Search found 126 matches

by thisisallen
Fri Mar 03, 2017 10:42 am
Forum: Gold
Topic: Any downside to bars?
Replies: 77
Views: 41180

Re: Any downside to bars?

@ochotona. I just noticed your post count is "1200." Hope that will be a good omen for you. If it goes to 1200 I would also be a buyer.
by thisisallen
Thu Mar 02, 2017 8:53 pm
Forum: Gold
Topic: Any downside to bars?
Replies: 77
Views: 41180

Re: Any downside to bars?

Limit order at 1200? That's a big drop.
by thisisallen
Tue Feb 21, 2017 10:23 am
Forum: Cash
Topic: 3% APY for 7 year CDs
Replies: 18
Views: 20150

Re: 3% APY for 7 year CDs

7 yr rate is same for regular CD or IRA CD
https://www.depositaccounts.com/banks/a ... html#rates
by thisisallen
Wed Feb 15, 2017 10:37 am
Forum: Gold
Topic: FATCA and offshore gold holdings
Replies: 48
Views: 26976

Re: FATCA and offshore gold holdings

BillPay from: USAA Federal Savings Bank.

Some friends (not PP investors) have been using BullionVault for years, and recommend it.
by thisisallen
Tue Feb 14, 2017 9:57 pm
Forum: Gold
Topic: FATCA and offshore gold holdings
Replies: 48
Views: 26976

Re: FATCA and offshore gold holdings

BillPay works fine with BullionVault.
by thisisallen
Fri Feb 10, 2017 10:30 am
Forum: Other Discussions
Topic: Jack Bogle: Putting Clients Second
Replies: 17
Views: 8202

Re: Jack Bogle: Putting Clients Second

Yesterday there was an article in the WSJ today that raises the question that if the DOL rule is cancelled then would the SEC step in to create a rule to benefit investors.

https://www.wsj.com/articles/amid-threa ... 1486656208
by thisisallen
Fri Feb 10, 2017 5:25 am
Forum: Other Discussions
Topic: Jack Bogle: Putting Clients Second
Replies: 17
Views: 8202

Re: Jack Bogle: Putting Clients Second

Didn't read the article but regarding the topic of the rule this is another perspective: MarketMinder's View: "Remember all the handwringing late last week about President Trump’s move to delay the April rollout of the Department of Labor’s fiduciary rule? Looks like everyone should hold their ...
by thisisallen
Tue Feb 07, 2017 6:09 am
Forum: Gold
Topic: Gov't vs Gold in India
Replies: 8
Views: 5272

Re: Gov't vs Gold in India

this is a really interesting program in India of depositing gold in a bank and taking a loan and/or earn interest on it. "All about Gold Deposit Scheme Gold Deposit Scheme is a fixed deposit in gold. SBI (State Bank of India) lets their customer to deposit the gold that is lying idle under this...
by thisisallen
Sat Feb 04, 2017 10:31 am
Forum: Other Discussions
Topic: Estate tax & Trump
Replies: 30
Views: 17521

Re: Estate tax & Trump

NJ raised the exemption from $675k to $2 mil this year and in 2018 it is eliminated altogether.
At the same time they raised the gasoline tax by like .23/gal.
by thisisallen
Mon Jan 16, 2017 10:22 pm
Forum: Gold
Topic: FATCA and offshore gold holdings
Replies: 48
Views: 26976

Re: FATCA and offshore gold holdings

Consulting a tax accountant who specializes in helping US citizens with reporting their foreign accounts may be good. This guy offers answers to questions on this subject. Someone who can frame the proper question could ask him about the gold reporting. https://nomadforum.io/t/i-m-a-u-s-accountant-w...
by thisisallen
Sun Jan 15, 2017 9:49 pm
Forum: Gold
Topic: Gold Coin Counterfeiting today
Replies: 39
Views: 24200

Re: Gold Coin Counterfeiting today

After looking up FACTA, the minimum account that requires reporting is $50k. I haven't kept that much in an account at any 1 time since it is easy to transfer from US and there is currency exchange risk (especially now when $ is strong).
Good to know about FACTA for future decisions.
Thx.
by thisisallen
Sat Jan 14, 2017 10:26 am
Forum: Gold
Topic: Gold Coin Counterfeiting today
Replies: 39
Views: 24200

