Search found 980 matches

by smurff
Wed Oct 30, 2013 5:56 pm
Forum: Other Discussions
Topic: Affordable Care Act Woes (Obamacare)
Replies: 167
Views: 49879

Re: Affordable Care Act Woes (Obamacare)

In response to the anticipated flood of new insured patients looking for appointments with the same number of doctors, my doctor decided to set up a $2,000 annual paywall if you would like to continue seeing him. Since I only go to the doctor once or twice a year, the $2,000 fee was a nonstarter fo...
by smurff
Tue Oct 29, 2013 1:51 am
Forum: Other Discussions
Topic: Libertarian Utah Mormon fights police militarization
Replies: 3
Views: 2176

Re: Libertarian Utah Mormon fights police militarization

And various people in the middle of mental illness crises who were shot at (sometimes killed) by police because their fits were a bit too inconvenient.
by smurff
Tue Oct 29, 2013 1:31 am
Forum: Other Discussions
Topic: Affordable Care Act Woes (Obamacare)
Replies: 167
Views: 49879

Re: Affordable Care Act Woes (Obamacare)

RuralEngineer wrote: We'd all have a personal unicorn with wings to fly us around while we ate cotton candy but didn't get fat.
Now what could possibly be wrong with that? :)
by smurff
Mon Oct 28, 2013 10:40 pm
Forum: Variable Portfolio Discussion
Topic: Tesla Motors
Replies: 135
Views: 96493

Re: Tesla Motors

"Another Tesla Model S Caught Fire After A Crash In Mexico" http://jalopnik.com/another-tesla-model-s-caught-fire-after-a-crash-in-mexi-1453376349 If this continues Tesla could go the way of the Edsel. But then again, “We were able to contact the driver quickly and are pleased that he is ...
by smurff
Mon Oct 28, 2013 10:26 pm
Forum: Variable Portfolio Discussion
Topic: Tesla Motors
Replies: 135
Views: 96493

Re: Tesla Motors

Amazon is offering Nikola Tesla: Imagination and the Man That Invented the 20th Century Kindle Edition free for a limited time. Not sure when it ends. http://www.amazon.com/gp/product/B00CATSONE/ Thanks, Pugchief.  I just got my free copy today, more than a month after you posted the details. ;D
by smurff
Sat Oct 26, 2013 4:07 pm
Forum: Other Discussions
Topic: Chase Bank Limits Cash Withdrawals, Bans International Wire Transfers
Replies: 15
Views: 8033

Re: Chase Bank Limits Cash Withdrawals, Bans International Wire Transfers

If I can get over my addiction to convenience, I'd switch to a small bank.  The problem I have is I live in the NYC metro area, where practically all the banks are mega banks.  The few small banks that exist are in out of the way locations, meaning 20 to 50 minutes of driving to do transactions (and...
by smurff
Thu Oct 24, 2013 3:25 pm
Forum: Permanent Portfolio Discussion
Topic: Noflation
Replies: 26
Views: 14216

Re: Noflation

MediumTex wrote: Drones and Skim Milk! Thank you God bless you all And may God continue to bless the United States of America [Crowd goes wild] You ought to add speechwriter to your list of careers, which so far includes attorney, chaps maker, and carpet cleaner. :D Don't forget truck driver.  :) Y...
by smurff
Tue Oct 22, 2013 12:19 pm
Forum: Permanent Portfolio Discussion
Topic: Noflation
Replies: 26
Views: 14216

Re: Noflation

MediumTex wrote:
Drones and Skim Milk!

Thank you
God bless you all
And may God continue to bless the United States of America
[Crowd goes wild]
You ought to add speechwriter to your list of careers, which so far includes attorney, chaps maker, and carpet cleaner. :D
by smurff
Sat Oct 19, 2013 6:34 pm
Forum: Other Discussions
Topic: Update on Chromebook
Replies: 14
Views: 9843

Re: Update on Chromebook

What else are they giving away? :D
by smurff
Sat Oct 19, 2013 5:33 pm
Forum: Other Discussions
Topic: Chase Bank Limits Cash Withdrawals, Bans International Wire Transfers
Replies: 15
Views: 8033

Re: Chase Bank Limits Cash Withdrawals, Bans International Wire Transfers

Now that they have to pay out more than $1 billion in various fines for their crimes, they have to make it up somehow.  They figure if you have $50K in revenue running through your account every month ($600K annually) you can afford to upgrade. Make that $13 billion in fines: http://www.huffingtonp...
by smurff
Fri Oct 18, 2013 11:42 pm
Forum: Other Discussions
Topic: A proposed way forward for Democrats
Replies: 22
Views: 6188

Re: A proposed way forward for Democrats

How would they deal with the insurance companies who would find themselves suddenly out of customers? From a purely cost perspective, if they can't compete with something like Medicare one might say they deserve to be put out of business....but I'm sure their CEOs, boards of directors, major shareh...
by smurff
Fri Oct 18, 2013 6:31 am
Forum: Other Discussions
Topic: Transcendental Meditation
Replies: 12
Views: 5282

Re: Transcendental Meditation

If you decide to go for the class, don't internalize any dogma, and don't return to be "checked" later.  Even though they will assign you a mantra, you can use whatever word or phrase of comfort you prefer. TM is part of a religion--your specific mantra will usually be the name of a Hindu ...
by smurff
Thu Oct 17, 2013 4:12 pm
Forum: Other Discussions
Topic: Chase Bank Limits Cash Withdrawals, Bans International Wire Transfers
Replies: 15
Views: 8033

