Search found 2066 matches
- Sun Apr 11, 2021 12:09 pm
- Forum: Permanent Portfolio Discussion
- Topic: Drawdown phase of a PP in retirement
- Replies: 46
- Views: 10720
Re: Drawdown phase of a PP in retirement
So 1970 was not one of the worst outcome time frames for a retiree spending down if you are trying to find the worst outcome to measure pass or fail I totally agree. I'm not talking about only looking at retirements starting in 1970. I'm talking about looking at every retirement year since 1970. Th...
- Sun Apr 11, 2021 10:29 am
- Forum: Permanent Portfolio Discussion
- Topic: Drawdown phase of a PP in retirement
- Replies: 46
- Views: 10720
Re: Drawdown phase of a PP in retirement
That is with 60/40 and counting the time frames starting dates which were much worse than starting in 1970 for spending down in I respect your perspective, Mathjak, but the data doesn't support this statement. The difference between starting a withdrawal rates study for a 60/40 portfolio in 1870 an...
- Sat Apr 10, 2021 8:51 pm
- Forum: Permanent Portfolio Discussion
- Topic: Drawdown phase of a PP in retirement
- Replies: 46
- Views: 10720
Re: Drawdown phase of a PP in retirement
Tyler , I am not getting a paste option where you drop the code ..it is giving only a copy option where the code should be pasted Yeah, it requires a keyboard shortcut. I wish I could enable the normal right click paste, but unfortunately that's out of my control. Copy the text. Double-click the bl...
- Sat Apr 10, 2021 5:52 pm
- Forum: Permanent Portfolio Discussion
- Topic: Drawdown phase of a PP in retirement
- Replies: 46
- Views: 10720
Re: Drawdown phase of a PP in retirement
In this current environment, What percentage withdrawal do feel is safe to maintain principle going forward in the classic HBPP? You can try playing around with this tool to understand how different withdrawal strategies would have handled all of the different historical retirement periods I have d...
- Tue Apr 06, 2021 5:05 pm
- Forum: Permanent Portfolio Discussion
- Topic: Drawdown phase of a PP in retirement
- Replies: 46
- Views: 10720
Re: Drawdown phase of a PP in retirement
Here's how I generally do it: 1. Turn off automatic reinvestment of funds and let the dividends and interest collect in your brokerage cash account. 2. During your annual rebalance, plan on taking out 1 year of expenses. If the cash that has already collected doesn't cover it, set aside some of your...
- Wed Mar 31, 2021 9:10 pm
- Forum: Other Discussions
- Topic: Paging Tyler!
- Replies: 24
- Views: 6501
- Tue Mar 30, 2021 1:59 pm
- Forum: Permanent Portfolio Discussion
- Topic: New PP Book
- Replies: 3
- Views: 1670
- Fri Mar 26, 2021 10:40 am
- Forum: Gold
- Topic: Tyler hits it out of the park - again!
- Replies: 14
- Views: 5236
Re: Tyler hits it out of the park - again!
I imagine your comment is probably meant for this similarly-titled thread, but thanks! I do like how it captures the right mindset.
- Sat Mar 20, 2021 12:57 pm
- Forum: Bonds
- Topic: Why in the World Would You Own Dollar Debt? - Dalio
- Replies: 21
- Views: 6251
Re: Why in the World Would You Own Dollar Debt? - Dalio
Another excellent perspective on Dalio: https://awealthofcommonsense.com/2021/03/ray-dalio-the-power-of-setting-defaults-for-optimism/ That's really good. Thanks for sharing! Ben Carlson is definitely one of the better investing writers out there, IMO. I really appreciate his balanced perspective.
- Wed Mar 17, 2021 3:47 pm
- Forum: Bonds
- Topic: Why in the World Would You Own Dollar Debt? - Dalio
- Replies: 21
- Views: 6251
Re: Why in the World Would You Own Dollar Debt? - Dalio
Can this also be applied to the recently discussed Jeremy Grantham interviews or no? I mean, bright guy/no slouch/ not necessarily wrong ✓ The bubble is going to burst any time now ✓ Only emerging value looks cheap ✓ I happen to have emerging value funds for sale ✓ Yep. And it also applies to the "...
- Wed Mar 17, 2021 11:14 am
- Forum: Bonds
- Topic: Why in the World Would You Own Dollar Debt? - Dalio
- Replies: 21
- Views: 6251
Re: Why in the World Would You Own Dollar Debt? - Dalio
I respect Dalio a lot, but I'd be remiss if I didn't point out that he's also a salesman. You can see it all the way up in the first paragraph: These extremely low or nonexistent yields do not meet these asset holders’ funding needs. For example, pension funds, insurance companies, sovereign wealth ...
- Sun Mar 14, 2021 11:21 am
- Forum: Other Discussions
- Topic: Paging Tyler!
- Replies: 24
- Views: 6501
Re: Paging Tyler!
As the end of Thursday's Celtics postgame show Brian Scalabrine stated that Porzingis fits the profile of someone that Danny Ainge goes after. We shall see! It does seem like Boston could use a change, but Ainge has the same reputation among other GMs as that guy in your fantasy football league who...
- Sat Mar 13, 2021 11:09 am
- Forum: Permanent Portfolio Discussion
- Topic: Let's debate the Permanent Portfolio
- Replies: 105
- Views: 19270
Re: Let's debate the Permanent Portfolio
Most people tend to hang out , high five and support only those who support their view ....they never spend time really getting in to the enemies camp ..they never really understand the negatives the other side sees because they never sleep with the enemy . When one fully understands the enemy’s si...