Re: Gold Coin Counterfeiting today

Have you considered Bullion Vault? Some friends (non PP investors) have been using it for years and recommend it as a good company. And it seems to be discussed and liked in the forum. There was a thread about it: http://www.gyroscopicinvesting.com/forum/viewtopic.php?t=8487 Don't laugh but I never ...
by thisisallen
Sat Jan 14, 2017 3:35 am
Forum: Gold
Topic: Gold Coin Counterfeiting today
Replies: 39
Views: 24200

Re: Gold Coin Counterfeiting today

@Sophie. Why are Perth Mint certificates better for tax accounts, but Fidelity is better for tax-advantaged accounts?
Thx.
by thisisallen
Mon Jan 09, 2017 4:05 am
Forum: Other Discussions
Topic: My money owns me
Replies: 20
Views: 10886

Re: My money owns me

What is missing here? You are a successful business person who has a practical and valuable skill/talent. It is a gift. Lots and lots of people would love to have that ability. Yet you feel it is a curse. Could it be that you are experiencing a lack of fulfillment? There are techniques that can incr...
by thisisallen
Sat Jan 07, 2017 6:47 am
Forum: Permanent Portfolio Discussion
Topic: PP Performance for 2016
Replies: 101
Views: 64199

Re: PP Performance for 2016

Wouldn't including Cash bring the CGAR in the Juicy Portfolio more in line with the traditional 4X25?
by thisisallen
Wed Jan 04, 2017 9:10 pm
Forum: Variable Portfolio Discussion
Topic: Golden Butterfly and Vanguard
Replies: 19
Views: 14015

Re: Golden Butterfly and Vanguard

^ thx for the explanation. Yikes. I think SLYV is showing a 7% spread. Do you see the bid/ask effect in the NAV? Or in the performance numbers? I guess what I am asking: is there a way to compare the performance of 2 different ETFs with different spreads? If you don't trade the fund often, except fo...
by thisisallen
Wed Jan 04, 2017 8:35 pm
Forum: Variable Portfolio Discussion
Topic: Golden Butterfly and Vanguard
Replies: 19
Views: 14015

Re: Golden Butterfly and Vanguard

VB is different than VBR (SC vs SCV). SLYV has low volume but has been around since 2004 and at Morningstar seems to return consistently a bit better except in 2014 and 15. And 2016 it outperformed by a lot. Could someone pls explain how the bid/ask effects the performance. Does the NAV include the ...
by thisisallen
Wed Jan 04, 2017 9:46 am
Forum: Variable Portfolio Discussion
Topic: Golden Butterfly and Vanguard
Replies: 19
Views: 14015

Re: Golden Butterfly and Vanguard

Good. that's clear. Yes, it is Tyler who came up with the GB, not Larry Swedroe. BTW, I think Larry S. recommends 5 yr Treasuries now to combine with the SCV. You may be interested in this article on factor investing. http://investorfieldguide.com/alpha-or-assets/ He discusses about Smart Beta. One ...
by thisisallen
Wed Jan 04, 2017 9:25 am
Forum: Gold
Topic: Hard Assets Alliance
Replies: 1
Views: 2271

Re: Hard Assets Alliance

I briefly looked at HAA compared to BullionVault. BV is less expensive. Also some friends of mine have been using BV and recommend it (but they are not PP investors)
by thisisallen
Wed Jan 04, 2017 9:22 am
Forum: Variable Portfolio Discussion
Topic: Golden Butterfly and Vanguard
Replies: 19
Views: 14015

Re: Golden Butterfly and Vanguard

But, in a year where a pp with small value underperforms specifically due to an underperforming small cap value stock section, would that "prove" that one should blend with S&P? Would you pls elaborate on this pt. It is confusing (to me) to see SCV connected with the PP. The PP is 4X2...
by thisisallen
Wed Jan 04, 2017 2:47 am
Forum: Variable Portfolio Discussion
Topic: Golden Butterfly and Vanguard
Replies: 19
Views: 14015

Re: Golden Butterfly and Vanguard

@Tyler: then which Benchmark/Index do you use on your site for SCV, and specifically the GB? The SCV performance this year proves Larry Swedroe's theory that if you are going to tilt towards an asset class then it should be a full tilt, not blended with anything else. Based on his research, his comp...