Happy Christmas!
Off to my sister-in-law. Last time I had a pretty interesting conversation on investments there, with one of her friends. Probably no such luck this time Oh well.
Search found 171 matches
- Wed Dec 26, 2018 2:30 am
- Forum: Other Discussions
- Topic: Merry Christmas
- Replies: 17
- Views: 6708
- Sat Dec 15, 2018 1:05 am
- Forum: Permanent Portfolio Discussion
- Topic: PP Europe (Germany)
- Replies: 15
- Views: 12905
Re: PP Europe (Germany)
Here's an interesting discussion about these lower yields. It's also why I avoid these longest maturities. But calculate it for .75%, .5% and .25% yields and it still holds up because the duration is also increasing to make up for the "missing" yields, i.e. it just becomes more like a zero...
- Thu Dec 13, 2018 7:33 am
- Forum: Permanent Portfolio Discussion
- Topic: PP Europe (Germany)
- Replies: 15
- Views: 12905
Re: PP Europe (Germany)
For bonds, I've got the iShares E GOV7-10, IE00B1FZS806. As you'd guess from the name, maturity is 7 to 10 years. This is the longest maturity I'm willing to buy. I may get rid of the whole thing, and get some sort of global bond ETF. I also no longer hold EU stocks, I went global. For cash, I went ...
- Tue Dec 11, 2018 1:14 am
- Forum: Permanent Portfolio Discussion
- Topic: How does the PP respond to a devaluing currency
- Replies: 3
- Views: 3832
Re: How does the PP respond to a devaluing currency
I think Hal's conclusion is correct; you'd just have the bond interest + stock dividends. However with the Euro as it is, I think gold serves a nice backup in case something else than inflation happens.
- Mon Dec 03, 2018 12:46 am
- Forum: Other Discussions
- Topic: How I Found Freedom
- Replies: 12
- Views: 6681
Re: How I Found Freedom
eBook version not working for you?
- Tue Nov 13, 2018 12:03 am
- Forum: Gold
- Topic: Old HB radio show about Gold
- Replies: 14
- Views: 7856
Re: Old HB radio show about Gold
I've got an EU/Global PP, and indeed I feel that gold in the EU PP will behave differently. It's not clear what the alternatives would be, though.
- Wed Oct 17, 2018 12:36 am
- Forum: Permanent Portfolio Discussion
- Topic: Purpose of the PP
- Replies: 152
- Views: 77828
Re: Purpose of the PP
It's an investment besides saving, for now. Although I consider making it my primary savings. It's meant for being able to retire a couple of years earlier than usual.
- Sat Oct 13, 2018 12:38 am
- Forum: Permanent Portfolio Discussion
- Topic: 10 years of PP ownership
- Replies: 5
- Views: 3977
Re: 10 years of PP ownership
Yeah, those are very decent returns. With a European PP, these are not feasible. So I'd say very nice indeed.
- Thu Sep 06, 2018 11:38 pm
- Forum: Gold
- Topic: I was wrong. It might be possible to securely store your PMs at home
- Replies: 16
- Views: 9852
- Mon Aug 27, 2018 1:27 am
- Forum: Permanent Portfolio Discussion
- Topic: European PP
- Replies: 11
- Views: 8393
Re: European PP
I have a EU PP (coming from The Netherlands) but I'm not happy about the stocks part, atrocious returns last year when compared to the US. I'm thinking about getting a global stocks ETF, instead of European.
- Tue Aug 07, 2018 2:23 pm
- Forum: Permanent Portfolio Discussion
- Topic: No gold in 401k pension in uk
- Replies: 2
- Views: 2707
Re: No gold in 401k pension in uk
Sure, it doesn't matter where exactly you keep each component of the PP. In fact, spreading over institutions is a great idea.
- Mon Aug 06, 2018 2:22 pm
- Forum: Permanent Portfolio Discussion
- Topic: Help Diversifying the PP for Global World
- Replies: 3
- Views: 3023
Re: Help Diversifying the PP for Global World
What you could do, is keep an original PP. Then as part of your variable portfolio, add a few things which you think add some value. My EU PP barely protected against inflation last year. However I did have some gains because I've got a small variable portfolio with peer-to-peer lending and a tiny b...
- Mon Jul 30, 2018 10:02 am
- Forum: Variable Portfolio Discussion
- Topic: Farmland
- Replies: 7
- Views: 6017
Re: Farmland
It was a stunning podcast. What I found really interesting, is that they had a really unfortunate situation where they bought a farm, which was subsequently to be rented out to a farm company managed by two men. Then within a year, both (!) of them died and the company was about to go under. So Davi...
- Fri May 18, 2018 1:59 am
- Forum: Other Discussions
- Topic: Annuities?
