sometimes...but they are often related too.

I just realized that there is a rarely mentioned behavioral benefit to the Risk Parity approach – even during accumulation. "being diversified means you’re always losing" = something is ALWAYS on sale! I grok the William Bernstein sentiment “get on your hands and knees and pray for a marke...

Thanks! I'm not ready to explore an active portfolio management strategy, but it's intriguing! I've bookmarked this thread for future study!

40% HBPP and 60% Antonacci GEM... CAGR 12%, MaxDD -18% (worse than HBPP but much more return... you get compensated for it). Sharpe ratio 1.46. Ulcer Index 2.12. This is a very simple model to run. You find a number of sites giving away the Antonacci signals for free. HBPP CAGR ulcer index 1.29. Yo...

From your other thread, I don't see how "Short-term treasuries, real estate with timber value, maybe a few old fashioned dividend-paying stocks with certificates" will save you in a national collapse. If you're really worried about the state of our nation then do as HB advises. Store your ...

Hal wrote: ↑Fri Mar 24, 2023 3:40 am Exact, no, good-enough, I think so....

Bravo! This encapsulates the Risk Parity style mentality. Get approximately close enough, then KISS.

Beyond that you're optimizing for a future that may not happen.

joypog, do you have a good source for your claim of European debt levels? Every source that I find online seems to indicate that on average the Eurozone has lower debt to GDP ratios than the US. Not at all saying that the Euro is going to take over. My limited travels to Europe in recent years (Ita...

The US has declined in some ways, but to me it still looks like the best horse in the glue factory. It will survive and, perhaps after stumbling for a bit, it will find its footing and rise again. I might not be as optimistic about rising again, but frankly I see no other option. Where else would o...

It amazes me that Tucker is still being watched in spite of these revelations.

Vil wrote: ↑Tue Mar 07, 2023 6:44 am but still kind of flat-ish overall...

Isn't that kind of the point of the HBPP?

dualstow wrote: ↑Mon Mar 06, 2023 11:36 am

joypog wrote: ↑Sun Mar 05, 2023 6:07 pm
Having re-read Fail Safe Investing this afternoon,

the whole thing?

Hahaha! It's a short book...but not that short! It was a lot of skimming while slowing down at the juicy parts!

One big take away for me is that commodity trend following (CTA) is very interesting. One CTA I follow is up 30 percent in the past 12 months. Which I think is a general direction of a lot of the CTA’s. Basically it seems like they are zigging when a lot of stuff is zagging. Yeah CTA's are showing ...

I bought 30 years at 4 and then again at 3.87. I am using a new rule for myself. It’s called go halfsies. If I’m scared to buy or sell I do around half. That gets me moving. Having re-read Fail Safe Investing this afternoon, I think this is a great addendum to his Rule #17 "When in Doubt, Err ...

That's my question, though, is whether it fits in with the HBPP mentality. He seems to be saying to pick stocks with high risk/reward for better rebalancing opportunities. Would HB say to put all your stock allocation into SCV rather than splitting half and half between SCV and LCG? Or is there som...

I hang out on the rational reminder forum so...not surprisingly I use a mix of AVUV (also recommended by Paul Merriman's group) and DFSV in our different accounts. I use more AVUV than DFSV because the ER is lower, but I doubt you could go wrong. If I was being adventurous I might check out VIOV for...

That's my question, though, is whether it fits in with the HBPP mentality. He seems to be saying to pick stocks with high risk/reward for better rebalancing opportunities. Would HB say to put all your stock allocation into SCV rather than splitting half and half between SCV and LCG? Or is there som...

I'm a big fan of the LCG + SCV split. Paul Merriman's quilt charts show it as being the most consistent performer among various strategies - never the best, but never the worst. Which fits perfectly in line the HBPP mentality. https://paulmerriman.com/wp-content/uploads/2022/06/Sound-Investing-Portf...

I believe timing the interest rates market is as much a fool's game as picking individual stocks. So I've been just following my rules and buying stuff up. I will admit that with another 15+ years on my career horizon, buying bonds is a lot easier right now just cause its "cheaper" relativ...

Maudlin has been bearish for the past decade. I should know, it was his newsletter that froze me in place during one of the biggest bull runs in the stock market ever. I mean, they'll be right...eventually. It wasn't until I found the HBPP that I felt comfortable putting money back into the market t...

every american president, but they're all cool and they all sport a mullet

https://twitter.com/hamcarless/status/1 ... 24483?s=20

> I truly believe that there are participants on this forum whose principal purpose is to break the forum down If that's a consequence of protecting their internal leftist narrative, so be it. Closing schools, muzzling kids. Had to be done, leaders said so. Everyone here believes they have the mora...

Vinny offered a meme and a quoted article. Which is more than what you initially offered with a bare link to a Tucker video. Once again, the video posted by Vinny had absolutely nothing to do with the subject at hand. It involved a generic trashing of Tucker Carlson's "brand." I should no...

Vinny offered a meme and a quoted article. Which is more than what you initially offered with a bare link to a Tucker video. You're asking Vinny to do more than what you did yourself concerning that video. And if you truly wanted to discuss the matter, why did you completely ignore the very first co...

Vinny watched the video enough to realize it was the typical drivel from Tucker Carlson and dismissed it out of hand. A viewer doesn't owe an established media personality a fresh slate every time a new video is posted. I don't have to presume that Trump isn't lying or Biden isn't having a senior mo...

vnatale wrote: ↑Tue Feb 14, 2023 5:50 pm What politicians in the last 75 years have represented what you view as "right-wing"?

Nice move to prevent triggering Godwin's Law!