Search found 947 matches

by frugal
Sun Jan 08, 2023 7:43 am
Forum: Permanent Portfolio Discussion
Topic: 25 x 4 or 33 x 3
Replies: 37
Views: 68573

Re: 25 x 4 or 33 x 3

Grinch wrote: Sat Jan 07, 2023 10:26 am What about
ISIN: LU1829219556
WKN: LYX0Z6
Ticker: LYS4
or IBCA

But it has very poor performance and should me better to hold on ordinary account .

:'(
by frugal
Sat Jan 07, 2023 9:03 am
Forum: Permanent Portfolio Discussion
Topic: 25 x 4 or 33 x 3
Replies: 37
Views: 68573

Re: 25 x 4 or 33 x 3

Hello friends,

On the last years I am earning more each year and saving than I have in cash.

So, if I have other income outside of PP I can exclude cash ???

Thank you 🙏
by frugal
Fri Jan 06, 2023 8:54 am
Forum: Permanent Portfolio Discussion
Topic: 25 x 4 or 33 x 3
Replies: 37
Views: 68573

Re: 25 x 4 or 33 x 3

Hi buddies,

I have an EU-PP because I live in europe.

:-\
by frugal
Fri Jan 06, 2023 3:50 am
Forum: Permanent Portfolio Discussion
Topic: 25 x 4 or 33 x 3
Replies: 37
Views: 68573

25 x 4 or 33 x 3

Hello everybody, Happy 2023! After years having 25 x 4 I see CASH doing nothing and I never used it. Since I have other incomes I didn't add up to Cash and only increased Stocks, Bonds and Gold. Now I am like this: Asset Class Actual Percent Stock 30,30% Bonds 25,36% Cash 15,45% Gold 28,89% My weal...
by frugal
Fri Jan 06, 2023 3:15 am
Forum: Permanent Portfolio Discussion
Topic: PP in Germany
Replies: 10
Views: 4510

Re: PP in Germany

Grinch wrote: Mon Jan 02, 2023 10:08 am Hello,

New Year, new Plan.
I start a PP as a German.

25% ETFL50 MSCI World
25% ETFL21 Germany Bund 10+
25% A0S9GB Xetra Gold
25% Cash

Monthly for 1.000 €

This Thread is for Tracking the succsess
Hi GRINCH!

Which ETF tickers did you chose?

Please specify them.

You enter in a good point ;)
by frugal
Thu Mar 24, 2022 3:05 am
Forum: Permanent Portfolio Discussion
Topic: Gave up on "pure" Permanent Portfolio in EU
Replies: 10
Views: 2853

Re: Gave up on "pure" Permanent Portfolio in EU

Hi,

"Art via masterworks"

what is this? How do you invest on it?

Regards!

:)
by frugal
Sun Mar 20, 2022 10:53 am
Forum: Permanent Portfolio Discussion
Topic: Permanent Portfolio in Europe (follow-up)
Replies: 66
Views: 52265

Re: Permanent Portfolio in Europe (follow-up)

Hello EU-PEERS,

Any news regarding your EU-PP portfolio?

I would like to know if you found new and better ETF's ?

Regards!
8)
by frugal
Sun Apr 11, 2021 12:48 pm
Forum: Permanent Portfolio Discussion
Topic: New Permanent Portfolio book: "Investing Equanimity"
Replies: 42
Views: 28558

Re: New Permanent Portfolio book: "Investing Equanimity"

Hi,

Is it easy to read?

I am not english native.

Craig's book was easy. These authors left the forum ?

Regards
:-[
by frugal
Thu Mar 04, 2021 12:06 am
Forum: Permanent Portfolio Discussion
Topic: 33,3 + 33,3 +33,3 = USPP
Replies: 35
Views: 12546

Re: 33,3 + 33,3 +33,3 = USPP

It was going to be for my retirement strategy until things are resolved with the pandemic ...then the plan was to go back to my regular retirement models I used for years. The plan was to use the pp to shelter the fabulous gains from the last few years ....but that didn’t work so well so far and th...
by frugal
Wed Mar 03, 2021 3:53 pm
Forum: Permanent Portfolio Discussion
Topic: 33,3 + 33,3 +33,3 = USPP
Replies: 35
Views: 12546

Re: 33,3 + 33,3 +33,3 = USPP

mathjak107 wrote: Wed Mar 03, 2021 10:15 am My pp is 630k in each asset class
Hi mat.

Your PP will be totally used to your retirement or what is your strategy ?

Will you donate 100% to your sons?

Regards👨‍⚕️
by frugal
Sat Feb 27, 2021 4:31 am
Forum: Permanent Portfolio Discussion
Topic: 33,3 + 33,3 +33,3 = USPP
Replies: 35
Views: 12546

Re: 33,3 + 33,3 +33,3 = USPP

Kbg wrote: Tue Feb 23, 2021 11:02 pm It's a fine portfolio. Has the exact same Sharpe Ratio as the PP and gives you about 1.2% CAGR points a year more.

However, an even better portfolio is 50 stock and 25 each to LTTs and gold.
Hi,

what about MAX. DD ?

O0
by frugal
Sun Feb 21, 2021 3:55 am
Forum: Permanent Portfolio Discussion
Topic: 33,3 + 33,3 +33,3 = USPP
Replies: 35
Views: 12546

Re: 33,3 + 33,3 +33,3 = USPP

Hello PPeers, in fact since I have EU-PP I added new savings for rebalancing. Cash is there doing nothing, only a safe amount of money I believe. Short term bonds in several years stayed the same. Maybe I have to read again about PP to remember the importance of CASH. I work and my income is increas...
by frugal
Sat Feb 20, 2021 4:45 pm
Forum: Permanent Portfolio Discussion
Topic: 33,3 + 33,3 +33,3 = USPP
Replies: 35
Views: 12546

33,3 + 33,3 +33,3 = USPP

Dear friends, Hope you are totally healthy and away from pandemic. I would like to know your opinion about this transformation of portfolio in US-PP. Having only: 1/3 GOLD + 1/3 LTB + 1/3 STOCKS It is a new portfolio to me and I want to add NEW fresh money every year to it, so I don't think I need t...
by frugal
Sun Feb 14, 2021 12:11 pm
Forum: Gold
Topic: Bitcoin On The Move Again
Replies: 20
Views: 12243

Re: Bitcoin On The Move Again

Hello,

any friend here still have Mark's bitcoin donation?

^-^
by frugal
Sat Jun 27, 2020 11:09 am
Forum: Permanent Portfolio Discussion
Topic: New Permanent Portfolio book: "Investing Equanimity"
Replies: 42
Views: 28558

Re: New Permanent Portfolio book: "Investing Equanimity"

"Investing Equanimity: The Logic & Wisdom of the Permanent Portfolio" I decided to write this book because the only way to truly satisfy my fascination with the concept of the Permanent Portfolio was to just write a book about it and "get it out of my system". I wrote it in ...
by frugal
Sat Apr 11, 2020 4:09 am
Forum: Variable Portfolio Discussion
Topic: Golden Butterfly Portfolio
Replies: 539
Views: 364380

Re: Golden Butterfly Portfolio

Hello !

The annual % profit on GBis bigger and the drawdowns are lower than PP

... how is this possible?

Please let me know your thoughts.

???

:o
by frugal
Sat Apr 11, 2020 3:22 am
Forum: Permanent Portfolio Discussion
Topic: PP article
Replies: 6
Views: 3264

Re: PP article

europeanwizard wrote: Sat Apr 11, 2020 1:34 am Yeah with all the volatility in stocks, the PP is definitely getting more attention. I still get downvoted on Reddit though ;-) Thanks for posting.
Hi!

Which link is it?

^-^
by frugal
Sun Mar 29, 2020 2:33 am
Forum: Permanent Portfolio Discussion
Topic: PP Audiobooks
Replies: 2
Views: 2047

Re: PP Audiobooks

That one I have hard copy ^-^
by frugal
Sat Mar 28, 2020 11:31 am
Forum: Permanent Portfolio Discussion
Topic: PP Audiobooks
Replies: 2
Views: 2047

PP Audiobooks

Dear PP-friends ,

please inform if is there any HB or other audio-books about PP.

Do you know any MP3 book about this type of investing?

Thank you!
???
by frugal
Sat Mar 28, 2020 10:52 am
Forum: Permanent Portfolio Discussion
Topic: YouTube: Harry Browne's The Money Show
Replies: 13
Views: 6667

Re: YouTube: Harry Browne's The Money Show

So calm !

Love HB

thank you for your idea.

What would be HB comments regarding todays market?

???
by frugal
Sat Mar 28, 2020 7:15 am
Forum: Permanent Portfolio Discussion
Topic: Who's had to rebalance?
Replies: 18
Views: 7944

Re: Who's had to rebalance?

Yes. I'm still hesitating. I figured that the entire stock allocation, total market + small caps, was still above threshold even though small caps had dropped below the band. No other asset has crossed a band. So - a mandatory rebalance yet. Hi SOPHIE!!! I am adding stocks to rebalance. New fresh m...
by frugal
Sat Mar 28, 2020 7:11 am
Forum: Permanent Portfolio Discussion
Topic: EU-PP and PPeers
Replies: 13
Views: 7513

Re: EU-PP and PPeers

Frugal Why do you use C13 and MTH ? C13 is an ETF of 1-3 year bonds, and MTH is 25+ year bonds, the longest-bond Euro ETF I can find. If you have other suggestions I would love to hear them. CEU is the MSCI Europe index ETF, but there is also the Eurostoxx 600 as well as individual country ETFs lik...
by frugal
Sat Mar 28, 2020 7:05 am
Forum: Permanent Portfolio Discussion
Topic: EU-PP and PPeers
Replies: 13
Views: 7513

Re: EU-PP and PPeers

Frugal Why do you use C13 and MTH ? C13 is an ETF of 1-3 year bonds, and MTH is 25+ year bonds, the longest-bond Euro ETF I can find. If you have other suggestions I would love to hear them. CEU is the MSCI Europe index ETF, but there is also the Eurostoxx 600 as well as individual country ETFs lik...
by frugal
Mon Mar 23, 2020 12:08 pm
Forum: Permanent Portfolio Discussion
Topic: EU-PP and PPeers
Replies: 13
Views: 7513

Re: EU-PP and PPeers

Figures for today (ETFs traded in Paris) and on 1 Jan 2020, with difference %. Vanilla EU PP in Euros: CEU 166.78 245.32 -32.02% MTH 131.00 125.16 4.67% GBS 131.08 127.04 3.18% C13 168.09 168.61 -0.31% Combined -6.12% EUR/USD 1.0673 1.12375 -5.28% The vanilla US PP in dollars seems to have done bet...
by frugal
Wed Mar 18, 2020 8:47 am
Forum: Permanent Portfolio Discussion
Topic: EU-PP and PPeers
Replies: 13
Views: 7513

EU-PP and PPeers

Hi my friends,

how are you handling this fall of the markets?

Will you rebalance soon or you are waiting ?

What do you advise ? Wait some weeks for rebalancing?

Thank you!

:-[

:'(