Search found 171 matches
- Fri Jun 07, 2019 3:16 am
- Forum: Permanent Portfolio Discussion
- Topic: Yearly balancing or 15/35?
- Replies: 13
- Views: 10511
Re: Yearly balancing or 15/35?
You check once a year. And only rebalance when the boundaries were hit.
- Tue May 07, 2019 3:01 pm
- Forum: Other Discussions
- Topic: Puri.sm
- Replies: 2
- Views: 1993
Re: Puri.sm
I really like them. Very privacy-friendly, no communication with the mothership or external parties. Due to work, I'm using a Mac but this would definitely be my next choice.
- Sun Apr 28, 2019 1:55 pm
- Forum: Other Discussions
- Topic: Wonder how the PP acts in this scenario....
- Replies: 13
- Views: 6220
Re: Wonder how the PP acts in this scenario....
76 minutes? I would need an executive summary. :) I think it's too long as well, however -- in the first couple of minutes, he refers to a debate he had with Christopher Joye: https://www.youtube.com/watch?v=nQuKMsmVq5c It's about 25 minutes long and very fast paced. What I like, is that both sides...
- Sat Apr 27, 2019 1:42 am
- Forum: Bonds
- Topic: TLT Study - Inverting History
- Replies: 25
- Views: 19051
Re: TLT Study - Inverting History
Interesting... so even if interest rates would rise, we won't get the same performance from bonds -- due to the drag inherent in bonds. Anyway, to counteract this, they say they do the following: We take a different approach. Our portfolios are designed by “currentizing” historical bond returns. Thi...
- Sun Apr 21, 2019 12:24 am
- Forum: Other Discussions
- Topic: The left should resist the siren song of ‘modern monetary theory’
- Replies: 5
- Views: 2844
Re: The left should resist the siren song of ‘modern monetary theory’
When I read this stuff, I'm so glad a decent portion of my portfolio is gold.
- Thu Apr 11, 2019 7:53 am
- Forum: Other Discussions
- Topic: BOA - $20 an hour
- Replies: 16
- Views: 7331
Re: BOA - $20 an hour
Some weeks back, Peter Schiff analyzed this in a podcast. He figured that this benefits the big boys, because they have enough money for robotization/automation. They either replace workers, or augment them, such that they can do with a smaller workforce. Smaller companies can only downsize when the...
- Wed Apr 10, 2019 12:52 am
- Forum: Cash
- Topic: For JeffreyAlan
- Replies: 4
- Views: 9980
Re: For JeffreyAlan
Wow, that's an extremely interesting thread. Fascinating how the topic author, "Calais", updates his topic over the years. Also interesting: he jumps out of equities, and then most recently, reveals how he's been taking pretty huge risks which lost 45% of his usually very steady 2% yields: (...) my ...
- Mon Apr 08, 2019 1:37 pm
- Forum: Variable Portfolio Discussion
- Topic: Schwab Financial Decoder episodes
- Replies: 1
- Views: 1830
Re: Schwab Financial Decoder episodes
Pretty good podcast on diversification https://www.schwab.com/resource-center/insights/content/financial-decoder-season-2-episode-1?cmp=em-QYD I'm always on the lookout for good financial podcasts, added it straight away! Edit: so I listened to it. Basically it's a very, very well done overview of ...
- Sat Feb 23, 2019 1:08 pm
- Forum: Permanent Portfolio Discussion
- Topic: Viability of HBPP with perpetually low interest rate Fed
- Replies: 21
- Views: 13704
Re: Viability of HBPP with perpetually low interest rate Fed
How has Euro PP performed in that environment? Gold: 1,7% Bonds: 0,9% Stocks: -0,5% Cash: 0,7% So an average of 0.7% in 2018, thanks to gold. I'm switching out of a Euro PP, and taking steps toward a global PP. I've already moved out of EU stocks, and taken a global stocks fund. I'll probably do th...
- Sat Feb 23, 2019 12:31 am
- Forum: Permanent Portfolio Discussion
- Topic: Viability of HBPP with perpetually low interest rate Fed
- Replies: 21
- Views: 13704
Re: Viability of HBPP with perpetually low interest rate Fed
These low (or for EU zero) interest rates have been likened to drugs by Peter Schiff.
- Mon Feb 11, 2019 2:59 am
- Forum: Gold
- Topic: Good Podcast On Gold
- Replies: 3
- Views: 2922
Re: Good Podcast On Gold
I listened to it, and it's pretty good. I'll listen to it twice, to be honest. A lot of information that requires me to "let it sink in".
Great tip!
Great tip!
- Fri Jan 04, 2019 12:31 am
- Forum: Permanent Portfolio Discussion
- Topic: Where to Start Out...
- Replies: 26
- Views: 18410
Re: Where to Start Out...
