Clarification: the ladder takes 2 yrs to "setup " - 2 yrs for ALL rungs to reach 2 yrs. This investment would be for "secondary" cash since I feel OK with holding cash (that I would draw on first/regularly) in a high yield savings account. I appreciate the comment about keeping i...

Would a two-year treasury ladder (eight rungs, each three months apart) be considered equivalent to cash, SHY, etc for the cash portion of the PP?
To clarify: it would take two years to set up the ladder, and then every three months the proceeds of a two year treasury bond would be available.

Correcting my earlier comment: the Fidelity funds (at least the S&P 500 Index and Global Ex-US funds) do not currently have short term redemption fees. It seems like I saw that on FSBAX or FSTMX at some point, but I may be remembering only PRPFX. However, they have very clear rules against exce...

All America Bank Savings (Mega Money Market) acct is at 1.5%, max. $35,000.

Fidelity explained that the early redemption fee is a decision by the fund manager. If a fund manager feels he needs to hold the money for a specified period I n order to boost performance then he is able to make the restriction, charge an early redemption fee.

Q: can you buy gold with Bitcoin?

This website updates the signals for this strategy. (And some other ones also). So at the first of each month you can easily see which fund to choose.
http://indexswingtrader.blogspot.in/p/s ... gnals.html

Didn't you just buy at $1200?

What is the 200MA number?

Exactly. Correct. Never knew that about Fidelity. Just checked the account again and the bonds from Friday are up.
"All's well that ends well"
Many thanks

The first thing that one learns about bonds is that there is an inverse correlation between yield and price. And that the longer duration of the bond the greater the change in the price as the yield fluctuates. So how come yesterday my 30 yr Treasuries went down in both price and yield. (BTW TLT wen...

Jobs report comes on Fri. If it is good then the rate increase is more certain.

OK. That sounds good. The day I checked on Morningstar I thought it said 7%
Thx for clarifying.

@ochotona. I just noticed your post count is "1200." Hope that will be a good omen for you. If it goes to 1200 I would also be a buyer.

Limit order at 1200? That's a big drop.

7 yr rate is same for regular CD or IRA CD
https://www.depositaccounts.com/banks/a ... html#rates

BillPay from: USAA Federal Savings Bank.

Some friends (not PP investors) have been using BullionVault for years, and recommend it.

BillPay works fine with BullionVault.

Yesterday there was an article in the WSJ today that raises the question that if the DOL rule is cancelled then would the SEC step in to create a rule to benefit investors.

https://www.wsj.com/articles/amid-threa ... 1486656208

Didn't read the article but regarding the topic of the rule this is another perspective: MarketMinder's View: "Remember all the handwringing late last week about President Trump’s move to delay the April rollout of the Department of Labor’s fiduciary rule? Looks like everyone should hold their ...

this is a really interesting program in India of depositing gold in a bank and taking a loan and/or earn interest on it. "All about Gold Deposit Scheme Gold Deposit Scheme is a fixed deposit in gold. SBI (State Bank of India) lets their customer to deposit the gold that is lying idle under this...

NJ raised the exemption from $675k to $2 mil this year and in 2018 it is eliminated altogether.
At the same time they raised the gasoline tax by like .23/gal.

http://seekingalpha.com/article/4039679 ... -portfolio

Some ideas for thought...

Consulting a tax accountant who specializes in helping US citizens with reporting their foreign accounts may be good. This guy offers answers to questions on this subject. Someone who can frame the proper question could ask him about the gold reporting. https://nomadforum.io/t/i-m-a-u-s-accountant-w...

After looking up FACTA, the minimum account that requires reporting is $50k. I haven't kept that much in an account at any 1 time since it is easy to transfer from US and there is currency exchange risk (especially now when $ is strong).
Good to know about FACTA for future decisions.
Thx.