Thanks! I have recently come into some cash and I have decided to set up a Treasury Direct account and keep it in treasury bills. So any ideas on that subject are very helpful.

You need to share the links to those old rolling treasury bill posts!

It sounds like you're describing long-term savings. That's what the PP was designed for, built-in cash management and all. Go for it! However, you should still have enough cash to act as an emergency fund - usually something like 6-12 months expenses. The cash allocation of the PP is perfect for th...

From my perspective, the PP is a great thing to use for this. Actual dips in the PP are rare; in general, it keeps on doing its thing very consistently. And, even if there is a dip, the PP has cash you can tap into rather than selling low. I think so too. I tested it out with a tiny bit of money fo...

I wanted to get everyone's opinions on this topic. I am finally in a position where I can save about 40% of my income going forward. What are some thoughts on using the PP in lieu of a traditional savings account? This money is not earmarked for anything in particular. I would only need to tap into ...

Do most of you keep your cash in Treasury Direct? Or in a brokerage?

What does everyone go with as far as the number of stock funds in the PP? Right now i just have 1 fund, EQAL a Russell 1000 Equal Weight ETF. Do most of you just do one fund or do you add in Emerging Markets, Small Cap Intl etc?

Does anyone use TLO instead of TLT? It's commission free at Schwab. And i cannot tell a big difference in the makeup of the funds.

Hello,

Just setting up the PP for my family savings. Does everyone here use mostly individual long term bonds or TLT? Just wondering.

thanks!

Jeffrey

Doesn't the book suggest the longest bonds possible? In that case EDV is better than TLT right?

Hello. I am newly implementing the PP and i have 2 questions.

#1) I see a lot of people here recommend individual bonds instead of ETFs for the long term portion. What maturities do you buy and when do you sell?

#2) How about using 1 year cds for the cash portion?

Thanks!

Jeffrey