Search found 270 matches

by GT
Tue Apr 12, 2022 10:43 am
Forum: Cash
Topic: I Bonds’s new variable rate will rise to 9.62% with the May reset
Replies: 20
Views: 8546

Re: I Bonds’s new variable rate will rise to 9.62% with the May reset

vnatale wrote: Tue Apr 12, 2022 8:07 am https://tipswatch.com/2022/04/12/i-bond ... may-reset/

I Bonds’s new variable rate will rise to 9.62% with the May reset
Thanks Vnatale!!
by GT
Fri Apr 08, 2022 10:01 am
Forum: Bonds
Topic: Fed damaging bond market
Replies: 53
Views: 11902

Re: Fed damaging bond market

In computing one of the greatest security risks is between the keyboard and back of chair. The same also holds for investment risk. Swapping/changing (profit chasing) on average yields worse outcomes than had the investor just held cash deposits. Another primary risk is that of earlier years sequen...
by GT
Sat Apr 02, 2022 6:52 pm
Forum: Bonds
Topic: i-Bonds How-to Q&A as of 2021 November
Replies: 40
Views: 9672

Re: i-Bonds How-to Q&A as of 2021 November

@JHogue - What is most efficient way to purchase IBonds? My goal is 5K to 10K per year, but I am not sure of the best timing - all at once - every six months - purchase at the end of a month or wait and purchase at the beginning of the month. I see the TD website offers a direct payroll deduction o...
by GT
Fri Apr 01, 2022 7:14 am
Forum: Bonds
Topic: i-Bonds How-to Q&A as of 2021 November
Replies: 40
Views: 9672

Re: i-Bonds How-to Q&A as of 2021 November

@JHogue - What is most efficient way to purchase IBonds? My goal is 5K to 10K per year, but I am not sure of the best timing - all at once - every six months - purchase at the end of a month or wait and purchase at the beginning of the month. I see the TD website offers a direct payroll deduction o...
by GT
Thu Mar 31, 2022 3:04 pm
Forum: Bonds
Topic: Fed damaging bond market
Replies: 53
Views: 11902

Re: Fed damaging bond market

Prove me wrong. We can play this game all day. The PP is directionless and the hope is that one or more assets increase more than the other assets decline to produce a positive return. Sometimes one or more assets are down and the remaining asset that is positive doesn’t increase enough to cover th...
by GT
Thu Mar 31, 2022 1:42 pm
Forum: Bonds
Topic: i-Bonds How-to Q&A as of 2021 November
Replies: 40
Views: 9672

Re: i-Bonds How-to Q&A as of 2021 November

@JHogue - What is most efficient way to purchase IBonds? My goal is 5K to 10K per year, but I am not sure of the best timing - all at once - every six months - purchase at the end of a month or wait and purchase at the beginning of the month. I see the TD website offers a direct payroll deduction op...
by GT
Thu Feb 03, 2022 8:27 am
Forum: Permanent Portfolio Discussion
Topic: Retiring in scary environment of 2022: Invest 100% of capital into PP now, or hold cash and deploy slowly to avoid SORR?
Replies: 33
Views: 7820

Re: Retiring in scary environment of 2022: Invest 100% of capital into PP now, or hold cash and deploy slowly to avoid S

Since the PP has rebalancing bands in the 35% to 15% range, you can go heavy in cash to start and still be considered "all in". Example 34x22x22x22 vs 25x25x25x25 Since the portfolio will be overweigh with cash, you will be forced to buy the lagging asset (any asset that drops below 15%) w...
by GT
Tue Feb 01, 2022 2:01 pm
Forum: Other Discussions
Topic: Rocket Stoves
Replies: 13
Views: 3699

Re: Rocket Stoves

I'm trying to up my "Grid-Down" game and Rocket Stoves appear to be an amazing tool to generating efficient cooking/boiling heat from small amounts of biomass. Anybody here vouch for them, have any advice on brands/size/etc? Based on my initial research, I'm surprised these things aren't ...
by GT
Sun Jan 30, 2022 11:48 am
Forum: Permanent Portfolio Discussion
Topic: Yay PP!
Replies: 268
Views: 63386

Re: Yay PP!

