Search found 171 matches

by europeanwizard
Mon Dec 04, 2017 8:04 am
Forum: Permanent Portfolio Discussion
Topic: What is the "store of value" in the PP
Replies: 9
Views: 5661

Re: What is the "store of value" in the PP

Please note that I'm relatively new to investing. and cash rarely delivers a "real, inflation adjusted" return of any significance, Looking at this article: https://portfoliocharts.com/2017/05/12/understanding-cash-will-make-you-a-better-and-happier-investor/ I believe the author (username...
by europeanwizard
Mon Nov 20, 2017 1:07 pm
Forum: Other Discussions
Topic: My new company: Sandfly Security
Replies: 8
Views: 8448

Re: My new company: Sandfly Security

Congratulations on the launch! Very sleek logo.
by europeanwizard
Mon Nov 20, 2017 1:03 pm
Forum: Other Discussions
Topic: the Thankful Investor (Tyler)
Replies: 5
Views: 5460

Re: the Thankful Investor (Tyler)

It's a good one, thanks for posting about it. I'm only just starting in my investment journey, but ever since, I haven't really worried. Part of it, is that the PP prescribes a nice fat wad of cash. While other investors are worrying about how much they should keep cash, I can just stick to the 25% ...
by europeanwizard
Thu Nov 16, 2017 10:13 am
Forum: Other Discussions
Topic: Has Craig's blog been hijacked?
Replies: 10
Views: 7217

Re: Has Craig's blog been hijacked?

Well, it's all in his signature on this forum, right? He no longer controls the domain, so I don't see the problem.
by europeanwizard
Fri Nov 10, 2017 7:18 am
Forum: Permanent Portfolio Discussion
Topic: EU-PP whilst buying a house.
Replies: 6
Views: 4849

Re: EU-PP whilst buying a house.

Well, it all depends on the numbers, on your risk appetite, and very importantly, on any partner's taste in this regard. Let me sketch my circumstances, and perhaps we can draw some parallels for yours. I own a house, its current worth is 350k. Over the years, I've moved money towards the principal ...
by europeanwizard
Thu Oct 26, 2017 8:00 am
Forum: Other Discussions
Topic: Benefits of State Marriage
Replies: 41
Views: 24809

Re: Benefits of State Marriage

Absolutely true. So here's the $500 question. Knowing this (and what man could possibly NOT know this by now), why do men so willingly enter into this situation? I think it's because changing this requires a prenup. This is not the default situation. People are often unwilling to change the default...
by europeanwizard
Wed Oct 25, 2017 2:49 am
Forum: Other Discussions
Topic: Benefits of State Marriage
Replies: 41
Views: 24809

Re: Benefits of State Marriage

I'm from Europe (The Netherlands), and the culture around marriage is definitely different. About half of my friends and acquaintances get married, the other half lives together. Of those who married, they often took their time; half of those married after their first or second child. There are fina...
by europeanwizard
Fri Oct 20, 2017 5:54 am
Forum: Other Discussions
Topic: How to subscribe to new topics (and not to replies)?
Replies: 7
Views: 7421

Re: How to subscribe to new topics (and not to replies)?

Ah, for just one forum I wasn't able to do that either. However doesn't Feedly include filtering or some such?
by europeanwizard
Fri Oct 20, 2017 5:41 am
Forum: Other Discussions
Topic: How to subscribe to new topics (and not to replies)?
Replies: 7
Views: 7421

Re: How to subscribe to new topics (and not to replies)?

If you have an RSS reader, I think you can subscribe to the following URL:
feed.php?mode=topics
by europeanwizard
Sun Oct 15, 2017 2:15 pm
Forum: Permanent Portfolio Discussion
Topic: Permanent Portfolio in Europe (follow-up)
Replies: 66
Views: 52315

Re: Permanent Portfolio in Europe (follow-up)

Thomas Hoog wrote:Yep Dutch
Another Dutchie here. Thanks for your valuable posts!
by europeanwizard
Sun Oct 08, 2017 9:16 am
Forum: Permanent Portfolio Discussion
Topic: New Member
Replies: 7
Views: 6150

Re: New Member

If I understand correctly t's 2,50 euro a year for each exchange? I choose those ETF's because they were lower cost than most other comparable ETF's. I read some of the discussions about eurozone bonds and for me the combined duration of a LT bond etf and a savings account still seems reasonable to...
by europeanwizard
Mon Sep 25, 2017 3:39 am
Forum: Permanent Portfolio Discussion
Topic: New Member
Replies: 7
Views: 6150

Re: New Member

I'm using DeGiro (custody account) for now. Great, I have an account there as well. Any reason why you're using GZUR and not PHAU? The reason I use PHAU is that it's listed on the Euronext Amsterdam, so you don't pay the yearly fees for keeping a fund on a foreign exchange. As for bonds, I use iSha...
by europeanwizard
Thu Sep 21, 2017 4:56 am
Forum: Permanent Portfolio Discussion
Topic: New Member
Replies: 7
Views: 6150

Re: New Member

WhiteElephant wrote:Long-time lurker here from the Netherlands.
Another Dutchie here :) Belated welcome :)

Which broker do you use?
by europeanwizard
Fri Sep 08, 2017 3:58 am
Forum: Bonds
Topic: Why do bonds with low yields provide less insurance?
Replies: 11
Views: 9219

Re: Why do bonds with low yields provide less insurance?

