Average is probably 90%
Variables portfolios are small, very small.

Regards

Well, in US that is easier.

In Portugal no.

Even for Gold I have some difficulty to buy real gold coins/bars because I'm affraid it goes down in price and I can't sell it one day.


Please help.

Hi,

but that can happens also with ETF's

... if we have a 4 ETF's HBPP



Please explain.

Hug

For me it is a bit strange how someone can INVEST almost ALL his savings in a PP.

I am so used to CD's that covers the inflation. On your countries, as your CD's don't cover INFLATION, you had to discover another strategies earlier...

Please advice.


Thanks

Here are some suggestions for European PP holders. Not sure if you can fit them into your list. I advise European PP holders to focus on Germany for the cash and bonds part so that's what I based my suggestions on. Cash: EXVM: eb.rexx Government Germany Money Market EXHB: eb.rexx Goverment Germany ...

Hi,

what is the Schwab email contact?

Can't get answer...


Tks

escafandro,

how much % of your portfolio is in USD ?

Do you have forex position to reduce risk?

Thanks

Hi,


But HBPP had almost 20% max DD

How can we say that is for money I can't afford to lose? 



Regards.

Hi,

I have same doubt,

but what about :

65% US HBPP
+
35% EU HBPP


Regards

As a good HB pratice is to have Gold outside the country, having a portfolio VP outside should be good also, no?


Thank you

Thomas Hoog wrote: I'm with IB and yes it is designed as active trading platform with a complex interface.
However I pay nothing except when trading and trading costs are very low

you pay $10 per month minimum fee

or not? How you avoid that?

escafandro wrote:

Storm wrote: Vanguard or Fidelity.

Neither of the two accepts foreign customers, if it is your case.
You can use TDAmeritrade or Schwab.

TDAmeritrade neither



Schwab I don't know, I'll check.

Hello,

so for 10.000 USD or 10.000.000 USD

70 to 80% should be in HBPP

Is this right?



Thanks

Hello,

and if the HBPP starts a long BEAR period, a DRAWDOWN during the next 20 years ?

How can we REACT?

Is there any emergency stop loss?



Best and warmest regards

Hello all you,

if one day we achieve FINANCIAL INDEPENDENCY, the PP shall be 100% of our PORTOFOLIO?

Or we should change to a more conservative strategy,

like only CASH+BONDS?



Regards.

If you reinvest dividends and rebalance on 35/15 bands, my data shows a 18.4% maximum drawdown from January 1980 to March 1980. 2008 is another interesting year because although the HBPP ended basically flat, there was a 14% drawdown from March to November of that year. 18,4 is already a big DD  :-...

Hello HB followers, I know the yearly return (profit and loses) from the past 3 decades, but I don't know what was during those years the maximum DD that HBPP had. So, for a year that had +10% could have in the middle of the year -15 ou -20% ? Can you please clear up this situation and where can we ...

VP 2010 - 25.97% 2011 -    .59% 2012 -  2.84% 3-yr average: 9.88% PP 2010 - 13.33% 2011 - 11.79% 2012 -  8.70% 3-yr avgerage: 11.24% The PP wins again.  My PP has been goosed a little by my good fortune to have the TSP G Fund and some 2000 & 2001 I Bonds as about half of the cash component.  Te...

Thomas Hoog wrote: Nice
that solves certain uncertainties. I will stick to the 10 %.
Thanks

+1

just don't know which % of total savings to put on PP 

foglifter wrote: No. 

I'm seriously thinking about turning my VP into a second PP.

Hi,

what composes your VP?

Regards.

Hi,

what is for the PP the MINIMUM time between each Rebalance?


Tks!

Hello,

what would be the result of a PP that is rebalanced very often every night or every week, considering that commissions are near to ZERO

?

Good or bad? Better or worst return?


Thank you and regards!

Hello all,

to finalize let me know what is in your opinion the 2 best ETFs to have in the PP for BONDS in Europe.

Thank you for giving me your opinion.

Regards!

Hi,

sorry to ask here, but which brokers in USA are more SOLID ?

Thank you.

Hello all,

just to know what is in your opinion the 2 best ETFs to have in the PP for stocks.

Thank you for giving me your opinion.