Hello, 1st - GOLD and BONDS directly is perfect. Unfortunately for the EU-PP I don't think I can. 2nd - what do you think about opening an account in INTERACTIVE BROKERS for the VARIABLE Portfolio ? Do you think it is safe for a foreign citizen? If any problem exists (broker banrupcy or State proble...

Thank you all!

So, what other things can we do to put our savings?

I dont think that normal PP user diversifies a lot...

Land, CD, EU.PP, US.PP, VP, where else ?

tarentola wrote: Silver and other commodities are formally priced in dollars but are largely currency-independent.

Hi,

Can you please explain me the result of the sentence above.

Please exemplify.

Thank you.

Hello, I am now feeling disconfortable putting all my portfolios in financial markets - ETFs I imagine that, - the ETFs can go broke, is there any possibility of disaster of these instruments? - the broker where i will have the portfolios bankrupt, is there any chance of losing the assets in my port...

Im happy to read your posts. Why you have 40% in cash? 25 is balanced Why dont you create a pp and a vp portolio? Instead of mixing it all. CD is a good option? Thanks :) Hi Grosso, but buying bonds from no EUR countries is also entering the exchange risk. I am starting to figure out that there are ...

Hello pp friends How much % of your savings from all your life you put in PP? First I was thinking to do: 50% saving account,  cash deposit, here the risk is bankrupcy of Portugal or Bank - I can get 4%/year interest 15% on PIMCO BOND FUNDS, to get average 6-7%/year with max DD of 20% 10% on Variabl...

Hello,

Oooohhh

Having to make hedge to remove a bit of currency risk, it shouldnt be good idea to use US funds...

Correct?

Im sad because here in europe we should not use US PP 

The market certainly feels that German Bunds are safe. German Bund yields are actually lower than US Treasury yields right now. Germany Bund 2 Year Yield -0.03% Germany Bund 5 Year Yield 0.35% Germany Bund 10 Year Yield 1.33% Germany Bund 30 Year Yield 2.25% vs... US Treasury 2 Year Yield 0.24% US ...

Hi Frugal, If the dollar goes down 30% vs the euro then when you sell Gold you get more dollars so you still get the right amount in euros. I am not sure if this is the solution to the risk you mentioned? Kind Regards,K Hello kw, I didnt understand what you wrote. The EU PP must have all 4 assets i...

Hi Frugal, IAU is gold, in dollar prices.  You sell IAU and convert the dollars to euros. I only use IAU because the fee is 0.25%. VGK is European shares priced in dollars. So if the dollar gets weak, then the price of IAU and VGK will go up in dollars and when you exchange to euros you would not s...

Hi,
Yes US Bonds or Silver...

What about the USD currency risk? Isnt it important for an european citizen in VP and PP ?

Rgds

Hi,

Isnt it risky to have those ETFs in USD??

Imagine that USD becomes even more weak...


Rgds

K,

why you mix USD ETF's in your EU PP?

Do you make hedge ?

Regards.

Hi,

I am thinking to make the following:

50% Cash savings account in Portugal

10% in PIMCO type funds

30% in EU PP

10% in VP - LAZY portfolio

What you experts think about this group?


Thank you all!

Hi T, Comparing the US PP with the EU PP, you find that the US PP is a bit expensive now, while the EU PP represents reasonable value at this moment. I like to add money to the PP after a downward move below the trendline, like March 2011 for the EU-PP. For an US investor it seems to be a 'good' ti...

Hello,

is there available any PP FUND in EUROS?

This is to avoid CURRENCY RISK.

Thanks!

It works fine for all PP's really.  The LGB is just for reducing the volatility.  Actual returns over the extreme long term is pretty much the same.  It goes to show that the LT bond market is actually pricing the cash-flow risks pretty well. Isn't that funny? We typically think of cash as the vola...

Keep in mind that financial guaranteed from governments that can't print dollars are actually guarantees to raise taxes or beg for foreign aid with strings attached when they inevitably mismanage things and come up short. As AdamA said, there's a reason those rates are so high. I took a look at por...

AdamA wrote:

frugal wrote:
Here we can find CD up to 4-5%/year.

Careful...there's a reason those rates are so high!

Yes, more risky.

But my account is under protection of State guarantee fund...

Regards

Hi,

I was thinking to do,

33%stocks
33% LTB
33% gold
Etf's

A bit different.
Cash I have home CD, which can represent 50% of my savings.

Regards.

Hi,

I am now in Portugal, which is more risky.

I was thinking to have a portfolio like Marc. But cash in germany pays very very bad.

Here we can find CD up to 4-5%/year.

Regards

I like REITs, muni bonds (VPAIX) and VCIT (corp bonds) in my VP. First: Living in Europe we should make hedge to these type of international ETF's ? This to avoid currency risk, or it has not so much influence in the end results.  Second: what is your opinion about the following for VP: REIT       ...

http://forumdacasa.com/extensions/InlineImages/image.jpg.php?AttachmentID=7798 maybe without considering money printing. Don't know whether it affects our little lifes here in our small but good country :) ALL PORTFOLIOS IN THE SAME ZONE WILL HAVE SAME INFLATION :-) Waiting your comments I remain. ...

Hello,

I would like to know you all that are using or thinking to use a PERMANENT PORTFOLIO living in a EUROPEAN country.

Say "Hi!" here in this topic and share your experience.

Thank you very much for your posts!

Cheers.

The market certainly feels that German Bunds are safe. German Bund yields are actually lower than US Treasury yields right now. Germany Bund 2 Year Yield -0.03% Germany Bund 5 Year Yield 0.35% Germany Bund 10 Year Yield 1.33% Germany Bund 30 Year Yield 2.25% vs... US Treasury 2 Year Yield 0.24% US ...