I subscribe to Better Buy and Hold - they provide "currentized" portfolios through the use of subset resampling . When I limit the asset classes to the HBPPs classes, here is what I get: US large cap 38.3% LT Treasuries 27.7% Gold 26.3% Cash 7.7% But the most important finding is that ADDI...

I have no T-Bill maturities before 12/28/2023, because I do not trust Congress. I do have FDIC insured high-yield savings to complement my 10 month+ maturity Treasuries.

I cleared out my portfolio of any T-Bills maturing before 12/28/2023. I just don't want any of my cash falling into that "Summer 2023 and possible aftermath" period. I took T-Bills from that period and put them in the bank for now.

Back in 2019, BetterBuyAndHold.com forecast a worst-case "currentized" drawdown of the HBPP of -19.1%.

Well... they were just about right!

https://betterbuyandhold.com/buy-hold-b ... trategies/

disclosure: I am a paid subscriber

I bought a 100 oz silver bar for $1600 a few years ago. I have a few silver coins for artistic value, and some SIVR ETF. I'll sell the bar and ETF quickly if we ever get a sharp spike upwards to all time highs, those spikes don't last.

I use the SGOV ETF, or I just buy T-Bills, however I hate TreasuryDirect. I buy my Bills at Fidelity and Schwab. Repo frightens me - only invest in what you understand - I don't understand all of the ramifications, how it might break. Recall we had repo problems in late 2019. Therefore I stay away f...

Jack Jones wrote: ↑Tue Jun 28, 2022 4:03 pm

Jack Jones wrote: ↑Tue Jul 27, 2021 3:11 pm
Stocks: 25%
Bonds: 20%
Gold: 20%
Cash: 20%
Bitcoin: 15%

15% wow that's heavy. FWIW I will start buying BTC again at lower prices, maybe $10k (where I bought it before, and rode to up to ATH, then sold at $22.5k).

I have a large physical gold Roth IRA with Gold Star Trust Co., Canyon TX (a sub of Happy State Bank... A rated bank on deposit accounts). GST is just the custodian. Once I had cash in the Roth over there, I was able to buy metal through my usual dealer, and GST was the party supplying the cash, the...

I'm going to use Bob Clyatt's 95% method. I'm retiring on my Medicare Day 1... During first half of 2026. I've run it recently and I get the strange feeling I'm going to have to work at spending the money I am allowed to spend

How does Ethereum's proof of stake function as compared to Bitcoin proof of work, allegedly at 99% less power consumption?

The Permanent Portfolio's performance is better than GAA or GMOM.

Books gone

It's a good basic primer into a lot of pre-retirement topics.

I am giving away some personal finance books for free. I have memorized them already, or have digital versions. You can have them for free, but we have to come to an agreement about USPS Media Mail shipping (the recipient has to pay for shipping). The New Case for Gold by Jim Rickards - "This e...

Lately I am sitting on a 13% drawdown from the portfolio peak in late 2021. Most of it was attributable to my Junior gold Miners which collapsed, and also Bitcoin. I sold the BTC at a very good profit, but still took a massive DD from the peak value. I'm happy with -13% overall, I'm beating the 60/4...

I also think it's a good time also to be starting with the HBPP.

Now I remember why I left the forum for two years

You're being ridiculous. The smallest companies in the SP are like Alaska Airlines, News Corp, Fox News, DaVita, Norwegian Cruise Lines .. Don't throw that Joe's Vegan Taco stuff around any longer. You make yourself look absurd. Your posts don't deserve a reply

US Treasury sent me an email saying they expect conversion of paper I-Bonds to digital to take SIXTEEN WEEKS!

Would you say that such funds are a kind of automatic buy-low sell-high? YES. Whenever they rebalance to equal Dollar amounts for each security, they will do that. Market-cap weighted are a momentum strategy. The titans of the S&P500 got that way because they have grown a lot in recent years, w...

I will have to try!

And that point the GB devolves into an HBPP with an equity tilt...

How much of the shale boom was unprofitable and doomed to fail. And who funded that, Fed or stupid investors or both The Fed put everyone on a chase for yield. The shale companies had a compelling story. They did produce a lot of oil, they just lost money with every barrel. Now they are making mone...

Publicly traded oil and gas firms are not drilling aggressively now because they have shale debts to pay off, investors want cash returned to them not burnt up in more unprofitable misadventures, and ESG is a factor. That's the entire premise behind Energy Funders - disintermediate the crappy manage...

Cap weight is equal weight. You own 1% of Amazon and 1% of Joe's vegan taco stand. Equal weight means your portfolio has the same dollar amount of Amazon and of Joe's vegan taco stand. Go to RSP Page at Invesco and look at detailed holdings. It's the same dollar amount for the largest firms as for ...

Ocho whats your take on Peak Oil Everyone well, field, petroleum province, nation sees a peak and decline in oil and gas production. Also the entire planet will. It's just physics and chemistry. Higher price gets more exploration going, though, but as depletion continues the prices required increas...