4x25 PP. Stocks: ETF Bonds: ETF Gold: ETF Cash: ETF (Short term bonds)+Checking+Savings. hi!!! Which ETFs? Can you name them please. They are spread through out several brokerage and IRA accounts Stocks: IVV, VFIAX Bonds: TLT, VLGSX Gold: IAU Cash: SHY, VFSIX , +Checking+Savings. ahhhh is USPP!

CD - fixed rate, money locked up for certain period of time. Savings - rate can change, can add and withdraw any time. hi nice-bird, can you post your portfolio choice? Regards 4x25 PP. Stocks: ETF Bonds: ETF Gold: ETF Cash: ETF (Short term bonds)+Checking+Savings. hi!!! Which ETFs? Can you name th...

Ugly_Bird wrote:

frugal wrote:

Ugly_Bird wrote:

CD - fixed rate, money locked up for certain period of time.
Savings - rate can change, can add and withdraw any time.

hi nice-bird,

can you post your portfolio choice?

Regards

My online savings account still has a positive yield: 0.35%. All short-term euro treasuries have negative yields. The iShares 0-1y euro etf for example has a YTM of -0.5%. So that’s a difference of almost 1 percent. hi is that theortically correct? Can we use CD's instead without more RISK? Thanks ...

My online savings account still has a positive yield: 0.35%. All short-term euro treasuries have negative yields. The iShares 0-1y euro etf for example has a YTM of -0.5%. So that’s a difference of almost 1 percent. hi is that theortically correct? Can we use CD's instead without more RISK? Thanks

Small update on my EU-PP. Been invested in the PP for almost a year now and still very happy with it. Made two small changes: I've replaced Lyxor EuroMTS 15y+ (LYXF) with iShares € Govt Bond 20yr Target Duration (E20Y). E20Y uses higher quality bonds (No bonds from Spain/Italy) and has a higher dur...

Frugal - There is a lot of information available on the construction of dividend portfolios and I don't claim to be an expert. One thing I would say is that it is much easier to construct a dividend portfolio of US shares than of Euro shares, as there is a far better choice of dividend-paying share...

Frugal To answer the questions: 1.Relative performance of Eu and US PPs. You can look this up yourself by comparing simple 4 -ETF portfolios, or comparing published results such as Marc de Mesel's EU results with US results. Portfoliocharts.com has similar average performances for US and German PPs...

Following on from the discussion started by Sophie ( https://www.gyroscopicinvesting.com/forum/viewtopic.php?f=1&t=9289&start=24 ), I thought I would start a new topic here as the subject is variable portfolios. I wrote: PS It seems to me that there are relatively few sane investing strateg...

Hi

ETFs are very easy yes!

I only have affraid of brokers...

Frugal I already have exposure to US shares in my VP so I have none in the PP. Otherwise I would probably have about 50% US in the PP, or a global share ETF. There is currency risk though: the dollar has lost about 11% against the Euro this calendar year, so my mostly US VP is only breaking even fo...

Good questions, Sophie. Q1 .The PP as a « base » portfolio could be complemented (or even replaced) by a stock portfolio. There are dividend share diehards on seekingalpha.com for example who seem to live exclusively off dividends and never sell a share unless forced to by a merger or similar event...

buddtholomew wrote:Hi Frugal, I think OP was building an emergency fund before investing in the other PP assets. At least that is what I gathered from the post.

EuropeanWizard, why do you maintain such a large cash position?

Hi,

I think it is smarter to be 100% PP.

The main problem are ETF's and brokers...

Some time ago, a forum member asked me how my European PP was doing. Since I owe so much to this forum, here's a little update. First of all, I'm in the experimental phase because until recently, I was still saving. I'm a contractor and this means no social security in The Netherlands. Since I have...

T,
you are the best!

The show got me fired up to use my bitcoins, and maybe even buy some more. Ive routinely gotten 20%+ off purchases on amazon using purse.io. Check it out. Coinbase has a bitcoin debit card (Visa) that lets you spend your bitcoin pretty much anywhere. You can read more about it here https://blog.coi...

you recover 0,1 btc ? Nah. What will you do? Not much that can be done. There's one thing I'm trying, and I guess I could also recheck my old USB keys. But, mainly I'm just going to shrug and smile and think, how awesome is Marc that he gave so many of us free bitcoin to encourage us to invest in i...

... What do you mean your password doesn't work and what type of wallet do you have? I set mine up at blockchain.info per Marc's advice on the giveaway thread. I have no idea where the electronic copy of my password is, but I have always kept my "Paper Wallet", a printout from them, in a ...

Marc give away probably more than

20.000 USD = 2 bitcoin

!

normal bikes are better

Yes sure he will come!

Very nice guy and intelligent he is.

Regards

The most effective strategy, I've found, is to be secretive and mysterious about my investment style and strategy. If the subject comes up, I'll say cryptic things like, "I do things a little differently, let's just say", "I'm unconventional," or, "I don't run with the herd...

Frugal, sounds like your first battle is to enlighten your friends about passive vs. active investing. That's hard enough to do without adding the complication of the PP. There are lots of resources for this - check the Bogleheads wiki, which may include some in your language, as well as Harry Brow...

The PP is a difficult portfolio to hold as it contains three volatile assets. Just look at the angst on this board when bonds or gold are taking a drubbing. Most people hold stocks and shorter duration bonds and only ever worry about the stock market. Even then, they have plenty of company when sto...

Now, my advice is to be made to my brothers, not for my neighbors. I think I should spread the word inside the family. Am I right? Never this happened to you? Several years ago I gave copies of "Fail Safe Investing" to both of my brothers and also my brother-in-law. The last time I checke...

Hi,

I think I will ear again HB mp3's and Craig's podcast.

Last one I heard was from Tyler!

Do you recommend any other ?

New or old audio about PP are welcome

Regards.