- Replies: 127
- Views: 52640
- Sun May 13, 2018 1:27 am
- Forum: Other Discussions
- Topic: Freedom
- Replies: 32
- Views: 21668
Re: Freedom
Congrats! In certain Reddit subs related to this topic, it's customary to wish you a hearthy GFY https://www.urbandictionary.com/define.php?term=gfy . I remember studying asset allocations on Tyler's site, and thinking, "Who is this Desert guy and why has he earned the right to appear here?&quo...
- Fri May 11, 2018 2:58 am
- Forum: Other Discussions
- Topic: Top VPN
- Replies: 12
- Views: 7262
Re: Top VPN
Be sure to configure the SOCKS proxy for your torrent client. If you don't, and the VPN unexpectedly drops connection, the torrent client will continue and your IP will be visible once more. If however your VPN provider offers a SOCKS proxy, it offers an extra level of protection. Privateinternetacc...
- Tue Apr 03, 2018 4:07 am
- Forum: Permanent Portfolio Discussion
- Topic: Investing new money now
- Replies: 22
- Views: 15624
Re: Investing new money now
Perhaps I don't understand something, but given your current allocation, shouldn't you simply buy stocks and forget about what the pundits say?
Nobody can predict the future. That's why the PP was invented. Just stick to the strategy, it was designed so you don't have to make these decisions.
Nobody can predict the future. That's why the PP was invented. Just stick to the strategy, it was designed so you don't have to make these decisions.
- Sun Apr 01, 2018 1:39 pm
- Forum: Permanent Portfolio Discussion
- Topic: Safe Haven Assets Acting Weird (WSJ)
- Replies: 3
- Views: 3352
Re: Safe Haven Assets Acting Weird (WSJ)
Thanks for posting that. Interesting read. The graph they post, covers February and March though. Is that then enough to draw a conclusion, I wonder...
- Fri Mar 09, 2018 12:29 am
- Forum: Stocks
- Topic: What to Make of High Stock Allocation Proponents
- Replies: 21
- Views: 17635
Re: What to Make of High Stock Allocation Proponents
What's funny is posting such a historic scenario on https://www.reddit.com/r/financialindependence/ or https://www.reddit.com/r/investing/. Your comment will get downvoted although you simply posted a fact.
- Mon Mar 05, 2018 11:59 pm
- Forum: Permanent Portfolio Discussion
- Topic: New bond ETFs are very helpful
- Replies: 3
- Views: 3796
Re: New bond ETFs are very helpful
This is extremely interesting to me... "hedged to local currency" here means that the forex risk is hedged? I.e. you don't run currency risk when you hold this ETF in euros? I suspect this is a costly affair? This may be a solution to the exasperating problem that we Europeans have, with t...
- Mon Feb 26, 2018 1:13 pm
- Forum: Bonds
- Topic: The Great Bond Bubble?
- Replies: 25
- Views: 18074
Re: The Great Bond Bubble?
Yeah, this has basically everybody worried. When I started my portfolio last year, I also had severe doubts: https://www.gyroscopicinvesting.com/forum/viewtopic.php?t=9082 For everybody outside the USA, it's even worse than sketched. I'm from the EU and after a lot of hemming and hawing, I started w...
- Sat Feb 17, 2018 12:06 am
- Forum: Other Discussions
- Topic: My new project: KDE Plasma world domination
- Replies: 22
- Views: 14785
Re: My new project: KDE Plasma world domination
Awesome, man. I've used KDE on and off for almost 15 years on the desktop. Now I'm on macOS due to iOS development, but still have a soft spot for the Linux desktop.
- Mon Dec 18, 2017 9:26 am
- Forum: Permanent Portfolio Discussion
- Topic: European PP, update 6 months after starting
- Replies: 43
- Views: 29997
Re: European PP, update 6 months after starting
you have 50K in CD and 7k in 3 ETFs? 25K absolutely cash (in a savings account) 25K in a CD 10K in 3 ETFs why do you maintain such a large cash position? Main emotional reason, I'm a bit of a nervous guy ;D I've always worked for the man, very stable job and all that. I started contracting a couple...
- Sat Dec 16, 2017 3:42 am
- Forum: Permanent Portfolio Discussion
- Topic: European PP, update 6 months after starting
- Replies: 43
- Views: 29997
European PP, update 6 months after starting
Some time ago, a forum member asked me how my European PP was doing. Since I owe so much to this forum, here's a little update. First of all, I'm in the experimental phase because until recently, I was still saving. I'm a contractor and this means no social security in The Netherlands. Since I have ...
- Mon Dec 04, 2017 8:04 am
- Forum: Permanent Portfolio Discussion
- Topic: What is the "store of value" in the PP
- Replies: 9
- Views: 5648
Re: What is the "store of value" in the PP
Please note that I'm relatively new to investing. and cash rarely delivers a "real, inflation adjusted" return of any significance, Looking at this article: https://portfoliocharts.com/2017/05/12/understanding-cash-will-make-you-a-better-and-happier-investor/ I believe the author (username...