- Fri Mar 12, 2021 3:54 pm
- Forum: Permanent Portfolio Discussion
- Topic: Let's debate the Permanent Portfolio
- Replies: 105
- Views: 19270
Re: Let's debate the Permanent Portfolio
But why do you feel the need to say that though. I'm sure I'm not the only one with an interest in further discussion. I just don't understand why others have to come in and essentially share that they're not interested. I can't speak for everyone else, but I've been here for a while and can offer ...
- Fri Mar 12, 2021 3:07 pm
- Forum: Permanent Portfolio Discussion
- Topic: Let's debate the Permanent Portfolio
- Replies: 105
- Views: 19270
Re: Let's debate the Permanent Portfolio
Thanks Tyler. I think I meant coupon rate rather than starting yield. Can you check that for me? And I'm talking about expected long term return rather than return at the end of the year. Edit: Maybe I didn't think wrong because coupon rate is the starting yield as well? For the purposes of this da...
- Fri Mar 12, 2021 2:08 pm
- Forum: Permanent Portfolio Discussion
- Topic: Let's debate the Permanent Portfolio
- Replies: 105
- Views: 19270
Re: Let's debate the Permanent Portfolio
Bond returns are highly correlated to starting yield and we know how low bond yields are in absolute terms. You sure about that? Here's the last 51 years of data. For short term bonds, your statement generally holds up (with the caveat that high starting rates don't prevent low returns when rates r...
- Fri Mar 12, 2021 11:16 am
- Forum: Permanent Portfolio Discussion
- Topic: Let's debate the Permanent Portfolio
- Replies: 105
- Views: 19270
Re: Let's debate the Permanent Portfolio
You mean 2018?mathjak107 wrote: ↑Fri Mar 12, 2021 11:08 amWhile it always feels like we can get sideswiped any minute the fact is we have not had a down year in equities since 2008 ...
- Fri Mar 12, 2021 10:50 am
- Forum: Other Discussions
- Topic: Google Sheets pulling wrong price for TLT
- Replies: 30
- Views: 15779
Re: Google Sheets pulling wrong price for TLT
Funny how a problem in a simple spreadsheet function can set the entire financial world on high alert. I get it! If you depend on things like Google Sheets to pull daily price data, I saw a pretty good idea on Bogleheads to make it more robust for times when the data service goes down. Basically, fo...
- Thu Mar 04, 2021 12:58 pm
- Forum: Bonds
- Topic: TLT vs EDV vs ZROZ
- Replies: 13
- Views: 16255
Re: TLT vs EDV vs ZROZ
If I backtest on portfolio visualizer I see that EDV is closer in Standard Deviation to stocks (I used small and mid cap in my PP) than TLT is. Be careful about using historical volatility data like that. Bond volatility increases as rates fall , so calculating standard deviation using historical n...
- Wed Mar 03, 2021 11:56 am
- Forum: Permanent Portfolio Discussion
- Topic: Tyler hits it out of the park (again)
- Replies: 12
- Views: 3223
Re: Tyler hits it out of the park (again)
PS. That may coincide with the (long?) expected stock bubble burst.. then you will be right on time ;) Ha! Writing a book on defensive asset allocation and sitting on it until the stock market tanks would be a real power play. If you're not in marketing, you should consider it. ;) Yeah, I've though...
- Tue Mar 02, 2021 9:11 pm
- Forum: Permanent Portfolio Discussion
- Topic: Tyler hits it out of the park (again)
- Replies: 12
- Views: 3223
Re: Tyler hits it out of the park (again)
I’m not at all trying to imply that they’re not very serious issues that deserve investor attention Do you think it should be “not...that don’t deserve investor attention” —? Maybe not. i guess it depends on where you mentally put the brackets. Good catch! Yeah, the string of negatives kinda got ou...
- Tue Mar 02, 2021 8:58 pm
- Forum: Other Discussions
- Topic: Wikipedia Is the Last Best Place on the Internet
- Replies: 13
- Views: 2064
Re: Wikipedia Is the Last Best Place on the Internet
In related news, one of the Wikipedia co-founders believes it is broken and is working on a new alternative.
https://www.dailymail.co.uk/news/articl ... -gone.html
https://www.dailymail.co.uk/news/articl ... -gone.html
- Tue Mar 02, 2021 5:58 pm
- Forum: Permanent Portfolio Discussion
- Topic: Tyler hits it out of the park (again)
- Replies: 12
- Views: 3223
Re: Tyler hits it out of the park (again)
Thanks for the link and top-notch reference, Kevin. And for the kind words, Cortopassi.
But seriously, I Shrugged. YES. Watch it asap.
But seriously, I Shrugged. YES. Watch it asap.
- Wed Feb 24, 2021 12:09 am
- Forum: Other Discussions
- Topic: Paging Tyler!
- Replies: 24
- Views: 6501
Re: Paging Tyler!
Good game, right? For those who missed it, here are his highlights from tonight. Be sure to watch to the end.
Luka is amazing. And the crazy thing is that he plays like that all the time. He's a walking highlight reel who just finds ways to win.
Luka is amazing. And the crazy thing is that he plays like that all the time. He's a walking highlight reel who just finds ways to win.
- Sun Feb 07, 2021 10:01 pm
- Forum: Other Discussions
- Topic: Amazon Plus
- Replies: 5
- Views: 1021
Re: Amazon Plus
Yeah, I assume he meant Kindle Unlimited. The book he was referencing is indeed free for KU subscribers.