Somebody build the markov chain

Quick question to those who use Treasury direct: When you transfer money to TD, is there a fee charged from your bank? I am a Bank of America customer if anyone else is as well.. Thanks! Under normal circumstances, no -- they use ACH which is the same as your typical credit card bill pay.  BofA has...

Good news everybody!  TD is getting rid of the access card (I just kept the a photo of it on my phone but I find the mouse keyboard a huge pain) I also just ordered my paper ibonds at citibank.  A little unnerving since the receipt they gave me has very little info.  I'm supposed to give them 5k now...

It used to be about 4th in google, but now it's almost on the second page.  Why don't I just type in the URL?  Because the root page does not contain the forum and I'm lazy.  Does this have to do with the fact that the root page has no content?  Can we get it to redirect to the forum?

For people who like to feel in control, the PP can be very hard at first.  With practice, though, it gets MUCH easier. It's what it might be like for a control freak from 1850 to be transported to the present and asked to take a ride on a modern commercial jet airplane.  At first, he would probably...

rmtzlr wrote:
The best strategy is to just go all in at once.  You will eventually see growth as long as you stick with the strategy and don't meddle too much.

Some people say to DCA in -- not for real benefit but for peace of mind.  I say go all in at once, but then stick your head in the sand for a month.

mkchiu wrote: 1 BR on the roughly urban suburb Alameda, CA is ~10K$/yr for rent.

Don't give away our secrets.

I'd be really worried if the portfolio only appealed to people with certain political views.  The fact that it draws support from across the spectrum gives me more confidence in the underlying principles.

More days like today

You've lost the $1000 either way.  The question is whether you'll get the tax advantages.

Why wouldn't you want to lock in losses?  Usually, people try to lock in losses for the tax advantages.

I was just recently looking at a 0% credit card offer and thinking "this would have to be a negative APR offer to make it worth my while" (i.e. they would pay me)

Historically, there have been only a handful of (annual) rebalancing events in the PP's 40-year life.  Perhaps when you're DCA'ing into the PP or transitioning it might be helpful, but once you're all in it really just works by itself.  I count 12 rebalancing events between 1972 and 2008 (based on ...

You're not alone, budd. I have been watching the entire portfolio, as opposed to assets in isolation, an guess what?  The entire portfolio is down.  viewing the portfolio as a Package doesn't change that fact or make it easier to handle the swings. Speculation about gold pulling down the portfolio i...

I have to agree -- particularly about the compromised accounts.  I always thought that there must be some level of assets at which you would not have an online brokerage account.  Even if you use multiple brokerages, all it would take is one keylogger on your computer to compromise them.  Certainly,...

Yeah, I mean more than one day-- the gold chart is scary.  I'm fine sticking with the allocations, but part of me is still trying to predict.

I was going to post "my pp is down .5% today, should I sell??" but I didn't want to start a flame war

I'm worried that gold and treasuries will sink in the short term, and stocks will not make up for that.  See, e.g., today.

What happens when you rebalance, selling gold at the collectible rate?  Does it make sense to hold at 20% (5/25) to 40% (10/25) of each asset in a tax-advantaged account, so that you can rebalance at least once without incurring tax liability? I've been trying to find discussion of this with the sea...

Gold is "useless", but so are many things people pay premiums for (anything fashion related -- most clothes, handbags, Apple products).  Some day people might realize that gold is useless and sell it all.  Likewise, people might realize that they don't need an iPhone when they can have a c...