Clive,
Great chart, thanks.
I was also struck by no rebalance for the LT Bonds and the general infrequency of rebalancing.
I was also surprised that widening the bands (e.g. to 10% and 40%) increased returns.
Search found 1090 matches
- Thu Jun 09, 2011 10:05 pm
- Forum: Gold
- Topic: Gold Holdings During Lagging Interest Rates
- Replies: 28
- Views: 13321
- Sun Jun 05, 2011 7:38 am
- Forum: Stocks
- Topic: VTI vs. VTSAX
- Replies: 6
- Views: 11085
Re: VTI vs. VTSAX
I doubt that there would be much if any difference in capital gains distributions between VTI and VTSAX.
Vanguard is pretty good at tax management.
Vanguard is pretty good at tax management.
- Thu May 19, 2011 9:21 am
- Forum: Cash
- Topic: Short Term Treasury Ladder Strategies
- Replies: 22
- Views: 13266
Re: Short Term Treasury Ladder Strategies
Thanks for your thoughts on this - I might like to implement something like it, but I need to better understand how I would remain liquid enough to purchase lagging assets in the event of a fire sale. Some split between individual treasury notes/bonds and a fund would give you the ability to liquid...
- Thu May 19, 2011 9:10 am
- Forum: Stocks
- Topic: VTI vs. VTSAX
- Replies: 6
- Views: 11085
Re: VTI vs. VTSAX
In my opinion the fund is better. Since the fund and the ETF have the same expenses, the fund does not have bid/ask spread issues (although with VTI this is probably not too big a deal). If you have an account with Vanguard, buying ETFs also requires a brokerage account in addition to the regular ...
- Wed May 18, 2011 8:24 am
- Forum: Cash
- Topic: Short Term Treasury Ladder Strategies
- Replies: 22
- Views: 13266
Re: Short Term Treasury Ladder Strategies
I've considered using a five year T-Note ladder (15%) mixed with SHY or shorter treasuries (10%). Unless you use a treasury money market fund you always have some risk of loss with purchase of bills, notes, or bonds, if you have cash needs prior to maturity. Obviously 100% of a one-year bill is ava...
- Sat May 14, 2011 4:57 pm
- Forum: Gold
- Topic: GTU Looks to Be About 2.4% Below NAV
- Replies: 42
- Views: 19889
Re: GTU Looks to Be About 2.4% Below NAV
I never even considered the possibility of a "taxable" investment in an IRA. Learn something new every day.MediumTex wrote:there are financial instruments that can create taxable income inside an IRA, including MLPs and certain leveraged ETFs that create so-called "UBTI"
- Sat May 14, 2011 11:05 am
- Forum: Gold
- Topic: GTU Looks to Be About 2.4% Below NAV
- Replies: 42
- Views: 19889
Re: GTU Looks to Be About 2.4% Below NAV
how likely is there a big price difference between the london and NY? I wonder if that's part of the reason of the high variability. The premium/discount in closed-end funds is mostly a supply-demand issue. With ETFs the premium/discount can be minimized through creation/destruction of units, but ...
- Wed May 11, 2011 11:56 pm
- Forum: Bonds
- Topic: LT Treasury Face Values
- Replies: 6
- Views: 5611
Re: LT Treasury Face Values
Bonds/Notes at auction have a fixed coupon rate. The market (the auction) then determines the actual interest rate the bond/note pays. If the market decides a rate higher than the coupon is "right" then the bond sells at a discount. If the rate is lower, then the bond/note sells at a pr...
- Wed May 11, 2011 8:00 am
- Forum: Bonds
- Topic: LT Treasury Face Values
- Replies: 6
- Views: 5611
Re: LT Treasury Face Values
Treasury bonds, notes, and bills are typically considered in $1,000 "face" value increments. Since they are all paperless there isn't any problem in buying whatever number of increments you want. You can later sell in $1,000 increments as well, regardless of the "face" value of...
- Mon May 09, 2011 8:32 pm
- Forum: Gold
- Topic: GTU Looks to Be About 2.4% Below NAV
- Replies: 42
- Views: 19889
Re: GTU Looks to Be About 2.4% Below NAV
Sorry if this has been covered elsewhere, but no forms are necessary for GTU in tax-deferred accounts, right?On Form 8621: