Search found 176 matches

by Thomas Hoog
Thu Sep 24, 2015 4:22 am
Forum: Bonds
Topic: New ishares eurozone LT bond etf
Replies: 10
Views: 7730

Re: New ishares eurozone LT bond etf

Thanks, I saw it too.
Did you analyse the difference with iShares Euro Government Bond 15-30yr UCITS ETF (IBGJ).
The duration seems longer (better ?!) but the yield is lower ?
by Thomas Hoog
Fri Jul 17, 2015 3:49 am
Forum: Permanent Portfolio Discussion
Topic: Reflation
Replies: 1
Views: 1810

Reflation

I came upon a new term: Reflation. as a description of the current economic phase. Any usefull addition to the HB theory ?? Which may change the core 4 assets portfolio ? Wikipedia Reflation is the act of stimulating the economy by increasing the money supply or by reducing taxes, seeking to bring t...
by Thomas Hoog
Thu Jul 02, 2015 9:04 am
Forum: Permanent Portfolio Discussion
Topic: Performance eur PP YTD
Replies: 3
Views: 2680

Performance eur PP YTD

After finishing laughing over the 5-days death conviction Thought Experiment back to figures. Performance YTD European PP: 3,1 % Personal PP (10 % cash, 20 % gold, 30 % T Bonds, 40 % equities): 5,0 % Equity dividend portfolio: 4,1 % Neutral profile investment banks: 4,0 % Just a normal year. http://...
by Thomas Hoog
Thu Mar 12, 2015 8:37 am
Forum: Permanent Portfolio Discussion
Topic: PP for European Investors (once again)
Replies: 53
Views: 26689

Re: PP for European Investors (once again)

I understand your concern. However I still do have my €/$ LT Bond-allocations: 75 % iShares € Government Bond 15-30 & 25 % ZROZ And of course the capital gain at the moment is foolish. I just hope the rebalance point will arrive before the game is over. Your allocation at the moment implies in fact ...
by Thomas Hoog
Tue Feb 10, 2015 4:49 am
Forum: Other Discussions
Topic: Carl Jung's Archetypes
Replies: 17
Views: 7983

Re: Carl Jung's Archetypes

Funny
Also INTP
The difference between the P and the J is planning isn't it ?.
You should expect a "J", however I think the "P"people can accept better the fact that the future is unknown which is quite essentail for the PP philosofie.
by Thomas Hoog
Tue Jan 06, 2015 2:56 am
Forum: Permanent Portfolio Discussion
Topic: Poll: HBPP Component Predictions for 2015
Replies: 37
Views: 19101

Re: Poll: HBPP Component Predictions for 2015

Desert wrote:
MangoMan wrote:
Thomas Hoog wrote: Who is Kim Kardashian ?
Sometimes ignorance is truly bliss.
:)  +1
I'm too old to be called ignorant. She certainly has qualities as an asset for the short term, maybe something for the VP.
by Thomas Hoog
Tue Jan 06, 2015 2:32 am
Forum: Permanent Portfolio Discussion
Topic: 2014 PP performance
Replies: 38
Views: 20387

Re: 2014 PP performance

Some Euro figures: IMEU Euro shares +8.3% IBGL Euro 15-30y bonds +26.6% GBS Gold +1.5% IBGS Euro 1-3y bonds +1.8% Average = 9.6%, very close to USA figure. I have got slightly different € figures: IBGS Euro 1-3y bonds: +3,1% iShares MSCI World UCITS ETF DIST (ok, its global): 13,6% Gold ($) : 5,3% ...
by Thomas Hoog
Thu Jan 01, 2015 7:05 am
Forum: Permanent Portfolio Discussion
Topic: Poll: HBPP Component Predictions for 2015
Replies: 37
Views: 19101

Re: Poll: HBPP Component Predictions for 2015

Who is Kim Kardashian ?
I like predictions, so useless.
I just think the world come to senses, so Stocks & Bonds will go down.
So Gold should the trick.

"Of course, "bonds down" has been the prediction for 6 years now and we're all 0 for 6.  Trying for 0 for 7."
+1  :)
by Thomas Hoog
Thu Jan 01, 2015 6:59 am
Forum: Permanent Portfolio Discussion
Topic: Mixed Europe/US Permanent Portfolio
Replies: 33
Views: 16397

Re: Mixed Europe/US Permanent Portfolio

25% bonds 1/2 German government 30yr bond, EUR, 1.38% yield 1/2 Treasury 30yr bond, USD, 2.76% yield The bond section is a tough one. There are EUR long term government bond ETFs, but they sample bonds from Germany, France, Spain, Italy and even Greece! No sane person shall buy that ETF. Well, I am...
by Thomas Hoog
Fri Dec 12, 2014 4:24 am
Forum: Variable Portfolio Discussion
Topic: Oil Stocks
Replies: 12
Views: 7311

Re: Oil Stocks

I think there's two ways to approach the oil situation: 1) Look to enter into well diversified companies for the long-run. Dividend investing. 2) Look to pick up drillers at a potential bottom and cash out after a significant rebound. For the former, Chevron, Exxon, Phillips are all good choices. F...
by Thomas Hoog
Wed Dec 10, 2014 4:58 am
Forum: Bonds
Topic: Bonds in Sweden
Replies: 31
Views: 19211

Re: Bonds in Sweden

I would take a combination of US $ and EUR €: TLT for the € part iShares Euro Government Bond 15-30yr UCITS ETF for the € part which part ? I think depending on the correlation of the SEK and the $/€. The higher the correlation the higher part. Or just plain simple 50/50 %. Or add UK bonds as a thir...
by Thomas Hoog
Wed Dec 10, 2014 4:47 am
Forum: Variable Portfolio Discussion
Topic: Oil Stocks
Replies: 12
Views: 7311

Re: Oil Stocks

Oil stocks is only for dividend investors. Don't try to time on the stock price. It will be dead business at some time, 10 - 30 years. So in the meantime you just collect your dividend. It's about 4 %. No guarantee, but quite stable. So better than Bonds at the moment. There are the big 5. If your a...
by Thomas Hoog
Tue Dec 09, 2014 7:50 am
Forum: Permanent Portfolio Discussion
Topic: 2014 Predictions (just for fun)
Replies: 57
Views: 31031

Re: 2014 Predictions (just for fun)

Never saw more evidence that is really impossible to predict the future than this year. P.e.:

PIMCO 25+ Year Zero Coupon U.S. Trs ETF (ZROZ) : Year to Date Return (Mkt): 40.17%
It makes me very very modest. Although the year is not yet over.
by Thomas Hoog
Tue Dec 09, 2014 7:35 am
Forum: Permanent Portfolio Discussion
Topic: How much do you keep in cash in a regular bank account?
Replies: 28
Views: 14993

Re: How much do you keep in cash in a regular bank account?

I have a checking account for household expenses that ebbs and flows between about $7-15k, that I consider separate from the PPs. $50k sounds like a lot to tie up in cash. If it were me I'd probably keep about $10k in bank cash and either dump the remaining $40k into a PP, or else consider it to be...
by Thomas Hoog
Tue Dec 09, 2014 6:43 am
Forum: Permanent Portfolio Discussion
Topic: Gold in EURos
Replies: 6
Views: 4579

Re: Gold in EURos

I don't know if you can buy it by your regular broker. It is issued by the Börse Stuttgart. yes, it seems the buy-sell range is much higher Xetra-Gold Kauf-Verkaufsspanne an Börse (beispielhaft) Ca. 0,07% (maximal 1%) EUWAX Gold Ca. 0,70% Hello, you mean the SPREAD is 10x higher? What are the best ...
by Thomas Hoog
Mon Dec 08, 2014 8:26 am
Forum: Permanent Portfolio Discussion
Topic: Gold in EURos
Replies: 6
Views: 4579

Re: Gold in EURos

I don't know if you can buy it by your regular broker. It is issued by the Börse Stuttgart.

yes, it seems the buy-sell range is much higher

Xetra-Gold
Kauf-Verkaufsspanne an Börse (beispielhaft) Ca. 0,07% (maximal 1%)

EUWAX Gold
Ca. 0,70%
by Thomas Hoog
Wed Nov 12, 2014 6:35 am
Forum: Permanent Portfolio Discussion
Topic: EU-PP is still valid?
Replies: 18
Views: 12002

Re: EU-PP is still valid?

