Search found 14244 matches

by dualstow
Sun Jul 16, 2017 3:17 pm
Forum: Cash
Topic: All America Bank 1.5%
Replies: 57
Views: 60288

Re: All America Bank 1.5%

Of course the chickens are invited to Sunday dinner! Fine print: they'll be seated on a plate, not a chair. O0 Your concern about the threat of inflation to cash reminds me of when I got my very first money market account way back in 1981... I'm just watching; not overly concerned. We had a regular...
by dualstow
Sun Jul 16, 2017 8:45 am
Forum: Cash
Topic: Treasury ladder
Replies: 4
Views: 4993

Re: Treasury ladder

Correct me if I have this wrong, but the yield on the 2-year note (at the moment, per WSJ) is 1.36 % vs 1.2 % on the 1-yr. That's 13 % more, which would be a lot if only it were an annual raise, but...if your cash component is 100K, that's only $160 more.
by dualstow
Sat Jul 15, 2017 9:29 am
Forum: Cash
Topic: All America Bank 1.5%
Replies: 57
Views: 60288

Re: All America Bank 1.5%

Absolutely agree. I should have added that I really appreciate your posts in this thread. I do.
I hope that 6-month treasury bills and, say, Vanguard's prime money market will catch up with inflation, which is what- 1.6-2% ?
Not a lot of hope for banks.
by dualstow
Sat Jul 15, 2017 9:01 am
Forum: Cash
Topic: All America Bank 1.5%
Replies: 57
Views: 60288

Re: All America Bank 1.5%

sophie wrote:Not sure why the confusion about I Bonds?
Just to be clear, I was making a joke after seeing pug's green font. I think everyone is in agreement on the I bond holding period. O0
by dualstow
Fri Jul 14, 2017 3:45 pm
Forum: Cash
Topic: All America Bank 1.5%
Replies: 57
Views: 60288

Re: All America Bank 1.5%

The current I bond rate is 1.96%. Max. $10,000 per SSN. Yield of I bond currently beats money market funds, 4 year CD, and 5 year Treasury. Less principal risk than FDIC - insured CDs or bank accounts. Yes, but you must hold I-bonds for 5 years minimum or face a penalty. So a more realistic compari...
by dualstow
Fri Jul 14, 2017 7:50 am
Forum: Cash
Topic: All America Bank 1.5%
Replies: 57
Views: 60288

Re: All America Bank 1.5%

The reasons given for not bolting were A) after ten years of low rates, many Americans don't think of cash as an investment (they need to read Tyler's article!), and B) "well, I have my checking at Chase, so I'll stick with them for everything." But it did mention people who do what you me...
by dualstow
Thu Jul 13, 2017 8:26 pm
Forum: Other Discussions
Topic: Bitcoin Costs More than Gold?
Replies: 108
Views: 71302

Re: Bitcoin Costs More than Gold?

But the priority of many of the core bitcoin developers is bitcoin-as-a-settlement-layer. Then building second layers on top (coinbase sure, but also other networks like lightning network, rootstock, etc). Rootstock, chicken stock, I don't know. It just seems like bitcoin was going to be a neat med...
by dualstow
Thu Jul 13, 2017 1:16 pm
Forum: Cash
Topic: All America Bank 1.5%
Replies: 57
Views: 60288

Re: All America Bank 1.5%

All America Bank Savings (Mega Money Market) acct is at 1.5%, max. $35,000. The Wall St Jrnl has an article about banks' reluctance to raise interest rates (nothing new), as long as depositors aren't bolting en masse. Right now, they are awash in deposits according to the article. Some bankers said...
by dualstow
Thu Jul 13, 2017 7:11 am
Forum: Variable Portfolio Discussion
Topic: Tactical Asset Allocation + HBPP an intriguing combo
Replies: 500
Views: 305928

Re: Dual Momentum GEM + HBPP a great combo, easy to test

Some of these might be your kind of thing, ocho, et al.

https://www.bogleheads.org/forum/viewto ... 0&t=222780

I always enjoy grap's posts.
by dualstow
Wed Jul 12, 2017 9:36 pm
Forum: Permanent Portfolio Discussion
Topic: 600 Members Coming Up
Replies: 63
Views: 35685

Re: 600 Members Coming Up

sweetbthescrivener wrote:Heck, make it 600.
I prefer not t-
I mean, eh, welcome! O0
by dualstow
Wed Jul 12, 2017 6:15 pm
Forum: Gold
Topic: Does Gold's Markup Bother You?
Replies: 39
Views: 25690

Re: Does Gold's Markup Bother You?

Thanks, Mark.
I once read about wealthy people and high value numismatic coins going through a scanner.
It was either an article or a post by Medium Tex.
by dualstow
Wed Jul 12, 2017 12:46 pm
Forum: Gold
Topic: Does Gold's Markup Bother You?
Replies: 39
Views: 25690

Re: Does Gold's Markup Bother You?

