHY 86.38 86.40 +0.02% PP January 2021: [(-0.33) + (-3.63) + (-3.22) + (+0.02)]/4 = -1.79% A negative January -- ...
- Tue Mar 24, 2020 3:50 pm
- Forum: Permanent Portfolio Discussion
- Topic: Gold / Stock / Bonds at highs or near highs?
- Replies: 95
- Views: 64908
Re: Gold / Stock / Bonds at highs or near highs?
Sure, I think we're due for some dramatic market turbulence in the next couple of years, but there seems to be so much doom and gloom in the personal finance world these days that perhaps it's already factored in (i.e., if everyone thinks we're going to crash it's unlikely to happen). If I were to ...
- Tue Mar 24, 2020 3:42 pm
- Forum: Stocks
- Topic: DIY individual stock fund
- Replies: 49
- Views: 49000
- Tue Mar 24, 2020 3:40 pm
- Forum: Gold
- Topic: Spikes in Premium on PHYS
- Replies: 14
- Views: 10622
Re: Spikes in Premium on PHYS
Along with yesterday's big decrease in the price of gold, PHYS traded most of the day with a big discount. I added to my holdings (from IAU) when the discount was 2.38%. I'll be looking to exit next week if the discount shrinks or evaporates. According to the chart at the bottom of this page , the ...
- Fri Mar 20, 2020 12:42 pm
- Forum: Other Discussions
- Topic: Tax Day Pushed to June 15
- Replies: 4
- Views: 2069
- Fri Mar 20, 2020 5:39 am
- Forum: Other Discussions
- Topic: Synthesis of hydroxychloroquine
- Replies: 3
- Views: 1856
Re: Synthesis of hydroxychloroquine
I have read that there is a shortage of this compound that should be remedied by mid-April. If it is important to have this compound for the coronavirus outbreak, that's way too late. We can't wait for an FDA-approved laboratory to fix this shortage or a lot of people are going to die. Any organic ...
- Fri Mar 20, 2020 4:25 am
- Forum: Permanent Portfolio Discussion
- Topic: PP vs. real gold bugs
- Replies: 26
- Views: 9096
Re: PP vs. real gold bugs
The young Tyson's impeccable blend of defensive bobbing and weaving and insane punching power was very PP-like. ;D Hmm, it never occurred to me earlier, but perhaps Mike was talking about the PP? "My style is impetuous, my defense is impregnable." "How dare they challenge me with the...
- Sat Mar 07, 2020 8:02 pm
- Forum: Bonds
- Topic: Wise move to sell LTTs and buy new 30-years?
- Replies: 6
- Views: 4239
Re: Wise move to sell LTTs and buy new 30-years?
Just thinking out loud. Writing this stuff down to see if I can convince myself that there is any potential advantage. Perhaps I should consider of a more extreme example. There is a 21-year treasury (maturing 5/15/2041) with a 4.375% coupon, currently valued at $159.63. As a PP investor, I would ho...
- Sat Mar 07, 2020 6:36 pm
- Forum: Bonds
- Topic: Wise move to sell LTTs and buy new 30-years?
- Replies: 6
- Views: 4239
Re: Wise move to sell LTTs and buy new 30-years?
Are these held taxable or tax deferred? If taxable there is benefit to selling and realizing the gain as a long term cap gain and trading down to the lower yield (you may even be able to harvest some stock losses right now to help pay the tax bill). Now, you do alter your average maturity when you ...
- Sat Mar 07, 2020 6:11 pm
- Forum: Bonds
- Topic: Negative interest rates
- Replies: 57
- Views: 24914
Re: Negative interest rates
If that's the case do you believe this theory is correct? Hal, that's a beautiful and informative chart. Yes, I would have to say I do believe in the theory, whatever it might be! (I suspect it says that as money pours into an economy it goes to higher levels of the double-pyramid -- with riskier a...
- Sat Mar 07, 2020 5:19 pm
- Forum: Bonds
- Topic: Wise move to sell LTTs and buy new 30-years?
- Replies: 6
- Views: 4239
Wise move to sell LTTs and buy new 30-years?
I have a question that you all might have some idea about. I own two lots of LTTs, with 27 and 28 years left to maturity. I bought them with yields of about 3%. Each price today is over $140. Both gained around 7% on Friday. Crazy! Let's say I bought $10,000 of bonds. Now they're worth $14,000. If I...