i am planning on marketing a book on the system with a subscription fee , that way when i get the wife confirmation factor i send out an e-mail alert with the buy and sell signals ...

Sold all my PHYS today, bought at ~1300/oz. Was ~8% of portfolio. The gain offset losses from commodities I held for a year. mathjak's comment struck a nerve, that every day you hold is like making the decision to buy it again at today's price. Will most likely buy a little AAAU soon. Iono tho, I'm...

people have such misconceptions about investing or their money . sayings like it is only a loss on paper , or i won't commit new money at these levels but it is okay to keep the old money in , or i am only living on principal , , i am playing with the houses money or i don't care what my stocks do b...

Lately I love Gld and Tlt ..... it has been following the script perfectly for my trading system . I get the buy and sell signal from my ass ,, it pops in my head , I confirm with my wife and I click the mouse . Lol ..it seems to work better than most Wall Street trading systems ...I wish I wasn’t t...

Sold Gld and Tlt today ... will wash and repeat on a dip ..

also the price of admission to a roth is the same as a taxable account . only one is taxed up front and then never taxed while the other is taxed up front too and forever taxed. people don't realize the power of these retirement accounts , as well as how the lower capital gains rates in a taxable ac...

let me say this as it is so important . there are unwritten rules so to speak the first year you retire . so you could have sold assets 2 years before and now that you are retired and on medicare that very high income tripped the surcharges .... as we learned , if you appeal it and it is your first ...

yes , your income is reviewed every year .. remember it is based on income 2 years prior . as an example your rate is set in january but it is bnased on 2018 since 2019 taxes are not filed .

well it is still shining despite me not selling ....yes!

with 1/2 the bond budget in LT treasuries and 1/2 in short it also acts as a barbell and overall interest rate sensitivity is tempered . in rising rates you would get creamed otherwise if you had 2x the amount in LT bonds . in falling rates short term bond funds that are 1-3 years will do better , i...

From a footnote in: The Overtaxed Investor: Slash Your Tax Bill & Be a Tax Alpha Dog "Let it be remembered that one reason value stocks perform better than growth stocks over time (at least pre-tax) is because management on average destroys capital with its far-flung investment schemes.&qu...

i watch only gld

Geico farms out home insurance to other companies .... I have travelers for apartment insurance .... geico uses travelers .. Geico won’t write a policy in our area since we are two blocks from a bay ... but travelers on their own will write the policy ....weird ....so we have auto and umbrella with ...

Anyway getting back to location . I think kitces is correct and as long term investors we should avoid putting equities in taxable accounts ... sometimes it is not possible to avoid doing it .. I have an s&p 500 fund I bought a long time ago .... it was bought from real estate proceeds so it is ...

I know that is has been discussed prior. And, I know I can go back to read those discussion (many of which I have). However, I'd like an up-to-date discussion in which I can participate as opposed to only reading prior ones. My latest goal is to (FINALLY!) go 100% classic Permanent Portfolio in the...

Another look by kitces at asset location EXECUTIVE SUMMARY In an environment where generating portfolio alpha is difficult, strategies like managing assets on a household basis to take advantage of asset location opportunities to generate “tax alpha” are becoming more and more popular. The caveat, h...

Somehow the section from the book on Tax Deferred Accounts that I put here did not show up? "Tax-Deferred Accounts In your IRA and 401(k), the asset of choice is taxable bonds or anything income oriented, such as REITs or dividend stocks. Why? Because you avoid the annual hedge clipping these ...

I know that is has been discussed prior. And, I know I can go back to read those discussion (many of which I have). However, I'd like an up-to-date discussion in which I can participate as opposed to only reading prior ones. My latest goal is to (FINALLY!) go 100% classic Permanent Portfolio in the...

Kitces found as little as a 2% dividend can wipe out any tax advantage over the long term ..old school thinking was wrong.. Unless you can take advantage of the zero capital gain brackets that money in equities should not follow old school thinking and go in a taxable account https://www.kitces.com/...

Because of all the gains I get with tlt and Gld they only go in my retirement accounts , they are like stocks .

The cash portion is only in our taxable account

I have been with geico for 50 years .... not one issue with them

My original post was meant to give ideas of how one might develop an investment model in order to not bias any discussion. Given that any discussion has run it's course, I have made several edits that reflect more closely my personal version of the model and it's prior trades for any who wish to fo...

same to you , and a profitable healthy year

i would have to say no .

the reason is my "seat of the pants trading system " said sell yesterday and i didn't , i decided to hang in there " so typically that means i ride it back down .

sorry i did this to you all lol

it looks like a 3700.00 difference from friday the 13th late afternoon to monday morning the 16th on the buy plus a few thousand on the sell on the 13th which was just bought the day before on the 12th . so all together about 6k from the 12th to the 16th but 2 of those days was a weekend , not bad f...