Libertarian666 wrote:Markup is not the issue. Spread, including all costs, is the issue.
Is there any point to buying fractional gold coins, or is that just too costly, like buying silver?
(I have only bought 1oz coins).
by dualstow
Tue Jul 11, 2017 3:35 pm
Forum: Other Discussions
Topic: Clothes moths
Replies: 11
Views: 11262

Re: Clothes moths

Ha, I was going to mention that heat kills those, too, but I'm too afraid to even invoke their name. We haven't got those...yet.

Watch 'Joe's Apartment'.
by dualstow
Tue Jul 11, 2017 1:27 pm
Forum: Gold
Topic: GenX 7% in Gold?
Replies: 11
Views: 10336

Re: GenX 7% in Gold?

Well they got me pegged. I'm ~the same age as Nick Offerman, the Nuclear non-Proliferation Treaty (in effect), Unix Time, Black Sabbath's debut LP and Medium Tex.I'm 8-9% in gold (pp+vp).

I wonder how much Nick Offerman has in gold.
by dualstow
Tue Jul 11, 2017 1:15 pm
Forum: Other Discussions
Topic: Clothes moths
Replies: 11
Views: 11262

Re: Clothes moths

WiseOne, as usual, you know ten times as much as I do. Why does the wasp thing conjure images of Silence of the Lambs? I had a favorite cashmere shirt ruined before I realized how severe the problem was. At a party down the block, I met a guy who was selling some kind of Tibetan wall hangings for a ...
by dualstow
Mon Jul 10, 2017 6:37 am
Forum: Other Discussions
Topic: Items That Make Life Better
Replies: 38
Views: 20735

Re: Items That Make Life Better

O0 I should have put a comma there to show the intentional redundancy:

a nomad, no fixed house or car.
he turned his trenchcoat collar up and walked down the dark rainy street...


But nomads *can* have cars.
by dualstow
Sun Jul 09, 2017 4:31 pm
Forum: Bonds
Topic: The Bond Dream Room
Replies: 554
Views: 370180

Re: The Bond Dream Room

Saw this posted at Bogleheads

https://www.bloomberg.com/news/articles ... r-the-exit

{ Gundlach. -- long bonds -- end of bull run -- Bloomberg }
by dualstow
Sat Jul 08, 2017 6:27 pm
Forum: Gold
Topic: The GOLD scream room
Replies: 3693
Views: 1782082

Re: The GOLD scream room

europeanwizard wrote:Do you guys actively trade on gold? Maybe as part of your variable portfolio?
I've got the buying part down. Now if it would just go high enough for me to do some selling! O0
by dualstow
Sat Jul 08, 2017 4:06 pm
Forum: Other Discussions
Topic: Items That Make Life Better
Replies: 38
Views: 20735

Re: Items That Make Life Better

I do remember that you are also a light traveler, Mark. A nomad with no fixed house or car.
by dualstow
Sat Jul 08, 2017 4:04 pm
Forum: Other Discussions
Topic: Bitcoin Costs More than Gold?
Replies: 108
Views: 71302

Re: Bitcoin Costs More than Gold?

I guess that's why I don't think of gold as money.
by dualstow
Fri Jul 07, 2017 6:44 pm
Forum: Permanent Portfolio Discussion
Topic: Spreadsheets to Track PP
Replies: 49
Views: 144385

Re: Spreadsheets to Track PP

Ah, I didn't see the June posts above when I was simultaneously posting in the Gold §.

viewtopic.php?f=5&t=6756&p=162145#p162145

I guess I need a new code for SPX (S&P 500), as I was using Apmex code.
(Cool, Greg's still here!)
by dualstow
Fri Jul 07, 2017 1:26 pm
Forum: Other Discussions
Topic: Bitcoin Costs More than Gold?
Replies: 108
Views: 71302

Re: Bitcoin Costs More than Gold?

I agree, but wasn't that the original idea for bitcoin?
Not for investing or hoarding, but for commerce?
by dualstow
Wed Jul 05, 2017 5:37 pm
Forum: Other Discussions
Topic: Home office deduction
Replies: 27
Views: 14023

Re: Home office deduction

Interesting.
I take it. Initially, I had to supply some figures to my accountant like the size of the home office in proportion to my home. Now, it's out of my hands.
by dualstow
Wed Jul 05, 2017 2:05 pm
Forum: Stocks
Topic: Stock scream room
Replies: 1438
Views: 664659

Re: Stock scream room

Kbg wrote:Phhhhfffbbbtttt...nothing. My NVDA crashed better than any of those wusses today.
Oh, how I wish I'd bought NVDA. Most of the bitcoin and ether miners are using it, apparently.
by dualstow
Wed Jul 05, 2017 2:02 pm
Forum: Other Discussions
Topic: Items That Make Life Better
Replies: 38
Views: 20735

Re: Items That Make Life Better

Hefeweizen all day for me. Including morning. Yes! It's amazing in summer. Especially Weihenstephaner. I don't know where the not-before-12 o'clock drinking custom originated, but it must've been started by someone who wasn't financially independent. I recently read something about how even childre...