Today is looking good!  Nice bump in treasuries and gold, stocks having a tough time.

In a nut shell when you mismatch time frames and try to use volatile assets for short term needs that is risk. I said year to year matters a little more to me since I'm all in (but have emergency cash outside of it), but didn't mean it's a huge factor.  It's for money that isn't neccesarily short t...

Tom-Like any portfolio you can' t go by a year or even 2 or 3 years. You really need longer time frames because the daily action is almost random. Ytd i am up about 3% . But we had no real up cycle yet this year. I don't consider a 50/50 mix riskier .i consider it more volatile. Volatility is what ...

Fred wrote: I sold $13k of company stock in my ESPP today and now I have to decide on whether to let it sit in cash or buy gold. I'm sitting at about 17% gold in the PP.

So what does your crystal ball say? Should I buy now or wait until re-balance time?

I'd wait until I hit the rebalance band.

What ever percentages someone wants . The basic total market fund is about 75% s&p 500 so it is really up to the investor as to what allocations they want. Right now  i am about 50% equities with 10% of that international. The remaining 40% is about 1/2  fidelity blue chip growth and fidelity g...

Been a long time since we've seen a day like this.  Sure, it's only $1125, nothing to write home about, but PPers need to be feeling pretty good today about gold and bonds more than making up for the slide in stocks recently. I completely echo that sentiment.  Feels like good validation that we hol...

mathjak107 wrote: No crystal ball needed. That is what makes up a typical diversified conventional portfolio. You buy it and rebalance it . No more crystal ball needed to guess market segamants than the pp

You didn't mention what percentages in each.

In my opinion the portfolio is really doing it's job and today is good example.  It's been lagging, but no serious loss for the year and on days like today the asset no one would otherwise hold (LTTs) reacts to a world event (China devaluation) and gave it a good boost. The year is not over and the ...

Interesting article on how everything is relative (recency bias) http://www.wikinvest.com/wiki/Recency_bias TL;DR, when you enter the market shapes your opinions. If you enter at a downtime as it keeps going down, you're going to have a very different perspective than someone who had a large run up...

I'm down a little under 3% YTD.  I look at the PP as the "reality" mode of investing.  Seems like the market doesn't know where it's going and there's a lot of fear selling in treasuries and gold.  Gains in stocks are probably a result of over confidence.  I look at the small loss as the p...

$850

Beat to the punch.  Was gonna post this.  Everyone has already articulately outlined how they miss the point of why it's "permanent".  Constantly shifting to what you think the environment is or is going to be is not a strategy, it's playing roulette.

It's tough to not have those thoughts and worries, but the idea is that over the course of a year and longer losses from one asset should balance out with gains in another or at the very least protect your overall portfolio from severe losses.  10% loss in one asset will be minimized by the overall ...

Will probably be a half hour late, but on our way.

Tyler wrote:

Pointedstick wrote: I think you should go for the Harry Browne masks.

I think everyone should just sit down and casually lay an American Eagle on the table.

+1 to the american eagle idea.

How exactly are we all meeting each other there?

Same here, still planning on being there

Mine is down -.46% YTD.

That picture is now my avatar.  Perfect.

Pointedstick wrote:

Tom wrote: Hah! I've been branded a "lurker"!

Do you look like this?

[img width=500]http://vignette4.wikia.nocookie.net/sta ... 0512134143[/img]

You'll have to come next weekend to find out!

Hah! I've been branded a "lurker"!

I'll be there!  My wife may join.

Saturday May 9th, 2pm
New Leaf Cafe in Fort Tryon Park

I'm late to this thread, but I'd be into it.  I live in CT but work in Manhattan every week day.  A week day after 7pm works best for me, but I'd be willing to come in on a weekend as well.  I saw a few dates/times/locations thrown around, but has it been confirmed?

Things are coming back down to reality.  My portfolio was up about 4.5% in January - down to 2.06% YTD today.