Strange, I have the greatest year ever: (10% cash, 20 % Gold, 30 % Bonds, 40 % equities allocation): ETFS Gold Trust 5,44% iShares Euro Govt Bond 1-3yr UCITS ETF 0,74% iShares Euro Govt Bond 15-30yr UCITS ETF 19,15% iShares MSCI World UCITS ETF DIST 14,95% SPDR Gold Trust 5,40% Totaal YTD 14,00% Co...
by Thomas Hoog
Tue Nov 11, 2014 8:19 am
Forum: Permanent Portfolio Discussion
Topic: EU-PP is still valid?
Replies: 18
Views: 12002

Re: EU-PP is still valid?

Strange, I have the greatest year ever:
(10% cash, 20 % Gold, 30 % Bonds, 40 % equities allocation):



ETFS Gold Trust 5,44%
iShares Euro Govt Bond 1-3yr UCITS ETF 0,74%
iShares Euro Govt Bond 15-30yr UCITS ETF 19,15%
iShares MSCI World UCITS ETF DIST 14,95%
SPDR Gold Trust 5,40%
Totaal YTD 14,00%
by Thomas Hoog
Thu Nov 06, 2014 5:10 am
Forum: Permanent Portfolio Discussion
Topic: 30/60/10 vs HBPP
Replies: 36
Views: 23343

Re: 30/60/10 vs HBPP

There are several assetallocations better (CAGR) compared to 4x25 %. Out of my head, rang 300 out of 10.000. The best one (round figures) was (1972 -2012) 50 % Gold & 50 % Stocks. (1982 - 2012) was 100 % Bonds. So basically you have to choose one you feel happy with depending on your personality, li...
by Thomas Hoog
Wed Oct 29, 2014 9:53 am
Forum: Stocks
Topic: European PP: Investing in U.S. stocks too?
Replies: 33
Views: 20122

Re: European PP: Investing in U.S. stocks too?

We live in a global economy; so I think you have to invest Global, despite the currency risk. So I have 30 % EU stock, 30 % US stock, 30 %  Asia, Pacific, Latin Amer. & 10 % national stocks. Or just take VT / VTI I agree with you that we live in a globalized economy. But I doubt that we therefore s...
by Thomas Hoog
Tue Oct 28, 2014 11:20 am
Forum: Stocks
Topic: European PP: Investing in U.S. stocks too?
Replies: 33
Views: 20122

Re: European PP: Investing in U.S. stocks too?

We live in a global economy; so I think you have to invest Global, despite the currency risk.
So I have 30 % EU stock, 30 % US stock, 30 %  Asia, Pacific, Latin Amer. & 10 % national stocks. Or just take VT / VTI
by Thomas Hoog
Mon Sep 29, 2014 9:09 am
Forum: Permanent Portfolio Discussion
Topic: Strategies for Compulsive Portfolio Checkers
Replies: 30
Views: 17048

Re: Strategies for Compulsive Portfolio Checkers

Nice issue: Use your VP portfolio to satisfy your human behavior ?
I use a dividend stock portfolio to mess around, YTD 16,3 %, takes my mind off the core PP portfolio.
by Thomas Hoog
Tue Aug 26, 2014 3:21 am
Forum: Bonds
Topic: Is Today the Day?
Replies: 31
Views: 16912

Re: Is Today the Day?

I have a adjusted € PP: Strategic Bond allocation: 30 % consist of: 75 % iShares € Government 15-30 years Bond & 25 % ZROZ. Current allocation : 30,2% I just checked: YTD : 25 % up  :P Reading the reactions: we just don't know, do we ? Alright: I just stick to the PP strategy, close my eyes and do n...
by Thomas Hoog
Mon Aug 25, 2014 7:37 am
Forum: Bonds
Topic: Is Today the Day?
Replies: 31
Views: 16912

Re: Is Today the Day?

And how about today ? They are up 20 % YTD. That's is scary. And nowhere near a rebalance. I'm very confidence in the PP concept.
But now I'm in doubt. Sell some ?. Stay and pray. Sell all and buy cash(no), equities (no), gold (maybe).