Last post for ppnewbie. Run far away ppnewbie, the PP is a lifetime of disappointment. I was in Analytics/BI for 15 years at a Fortune 300 company so I understand your mental makeup. The agnostic nature of the portfolio sounds great on the surface but you lose to equities on the upside and there is...
by GT
Thu Jan 27, 2022 12:09 pm
Forum: Permanent Portfolio Discussion
Topic: Yay PP!
Replies: 268
Views: 63386

Re: Yay PP!

dualstow wrote: Thu Jan 27, 2022 11:45 am
GT wrote: Thu Jan 27, 2022 11:41 am I don't know of any investment portfolio judged on daily results.
the Mathjak Portfolio
Are the daily results published somewhere?

Never mind, I think I would end up with a panic attack if I had to make a decision based on daily results.
by GT
Thu Jan 27, 2022 11:41 am
Forum: Permanent Portfolio Discussion
Topic: Yay PP!
Replies: 268
Views: 63386

Re: Yay PP!

Golds turn to take a beating again. This portfolio can lose in countless ways. TLT up 1% but it lost 1.2% yesterday so blah. Budd Where did you get your PP info that has the portfolio performance being judged on daily results? I have the book Fail- Safe Investing and Harry suggests a yearly portfol...
by GT
Mon Jan 10, 2022 7:45 am
Forum: Variable Portfolio Discussion
Topic: Berkshire Hathaway
Replies: 28
Views: 5526

Re: Berkshire Hathaway

Anyone have opinions on brkb? Seems like a no brained for a long term investment at an 8 PE. Feel free to chime in if I’m missing something. For what it is worth, Buffet likes the stock index fund for the average investor From the Little book of Common Sense Investing “A low-cost index fund is the ...
by GT
Fri Dec 10, 2021 2:30 pm
Forum: Other Discussions
Topic: The Monkees’ Michael Nesmith Dies at 78
Replies: 10
Views: 2142

Re: The Monkees’ Michael Nesmith Dies at 78

barrett wrote: Fri Dec 10, 2021 1:08 pm That's too bad. I usually find this stuff out by looking at dualstow's signature line. I can go there for obituaries, inflation rates, etc. It's better that watching Fox, CNN, et al. O0
Agree - I thought about asking dualstow to update his picture before I posted ....
by GT
Fri Dec 10, 2021 12:26 pm
Forum: Other Discussions
Topic: The Monkees’ Michael Nesmith Dies at 78
Replies: 10
Views: 2142

The Monkees’ Michael Nesmith Dies at 78

https://www.msn.com/en-us/entertainment/news/the-monkees-michael-nesmith-dies-at-78/ar-AARH2tj?ocid=msedgntp The Monkees’ Michael Nesmith has died, Rolling Stone reports. In a statement, Nesmith’s family said the musician died at home of natural causes. Just last month, Nesmith wrapped up a farewell...
by GT
Tue Oct 26, 2021 7:58 am
Forum: Politics
Topic: Fact-checking Biden's town hall in Baltimore
Replies: 8
Views: 3967

Re: Fact-checking Biden's town hall in Baltimore

You know its bad when CNN can not cover for Biden's "facts" https://www.msn.com/en-us/news/politics/fact-checking-biden-s-cnn-town-hall-in-baltimore/ar-AAPPzFu?ocid=msedgntp Biden and the border "I've been there before, and I haven't -- I mean, I know it well. I guess I should go dow...
by GT
Fri Oct 22, 2021 12:03 pm
Forum: Politics
Topic: Fact-checking Biden's town hall in Baltimore
Replies: 8
Views: 3967

Fact-checking Biden's town hall in Baltimore

You know its bad when CNN can not cover for Biden's "facts" https://www.msn.com/en-us/news/politics/fact-checking-biden-s-cnn-town-hall-in-baltimore/ar-AAPPzFu?ocid=msedgntp Biden and the border "I've been there before, and I haven't -- I mean, I know it well. I guess I should go down...
by GT
Thu Oct 21, 2021 3:06 pm
Forum: Bonds
Topic: Sucks to Be An I-Bond Hater
Replies: 54
Views: 21932