Just to make sure, you're based in the US? Because if not, then you'd get different advice.
- Wed Dec 26, 2018 2:30 am
- Forum: Other Discussions
- Topic: Merry Christmas
- Replies: 17
- Views: 6629
Re: Merry Christmas
Happy Christmas!
Off to my sister-in-law. Last time I had a pretty interesting conversation on investments there, with one of her friends. Probably no such luck this time Oh well.
Off to my sister-in-law. Last time I had a pretty interesting conversation on investments there, with one of her friends. Probably no such luck this time Oh well.
- Sat Dec 15, 2018 1:05 am
- Forum: Permanent Portfolio Discussion
- Topic: PP Europe (Germany)
- Replies: 15
- Views: 12557
Re: PP Europe (Germany)
Here's an interesting discussion about these lower yields. It's also why I avoid these longest maturities. But calculate it for .75%, .5% and .25% yields and it still holds up because the duration is also increasing to make up for the "missing" yields, i.e. it just becomes more like a zero coupon bo...
- Thu Dec 13, 2018 7:33 am
- Forum: Permanent Portfolio Discussion
- Topic: PP Europe (Germany)
- Replies: 15
- Views: 12557
Re: PP Europe (Germany)
For bonds, I've got the iShares E GOV7-10, IE00B1FZS806. As you'd guess from the name, maturity is 7 to 10 years. This is the longest maturity I'm willing to buy. I may get rid of the whole thing, and get some sort of global bond ETF. I also no longer hold EU stocks, I went global. For cash, I went ...
- Tue Dec 11, 2018 1:14 am
- Forum: Permanent Portfolio Discussion
- Topic: How does the PP respond to a devaluing currency
- Replies: 3
- Views: 3781
Re: How does the PP respond to a devaluing currency
I think Hal's conclusion is correct; you'd just have the bond interest + stock dividends. However with the Euro as it is, I think gold serves a nice backup in case something else than inflation happens.
- Mon Dec 03, 2018 12:46 am
- Forum: Other Discussions
- Topic: How I Found Freedom
- Replies: 12
- Views: 6614
Re: How I Found Freedom
eBook version not working for you?
- Tue Nov 13, 2018 12:03 am
- Forum: Gold
- Topic: Old HB radio show about Gold
- Replies: 14
- Views: 7753
Re: Old HB radio show about Gold
I've got an EU/Global PP, and indeed I feel that gold in the EU PP will behave differently. It's not clear what the alternatives would be, though.
- Wed Oct 17, 2018 12:36 am
- Forum: Permanent Portfolio Discussion
- Topic: Purpose of the PP
- Replies: 152
- Views: 76554
Re: Purpose of the PP
It's an investment besides saving, for now. Although I consider making it my primary savings. It's meant for being able to retire a couple of years earlier than usual.
- Sat Oct 13, 2018 12:38 am
- Forum: Permanent Portfolio Discussion
- Topic: 10 years of PP ownership
- Replies: 5
- Views: 3945
Re: 10 years of PP ownership
Yeah, those are very decent returns. With a European PP, these are not feasible. So I'd say very nice indeed.
- Thu Sep 06, 2018 11:38 pm
- Forum: Gold
- Topic: I was wrong. It might be possible to securely store your PMs at home
- Replies: 16
- Views: 9686
- Mon Aug 27, 2018 1:27 am
- Forum: Permanent Portfolio Discussion
- Topic: European PP
- Replies: 11
- Views: 8305
Re: European PP
I have a EU PP (coming from The Netherlands) but I'm not happy about the stocks part, atrocious returns last year when compared to the US. I'm thinking about getting a global stocks ETF, instead of European.
- Tue Aug 07, 2018 2:23 pm
- Forum: Permanent Portfolio Discussion
- Topic: No gold in 401k pension in uk
- Replies: 2
- Views: 2685
Re: No gold in 401k pension in uk
Sure, it doesn't matter where exactly you keep each component of the PP. In fact, spreading over institutions is a great idea.
- Mon Aug 06, 2018 2:22 pm
- Forum: Permanent Portfolio Discussion
- Topic: Help Diversifying the PP for Global World
- Replies: 3
- Views: 2995
Re: Help Diversifying the PP for Global World
What you could do, is keep an original PP. Then as part of your variable portfolio, add a few things which you think add some value. My EU PP barely protected against inflation last year. However I did have some gains because I've got a small variable portfolio with peer-to-peer lending and a tiny b...
- Mon Jul 30, 2018 10:02 am
- Forum: Variable Portfolio Discussion
- Topic: Farmland
- Replies: 7
- Views: 5962
Re: Farmland
It was a stunning podcast. What I found really interesting, is that they had a really unfortunate situation where they bought a farm, which was subsequently to be rented out to a farm company managed by two men. Then within a year, both (!) of them died and the company was about to go under. So Davi...