And it is historically unprecendented for the PP to have a losing year, a winning year and a losing year in a row.  That is out of sample behavior so that is a warning that old operating assumptions may fall apart. And if it goes losing, winning, losing, winning, you all better head for the hills!

dualstow wrote: Jack, could I shoot a few quick Linux questions at you via PM? I use forums, too, but sometimes it's not worth posting some of these.
No rush on replies, of course.

Sure!

dualstow wrote: I had to let my folks down pretty recently as well.
Didn't seem to put a dent in their enjoyment. 

I think we all just want to believe there are criminals out there that are that badass.

yeah...and the bar scene. Oh yeah, forgot about that! It's crazy when you stop to consider that this all happened, more or less. I hate to burst your bubble, Jack, but it is most assuredly *not* based on a true story. That part is just a joke. They got away with it when the movie came out because n...

As expected, Listerine and Crest Pro-Health demonstrated complete kill on all bacteria exposed within one minute. Breath Rx exhibited the weakest levels of bactericidal effects overall. CloSYS and chlorhexidine rinses proved identical 100% kills against the periodontal pathogens at five minutes; in...

AdamA wrote: yeah...and the bar scene.

Oh yeah, forgot about that! It's crazy when you stop to consider that this all happened, more or less.

MWKXJ wrote: OpenBSD here.  Excellent book is available for learning the system inside and out.

I also prefer OpenBSD when it has support for my hardware.

dualstow wrote: Checking out the reviews this week and last. It's got some warts, but I'm intrigued.

I'm a Debian Stable guy. Now that I think of it, it's sort of like the PP of Linux distros.

I gave this a try for a few months, and tried continuing w/out the Closys because it's so damn expensive. I've found that I can't live w/out the Closys now.

Is there a generic version of Closys?

AdamA wrote: This weeks episode was awesome.  Great suspense.

I loved the cabin scene.

Spectre wrote: Part of my family fled Latvia during the 2nd Soviet invasion in 1945.

Hey, my relatives too!

Best wishes!

I Shrugged wrote: One prolific poster leaves, immediately replaced by another.  Hmmmmm.....

Too many capitalized letters to be MJ.

Mountaineer,

Allow me to apologize for these heathens. Not all of us atheists are insensitive and rude.

I'm glad to hear that your friend has turned a corner!

"Economics tries to identify what a nation will have to give up if the government decides that everyone is entitled to free milk and cookies, or decrees that no one may be hired whose labor isn't worth a minimum wage." - Harry Browne, "Why the Best-Laid Investment Plans Usually Go Wr...

don't shoot me , i am only the messenger bringing facts . it is up to you all to research them and decide for yourself . hate to spoil the kool aid party and be the turd in the punch bowl  but  so far much of what i brought to the party has been stuff no one knew and from the e-mails i get from qui...

The thing that really galls me about the low wages here is that the workers are often on government benefits, so in effect the government is subsidizing Wal-Mart, McDonalds, etc. I am sure the corporate managers like it exactly that way. It's welfare on two levels, to the workers and to corporation...

WildAboutHarry wrote: One or two of the principals seem to be graduates of Long Term Capital Management.

Either that is good (they learned from their mistakes) or bad.

Yeah they seem to be doing things differently: no leverage, mostly ETFs and mutual funds (I did see Oil futures), no shorting.

Okay, here's what I like: 1. Highly diversified portfolio. 2. Value and momentum overlays 3. Rule-based. 4. Transparent 5. Low fee Here's a link to their latest report that includes their baseline, and desired (after applying overlays) asset allocation: http://www.elmfunds.com/upload/us/october_2015...

If one only had access to an SP500 fund and a small cap index fund, what's the best you could do? 50/50 in each? For the two funds I'm interested in (VSCPX and FXAIX) a 50/50 split would result in: Market Capitalization Size    % of Portfolio Mega    25.8% Large    18.2% Mid    25.3% Small    25.3%...

If one only had access to an SP500 fund and a small cap index fund, what's the best you could do? 50/50 in each?

foglifter wrote: I just wondered if there was something specific about them that drew your attention. I have no opinion on Elm, never heard of them. Their FAQ makes it clear that they won't mess with smaller clients:

Their Active Index Investing approach seems interesting, and the fee seems reasonable.

foglifter wrote: Is there a particular reason behind your curiosity?

I just stumbled upon it, have spent the last few hours reading, and I respect the opinions of forum members here.

Need I say more?

Anyone ever consider investing with them?

http://www.elmfunds.com/

If you haven't seen it, look for my thread on how to cosntruct a micro-to mega market cap agnostic equity allocation with just four ETF's traded free at Schwab.  That will give you all market caps and all value and growth. Man, you're lazy. Is this it? http://gyroscopicinvesting.com/forum/stocks/ho...

Ok, I'm about done here.  I would like to continue the discussion, but your semi- ad hominem language is really off putting (e.g. "baloney', 'nonsense', 'ludicrous', 'I defy anyone',  'noooooo', etc.). Thanks for your explanation. It was clear and novel to me. It was especially pleasant becaus...