Re: Chase Bank Limits Cash Withdrawals, Bans International Wire Transfers

Libertarian666, they're trying to make all of us "upgrade" to accounts where they can get more fees.  The business account I have has no minimum balance or monthly fee, as long as I do at least 8 debit card transactions per billing cycle.  And since I have it as part of a premier package t...
by smurff
Thu Oct 17, 2013 12:24 pm
Forum: Other Discussions
Topic: Chase Bank Limits Cash Withdrawals, Bans International Wire Transfers
Replies: 15
Views: 8033

Re: Chase Bank Limits Cash Withdrawals, Bans International Wire Transfers

I got one of those letters for my business account earlier this week.  It's another way to get more fee revenue from anywhere.  They can't gouge consumers so easily anymore, thanks to the Consumer Financial Protection Bureau.  There is no equivalent protection bureau for small businesses, so they're...
by smurff
Tue Oct 15, 2013 5:41 pm
Forum: Gold
Topic: The Biggest Scam In The History Of Mankind - new Mike Maloney video
Replies: 13
Views: 7723

Re: The Biggest Scam In The History Of Mankind - new Mike Maloney video

The modern banking system is a total scam. There is no such thing as a debt ceiling, because the minute said "ceiling" is reached the whole system will crash, and everyone that matters in the system knows it.  Current struggles over this ceiling are merely political theater.  Buy gold and ...
by smurff
Tue Oct 15, 2013 4:57 pm
Forum: Cash
Topic: emergency fund and cash
Replies: 18
Views: 16725

Re: emergency fund and cash

Sophie and Rye, the folks at Betterment seem a bit smug and naive.  Apparently they have not lived through many recent stock market corrections, otherwise I can't see how they can give such advice.  It was just in 1998 that a bunch of algorithm geniuses at Long Term Capital nearly imploded the world...
by smurff
Sun Oct 13, 2013 4:08 pm
Forum: Cash
Topic: emergency fund and cash
Replies: 18
Views: 16725

Re: emergency fund and cash

Here's an interesting take on where you should put you emergency fund--in stocks: https://www.betterment.com/blog/2013/08/06/safety-net-funds-why-traditional-advice-is-wrong/ The (moderated) comments are as interesting as the blog article.  And this topic seems to have gotten the most comments of an...
by smurff
Fri Oct 11, 2013 6:58 pm
Forum: Other Discussions
Topic: GRAVITY
Replies: 22
Views: 13250

Re: GRAVITY

Some movies are plot-driven, others are character-driven.  Both can be great.
by smurff
Thu Oct 10, 2013 1:11 am
Forum: Other Discussions
Topic: Police Officer told not to drop off child at school while in uniform
Replies: 18
Views: 8198

Re: Police Officer told not to drop off child at school while in uniform

Switch the occupation "cop" with "stripper" and there would be less weeping over the school's request.  As Pointedstick said, context matters.  I can imagine a variety of different working uniforms a school might request a parent to not show up in to pick up the kids. What's real...
by smurff
Thu Oct 10, 2013 12:44 am
Forum: Other Discussions
Topic: GRAVITY
Replies: 22
Views: 13250

Re: GRAVITY

I think the big difference for me was that I actually was in a typhoon in the South China sea (interestingly around the same time as the Apollo 13 misadventure), so the effect it had on me was that of rekindling a memory. Something tells me there is a small hoard of gold somewhere at the bottom of ...
by smurff
Wed Oct 09, 2013 11:26 pm
Forum: Gold
Topic: Helvetia Swiss 20 Franc
Replies: 5
Views: 4550

Re: Helvetia Swiss 20 Franc

Mintproducts.com sells individual 20 Franc coins.  They sell coins one at a time, but their premiums may be a bit higher than Gainesville and the others.
by smurff
Sat Oct 05, 2013 10:00 am
Forum: Permanent Portfolio Discussion
Topic: PP investors--stay the course
Replies: 282
Views: 126968

Re: PP investors--stay the course

One factor to consider is that there's lots of attention paid to the stock market on a minute by minute basis during the week. This is not the case with the other PP assets.  Several cable TV  channels are dedicAted to following stocks during the week, despite their occasional reference to bonds and...
by smurff
Tue Oct 01, 2013 11:31 pm
Forum: Other Discussions
Topic: Will Obama Try To Make Himself A King?
Replies: 13
Views: 5375

Re: Will Obama Try To Make Himself A King?

He's like a teen heart throb who has aged out of his audience's demographic but doesn't realize it and keep releasing silly songs that start to look pathetic when sung by a full grown man. After reading this MT, I had an image of Justin Bieber at the age of 52, trying to shake it on stage with a ne...
by smurff
Tue Oct 01, 2013 11:16 pm
Forum: Permanent Portfolio Discussion
Topic: Paper gold risks
Replies: 10
Views: 6236

Re: Paper gold risks

Maybe that's why the insurance companies are so gung-ho about taking back the Costa Concordia.
by smurff
Tue Oct 01, 2013 10:58 pm
Forum: Gold
Topic: Government Shutdown equals Gold Decline?
Replies: 29
Views: 10541

Re: Government Shutdown equals Gold Decline?

The gain I reported was comparing the end of the 3rd Q to the end of the 2nd Q.  The peaktotrough.com site shows a +1.73 gain for an investment July 1 through September 30 (3rd Q).  And my PP is about 29% stock and 19% LTT--which has an effect on my outcome.