My understanding of Harry Browne's PP is that it is crucial to have a Long Term Bond without any credit risk. Therefore I bought the 2046 Bund after a lot of hesitation given yield is so low. The idea is that your long term bond should offer you deflation risk protection while excluding any credit ...
by europeanwizard
Fri Aug 11, 2017 4:49 am
Forum: Other Discussions
Topic: Venezuela and PDVSA default
Replies: 2
Views: 2486

Re: Venezuela and PDVSA default

This has happened before, right? I find this hugely interesting, especially with the recent very successful Iraqi bond sale.

Has anyone here invested in risky state bonds, as part of their variable portfolio? If so, why?
by europeanwizard
Sat Aug 05, 2017 9:15 am
Forum: Variable Portfolio Discussion
Topic: Article on Iraqi bonds
Replies: 0
Views: 2938

Article on Iraqi bonds

A column on the MoneyWeek website is titled: Bond bubble? What bond bubble? By John Stepek Quote from the article: "Iraq has issued $1bn-worth of five-year debt. The deal was seven times oversubscribed. In other words, investors were queueing around the block to buy this stuff. So much so that ...
by europeanwizard
Sun Jul 16, 2017 1:14 pm
Forum: Bonds
Topic: Modelling TLT in an Era of Rising Rates, part 2
Replies: 9
Views: 8458

Re: Modelling TLT in an Era of Rising Rates, part 2

A few things to think about Great pointers which I didn't consider. As for point 3, yes that's something. However I feel somehow "caught" because I'm reading pretty horrible things in the news, and here on the forums as well. This stuff just drives me nuts: European bonds rebound as ECB o...
by europeanwizard
Sun Jul 16, 2017 4:13 am
Forum: Bonds
Topic: Modelling TLT in an Era of Rising Rates, part 2
Replies: 9
Views: 8458

Modelling TLT in an Era of Rising Rates, part 2

So Kbg posted about an article in a previous topic , and it got a follow-up named How to Play US Treasury ETFs in an Era of Rising Rates . I found it very interesting. I've been setting up an EU PP, and bought iShares Euro Government Bond 15-30yr UCITS ETF (IBGL) and it hasn't been sitting well with...
by europeanwizard
Fri Jul 14, 2017 1:31 am
Forum: Permanent Portfolio Discussion
Topic: 600 Members Coming Up
Replies: 63
Views: 35631

Re: 600 Members Coming Up

That's great. It has gotten a bit quieter around here lately, and I mostly lurk these days as well (sorry, Mr. Leavy, I'm sure you miss my religion posts), but there are still a great many smart folks hanging out in these parts. Offtopic, but have you noticed that Tyler from Portfolio Charts has re...
by europeanwizard
Wed Jul 12, 2017 2:15 am
Forum: Other Discussions
Topic: Looking for Linux Sysadmins
Replies: 3
Views: 4203

Re: Looking for Linux Sysadmins

Mark Leavy wrote: How do I invest?
;D
by europeanwizard
Sat Jul 08, 2017 10:13 am
Forum: Gold
Topic: The GOLD scream room
Replies: 3693
Views: 1772297

Re: The GOLD scream room

Hal wrote:
europeanwizard wrote:Do you guys actively trade on gold? Maybe as part of your variable portfolio?
Try this site for some ideas.
https://www.youtube.com/user/belangp/videos
Thanks, looks interesting!
by europeanwizard
Sat Jul 08, 2017 2:16 am
Forum: Gold
Topic: The GOLD scream room
Replies: 3693
Views: 1772297

Re: The GOLD scream room

Do you guys actively trade on gold? Maybe as part of your variable portfolio?
by europeanwizard
Thu Jul 06, 2017 1:03 am
Forum: Gold
Topic: GenX 7% in Gold?
Replies: 11
Views: 10302

Re: GenX 7% in Gold?

I wouldn't have expected that. On one Dutch forum I frequent, I see most people having a 100% stocks portfolio, saying "there are riskier strategies".
by europeanwizard
Wed Jul 05, 2017 1:19 pm
Forum: Cash
Topic: Europe -- CDs versus T-Bills
Replies: 9
Views: 9826

Re: Europe -- CDs versus T-Bills

What's the reason for such low yields? They seem lower than what they had even during the great depression. The official coupon interest is 4% or something, but these bonds are sold by the state via a tender system at tranches starting at 100K or so I read. So when I as a private investor go and bu...
by europeanwizard
Tue Jul 04, 2017 2:21 am
Forum: Cash
Topic: Europe -- CDs versus T-Bills
Replies: 9
Views: 9826

Europe -- CDs versus T-Bills

From what I've read here on the board, you can put your cash in ~1 year T-Bills according to the book(s). But lots of people also put them in CDs. Are there other options? Does it matter which one you pick? In my case, I'd either get Dutch 1 year bonds, which yield -0.74% at the moment. For a one ye...