If in a "dodgy" country you can run US PP or any other reasonable Bogleheads portfolio such as US, European, Singaporean, and so on. This decision should be driven by, for example, which currency/government you trust more with your fixed income or maybe long term planning needs or a correl...

It's a tradition in crappy economies to just convert whatever you have in USD and keep it outside of the country if at all possible. For the countries where it might sound reasonable to implement a PP, I'd still not go that route exactly because of what you are pointing out. HB has pointed out that ...

30 with standard PP

Interesting, thanks, it's seems then it won't be repealed any time soon :-(

As a non-American I am curious how you Americans feel about the estate tax? To me it seems as the most un-American tax that you can come up with - you spend your whole life building your American dream (while paying income and bunch of other taxes), and then when you want to leave what you built to ...

I think we would use that Talmud portfolio 1/3 gold 1/3 land 1/3 equity.

You'll be exposed to various currencies and international trends through VT (or maybe better Ireland-based VWRD). Gold is also a form of currency diversification. Once you grasp the relation between these, as well as the relationship of USD to other currencies, you might end up with a conclusion tha...

As an expat with no clear retirement location, I'd just go with a cheap US PP or a Bogleheads portfolio such as 60% total world etf 40% mix of intermediate treasuries of a selection of developed economies with good standing.

Thanks, missed the calculator, I'll check it out  awesome website!

Using your portfolio finder tool

-10.81 I-VAL   I-SML LTT 5-T GLD 6.59

Tyler, what you are suggesting is something half way towards Merriman's portfolio for the equity portion of PP. So, can you please backtest it with the Simplified Ultimate Buy and Hold https://www.bogleheads.org/forum/viewtopic.php?t=38374 That is, instead of allocating 40% to 20/20 LB/SV, can you d...

Maybe oil price will go up soon...

This pope sounds like a Marxist.

You must put your decisions within the context of your overall financial situation. The OP is living in EU. They pay lots of tax and have big social security nets. I guess an average EU person pays around 40-50% in tax, if they go unemployed they can get around 2000 EUR/month, many have partially pa...

I think it's a FIAT currency that has become the world's currency of choice due to the economic development of US and the fact it was the last to remove gold backing. Compared to other FIAT currencies that are purely "violence-backed" to create a monopoly on money in a certain geographical...

No need to hold CHF. One can get sufficient exposure to various currencies and market conditions by holding total world ETF for their equity part. I was thinking a bit more what I would do if I were living in one of the developed EU countries with heavy welfare: 1) calculate built in welfare support...

Any of the passive portfolios will most likely do just fine over the long term (including EU-PP). So just stick with what you have decided on and use these discussions only to further your understanding and confidence in whatever portfolio you have chosen.

If I were in Sweden, paying in tons of tax money and sitting on top of that world famous welfare system, I do not think I would even be holding any bonds. Or I would do some kind of calculation that takes into account the welfare available like if it is a part of my fixed income. For example, if you...

HB was emphasizing world crisis likes USD. USD crisis likes gold. Chinese, Russian, Australian, Canadian, South American, etc. currencies were all going down last year, and gold was just staying the same wrt USD. Any of these guys holding gold might have instead held USD and have the same effect in ...

So in the US, if interest rates get to the point of diminished returns, maybe swap out 10 year bonds instead of 30? Or even shorter? 5-7 year? What do people think? Just switch to a Bogleheads portfolio. No big deal. Long term it all boils down to pretty much the same with one road maybe a bit bump...

Yes, I think EU people should have a Bogleheads style portfolio with 10% or so gold.. not PP.. something like 40% short/intermediate treasuries, 10% gold, 50% total world market. EU bonds suck, the relationship between Euro and gold is not the same as USD and gold, immigration, crazy welfare systems...

Sold my PHYS position (~5% of my PP) and told myself I'll buy IAU in few days after a small pullback. Gold is up 2% since then. So frustrating :-). Trading sucks even more than Sprott :-). I guess I'll wait few more days for a real pullback :-( edit: ~3% up.. I guess I'll just buy stocks today so it...

Just got rid of all my PHYS!

Just imagine the upside at the point when 30 yrs German bonds are paying -2.0%. You'll have great returns if you buy at 1%.

Thanks for links!