For those of you following the Golden Butterfly portfolio: what funds or ETFs do you use for the small cap value portion of the equities barbell? I invest with Schwab and their Small-Cap Index Fund (SWSSX) is designed to track the Russell 2000, but as far as I can see its annual returns are not that...

It's a wrap! What kind of results did y'all see in your portfolios for 2022?

"Goldman Sachs expects gold, with its real demand drivers, to outperform the highly volatile bitcoin in the long term"...

https://www.reuters.com/business/financ ... 022-12-12/

Since 2013 (Yellen), and there's been a return to a semi-pegging, a multi-facet gold/dollar standard and as such gold has been flatish/range-bound. Not doing what otherwise might have been expected. As such the PP would seem to be performing more as-expected in other countries, whilst not so in the...

I take solace in the fact that markets don't always react immediately (IIRC, in March of 2020 it seemed like everything was crashing, but then bonds and gold started to come back before stocks did and it was a great time to rebalance). Patience, grasshopper! :-) Maybe it was good time to rebalance ...

I take solace in the fact that markets don't always react immediately (IIRC, in March of 2020 it seemed like everything was crashing, but then bonds and gold started to come back before stocks did and it was a great time to rebalance). Patience, grasshopper! :-) Maybe it was good time to rebalance ...

I think so too. I found this quote from review of book: https://taylorpearson.me/bookreview/fail-safe-investing/ Stocks take advantage of prosperity. They tend to do poorly during periods of inflation, deflation, and tight money, but over time those periods don’t undo the gains that stocks achieve ...

With stocks, long-term bonds, and gold all down (not to mention GDP), I wonder if we're in one of those rare tight-money recessions that Harry Browne talked about...

Don wrote: ↑Fri Apr 01, 2022 11:16 am I'm looking at a market crash ahead. Which asset in the PP will save us? Also, any non PP assets, possibly like TBT?

If the stock market crashes far enough (and who knows if it will?), you'll hit your rebalance bands and buy low. There's a reason this forum is called Gyroscopic Investing. :-)

However, being serious now. Watch the Australian Elections this year. If socialist nutcases get into Government, I would re-evaluate storing Gold here. Between the right-wing Russophiles and left-wing wokesters that have taken over both US parties...and apparently everywhere else....where the hell ...

It's not clear to me how I-bonds are deep cash, given that they mature in 30 years. What am I missing? You mean as opposed to being deep bonds? A bond matures in 30 years and you have no option to cash out early (not including the coupon) other than selling it, and its value can gyrate wildly. The ...

The only thing I would quibble about is that this thread belongs with Cash, rather than Bonds. ;) I struggled over that, JHogue. :-) You’re right. Even though i*Bonds are often used for deep cash and certainly not for what we know as the Bond portion of the pp, I figured “Bond” is right in the name...

Dollar cost average in, twice a year, over the next 2 years, might be a prudent way to go. When I got started with the PP a while back, I DCA'd quarterly over 2 years. I rested easier that way, and to me the PP is the sleep-well-at-night portfolio so it all fit together. You have to do what you're ...

4x25 with 30/20% rebalance bands. Keeping it simple. :-)

21.42%. Rebalancing in early April helped!

Way cool, and congratulations! I'd like to point out to everyone that blue_ruin's other book looks pretty good as well: https://www.amazon.com/gp/product/B07RV5QM1Y/ Wow, yes. Can't wait to read this book. BTW blue_ruin your Amazon author page still shows only the one book, so you might want to upd...

Actually, when you look at the language of the law that created the Texas Bullion Depository, the act refers to any "gold depository in Texas." That would include the Texas Bullion Depository which is owned by Texas Precious Metals. "Q: Who owns the Texas Bullion Depository? A: The T...

Rebalance (i.e. distribute excess cash among the other assets) every so often - no need to wait until you hit the rebalancing band with cash. The whole thing above was great! Spelling it all out both concisely yet with detail. However, for we literalists out here, can you more precisely define &quo...

Vinny, Just. Do. It. Not a simple task on my end, starting with having 7 different retirement accounts covering every possible different tax treatment for each of them. Whenever I'm going to do something of consequence I take my time to get all my questions answered, don't rush into it, and, conseq...

So, 20% would mean 20-30% for each asset class right? Quite a bit narrower from what HB recommended. Yes, that is my understanding of it as well. HB suggested rebalancing at 15% or 35% of the portfolio, so +/- 40% rather than +/-20%. Great find! The original paper is well worth reading: http://reso...

So, 20% would mean 20-30% for each asset class right? Quite a bit narrower from what HB recommended. Yes, that is my understanding of it as well. HB suggested rebalancing at 15% or 35% of the portfolio, so +/- 40% rather than +/-20%. Great find! The original paper is well worth reading: http://reso...

... Does anyone here on the forum price the four PP assets in terms of gold, not dollars? .. Ha! Not the assets, but I used to think about the equivalent of things like my home in ounces of gold. And my portfolio total. Problem is, I think of it in US$ first and then convert to gold using the spot ...

Several recent threads set me to thinking about the long-term decline in the value of the dollar (and other fiat currencies). Does anyone here on the forum price the four PP assets in terms of gold, not dollars? There's an interesting website pricedingold.com that shows you the value of, say, an S&a...

When I adopted the permanent portfolio about 5 years ago, I did a bunch of research and got most comfortable with SGOL, in large measure because they store their physical gold in Switzerland.

It makes me wonder if the PP could hold up to a situation where the US is steadily diluted out of being the world reserve currency while the long-term debt cycle comes to an end. What's your prediction on which currency will replace the U.S. dollar? Euro? The euro area economy is even weaker than t...