Re: Sucks to Be An I-Bond Hater

Oh, don’t worry, Barrett. I was able to get done what i wanted to. I have only redeemed paper bonds so far - did that at a bank. Although, I also have some digital i-bonds that were probably ready to be redeemed a few years ago. I should look into that. O0 My two problems were (a) Any time I hit th...
by GT
Thu Oct 14, 2021 2:15 pm
Forum: Other Discussions
Topic: "The Bezzle"
Replies: 8
Views: 2834

Re: "The Bezzle"

Yes, thanks for posting this! For those of you who have read the piece or are otherwise familiar with the bezzle, do you think that a PP-esque portfolio can withstand the unwinding stage? Does it follow that unwinding benefits high-quality long duration bonds? I mean, such an unwinding is deflation...
by GT
Fri Oct 01, 2021 8:49 am
Forum: Other Discussions
Topic: The end of the Roth conversions?
Replies: 31
Views: 5411

Re: The end of the Roth conversions?

I don't think people are mad about Roth conversions, they're mad that Peter Thiel made a lot of money in a way that they wouldn't have done even if they'd known about it. And he won't have to pay taxes on it. I don't even think many people were mad about that. It's just Dem politicians doing what t...
by GT
Thu Sep 30, 2021 1:33 pm
Forum: Other Discussions
Topic: The end of the Roth conversions?
Replies: 31
Views: 5411

Re: The end of the Roth conversions?

How a middle-class retirement plan became a tax dodge for the rich https://www.cbsnews.com/news/roth-ira-backdoor-conversion-tax-laws-avoidance/ The end of the Roth conversions? It was only that way bc the idiots that wrote the law made it so, and it could have been fixed at any time but they chose...
by GT
Thu Sep 30, 2021 10:32 am
Forum: Other Discussions
Topic: The end of the Roth conversions?
Replies: 31
Views: 5411

The end of the Roth conversions?

How a middle-class retirement plan became a tax dodge for the rich

https://www.cbsnews.com/news/roth-ira-b ... avoidance/

The end of the Roth conversions?
by GT
Tue Aug 17, 2021 5:05 pm
Forum: Variable Portfolio Discussion
Topic: The potency of commodities as an inflation hedge
Replies: 0
Views: 2093

The potency of commodities as an inflation hedge

The potency of commodities as an inflation hedge https://investornews.vanguard/the-potency-of-commodities-as-an-inflation-hedge/ The asset allocation team within Vanguard Investment Strategy Group is thinking about unexpected inflation—and many other drivers of portfolio returns—as it maximizes the ...
by GT
Thu Aug 05, 2021 9:46 am
Forum: Variable Portfolio Discussion
Topic: Robinhood - HOOD
Replies: 3
Views: 1538

Re: Robinhood - HOOD

So far - lots of activity Robinhood - HOOD IPO went live July 29th So far low of 33.89 to a high of 71.58 I know nothing about day trading or stock picking but it is fun to watch - I like the thought of having a small stock picking VP - small start up amount self funded off the "winnings" ...
by GT
Thu Jul 15, 2021 11:09 am
Forum: Politics
Topic: Do Dems want a race war?
Replies: 8
Views: 2372

Re: Do Dems want a race war?

As Tucker Carlson likes to say, that's a serious question. Before accusing me of being hyperbolic listen to Biden's press conference last night in which he said that the Republicans recent moves to change voter ID laws is the worse threat to our Democracy since the Civil War, way worse than the Jim...
by GT
Fri Jul 09, 2021 10:02 am
Forum: Permanent Portfolio Discussion
Topic: Mathjak! Beyond The 4% Rule
Replies: 11
Views: 3648

Re: Mathjak! Beyond The 4% Rule

Meh ... The 4% draw is really only good for figuring out the first year ..after that in real time draws vary ..some years are way over , some are under , it is just the way life works . Sticking with a 4% inflation adjusted draw will likely leave way to much unspent and not enjoyed . So I use bob c...