Search found 2336 matches
- Thu Jan 27, 2011 9:13 am
- Forum: Permanent Portfolio Discussion
- Topic: Where/How to Start
- Replies: 36
- Views: 17945
Re: Where/How to Start
I don't think this potential difficulty is limited to gold. I think what Bdahl was trying to say was that if you have an IRA with only one asset class, and that asset class has a bad year, the value of the IRA will obviously take a hit as a well. Since you can only squeeze $5000 a year into IRA (le...
- Wed Jan 26, 2011 7:12 pm
- Forum: Permanent Portfolio Discussion
- Topic: Where/How to Start
- Replies: 36
- Views: 17945
Re: Where/How to Start
I have a lot of my money in tax-deferred accounts and had/have some of the same issues. 1. Get as close to 25% allocations as you can, but it doesn't have to be perfect. I think it's worth it to take full advantage of the tax accounts (just my opinion). With the amount of money you have, even if ...
- Wed Jan 26, 2011 5:56 pm
- Forum: Permanent Portfolio Discussion
- Topic: Thrift Savings Plan
- Replies: 24
- Views: 11740
Re: Thrift Savings Plan
Do you know anything about the short term treasury fund? It invests in an unusual short term treasury that isn't available to the general public. I use it for the cash portion of my fund. I guess that's it...unless there's something else about it you think and investor should know. I will likely ...
- Wed Jan 26, 2011 2:46 pm
- Forum: Cash
- Topic: goldmoney - cash holding - any thoughts?
- Replies: 2
- Views: 3984
Re: goldmoney - cash holding - any thoughts?
I think it's a bad idea. When your money is in their bank, it is subject to credit risk. If you have your money with Gold Money, keep it in gold. If you have it in cash, US Treasuries are really the only way to go.
Adam
Adam
- Wed Jan 26, 2011 2:42 pm
- Forum: Permanent Portfolio Discussion
- Topic: Thrift Savings Plan
- Replies: 24
- Views: 11740
Thrift Savings Plan
Is anyone familiar with Thrift Savings Plan for federal employees?
I use it for a portion of my portfolio. From what I've read it's pretty safe and also low expense. Just curious if anyone on this site knows anything about it...
Thanks,
Adam
I use it for a portion of my portfolio. From what I've read it's pretty safe and also low expense. Just curious if anyone on this site knows anything about it...
Thanks,
Adam
- Wed Jan 26, 2011 10:44 am
- Forum: Permanent Portfolio Discussion
- Topic: Where/How to Start
- Replies: 36
- Views: 17945
Re: Where/How to Start
SuperNoob-- I'm fairly new to this as well, but have a couple of thoughts. 1. I don't really like the Wells Fargo cash fund that you have. You want short-term treasuries, not debt from insurance companies. You are introducing unnecessary credit risk with this fund. My advice would be to dump this...
- Tue Jan 25, 2011 7:52 pm
- Forum: Permanent Portfolio Discussion
- Topic: Rebalancing Deficit
- Replies: 5
- Views: 3819
Re: Rebalancing Deficit
The thing is...I do make pretty heavy contributions (relative to the size of the portfolio)...but I guess you're right...best just to deal with this stuff as best as possible as it comes it up.
Thanks for the info.
Adam
Thanks for the info.
Adam
- Mon Jan 24, 2011 11:14 pm
- Forum: Gold
- Topic: What's up with GTU?
- Replies: 9
- Views: 5917
Re: What's up with GTU?
Any guess as to how the CAGR would differ using GTU versus GLD? How about in a tax-deferred account versus a taxable account?
Thanks (Again),
Adam
Thanks (Again),
Adam
- Mon Jan 24, 2011 10:45 pm
- Forum: Gold
- Topic: What's up with GTU?
- Replies: 9
- Views: 5917
Re: What's up with GTU?
I've read a few posts on this, but still don't quite understand...
Can someone explain (in very elementary terms) how GTU's premium to NAV will effect the performance of the fund, and how it effects my portfolio when I rebalance?
Thanks,
Adam
Can someone explain (in very elementary terms) how GTU's premium to NAV will effect the performance of the fund, and how it effects my portfolio when I rebalance?
Thanks,
Adam
- Mon Jan 24, 2011 10:16 pm
- Forum: Permanent Portfolio Discussion
- Topic: Rebalancing Deficit
- Replies: 5
- Views: 3819
Rebalancing Deficit
All-- I have a roth IRA and a 401K. The 401k has a great low cost S&P index fund, and even a good short term treasury fund, and the roth is good for gold and long bonds. Problem is, when one fund outperforms there's no way I can see to move money to the other. The only thing I can think of is...
- Mon Jan 24, 2011 12:23 am
- Forum: Stocks
- Topic: Total Stock vs. Small Cap Value/Emerging Split
- Replies: 35
- Views: 21394
Re: Total Stock vs. Small Cap Value/Emerging Split
Does anyone think it may be worth it to replace an S&P or total market index with either a growth or value index? I know HB's original rec was for a growth fund...right?