Search found 49 matches

by williswine
Thu Jun 21, 2018 3:02 pm
Forum: Gold
Topic: Perth Mint Physical Gold ETF (AAAU)
Replies: 11
Views: 9505

Re: Perth Mint Physical Gold ETF (AAAU)

The SEC filing containing a preliminary prospectus (that may still change) is at https://www.nasdaq.com/markets/ipos/filing.ashx?filingid=12695497 and was amended by https://www.nasdaq.com/markets/ipos/filing.ashx?filingid=12779867 (lot to read there). In it, you can see that Exchange Traded Concept...
by williswine
Wed Jun 20, 2018 7:34 pm
Forum: Gold
Topic: Perth Mint Physical Gold ETF (AAAU)
Replies: 11
Views: 9505

Re: Perth Mint Physical Gold ETF (AAAU)

Not APMEX (that is one of their distributors for coins BTW) but another structure doing their marketing IIRC. It's all in the SEC filing.
by williswine
Wed Jun 20, 2018 7:33 pm
Forum: Gold
Topic: Perth Mint storage options
Replies: 0
Views: 3125

Perth Mint storage options

Have been doing some research into the Perth Mint storage options. They offer a Perth Mint Depository Online account (PMDO) and a Perth Mint Depository Program account (PMDP – unlike PMDO, PMDP is offline so transactions are by phone, email or fax). I assume the following for a US taxpayer residing ...
by williswine
Wed Jun 20, 2018 7:16 pm
Forum: Gold
Topic: Perth Mint Physical Gold ETF (AAAU)
Replies: 11
Views: 9505

Perth Mint Physical Gold ETF (AAAU)

I stumbled upon information regarding the planned launch of a new ETF with symbol AAAU by the Perth Mint: https://www.nasdaq.com/markets/ipos/company/perth-mint-physical-gold-etf-1051518-86628 . Expense ratio is yet to be defined but hopefully compares favorably to the 0.15% charged for Perth Mint G...
by williswine
Wed Jun 20, 2018 7:10 pm
Forum: Variable Portfolio Discussion
Topic: Golden Butterfly Portfolio
Replies: 539
Views: 362195

Re: Golden Butterfly Portfolio

Just thought I'd give a quick update on my own personal Golden Butterfly portfolio for anyone keeping track. If you read back a ways you'll note that I have 100% of my money in the GB but (after an extended bout of analysis paralysis) chose to go with small cap blend over small cap value when first...
by williswine
Mon Apr 11, 2016 12:58 am
Forum: Other Discussions
Topic: Brita faucet filters
Replies: 39
Views: 18055

Re: Brita faucet filters

How much work are the reverse osmosis units to use/maintain?  e.g. the one MG recommended? It set it and forget it pretty much.  I never think about it except when I need to test the water with a TDS meter about once a year. Then you just unscrew the housings on each of the four filters, clean it o...
by williswine
Mon Apr 11, 2016 12:45 am
Forum: Other Discussions
Topic: Brita faucet filters
Replies: 39
Views: 18055

Re: Brita faucet filters

Regarding RO demineralizing water, I once suggested that my plan was to remineralize RO water by adding minerals back to it. This is what brewers do to "recreate" the water found where a given beer is produced. At least one person has posted recipes on how to approximate a large number of...
by williswine
Fri Apr 08, 2016 4:35 pm
Forum: Other Discussions
Topic: Brita faucet filters
Replies: 39
Views: 18055

Re: Brita faucet filters

Regarding RO demineralizing water, I once suggested that my plan was to remineralize RO water by adding minerals back to it. This is what brewers do to "recreate" the water found where a given beer is produced. At least one person has posted recipes on how to approximate a large number of ...
by williswine
Sun Aug 02, 2015 11:31 pm
Forum: Other Discussions
Topic: Optimal Salt Intake / The Permanent Rehydration Water
Replies: 14
Views: 8237

Re: Optimal Salt Intake / The Permanent Rehydration Water

Been thinking about and reading about what to do regarding my water for awhile. For the most part my tap water is okay (http://www.pinellascounty.org/utilities/PDF/CCR_2014.pdf) but I don't mind spending a little extra to just be sure. I have been looking at Reverse Osmosis type systems but then yo...
by williswine
Tue Sep 30, 2014 10:00 am
Forum: Permanent Portfolio Discussion
Topic: Maxing Out 401(k) Contributions
Replies: 27
Views: 14400

Re: Maxing Out 401(k) Contributions

Thank you dualstow, I will use your quote as a search keyword.
by williswine
Fri Sep 26, 2014 6:52 pm
Forum: Permanent Portfolio Discussion
Topic: Maxing Out 401(k) Contributions
Replies: 27
Views: 14400

Re: Maxing Out 401(k) Contributions

DualStow, Sophie: which thread was it that discussed overdeferrence? Thank you!
by williswine
Sun Jul 14, 2013 2:27 am
Forum: Other Discussions
Topic: Omega-3 Fatty Acids Linked to Higher Risk of Cancer?
Replies: 14
Views: 5911

Re: Omega-3 Fatty Acids Linked to Higher Risk of Cancer?

Great supplemental info so far!  Good thing I rely on eating the real thing (though mostly canned) rather than fish oil pills. As always with everything nutritional, it is more complex than it seems. For example, the first link provided by Gumby discusses the benefits of continuing to consume fermen...
by williswine
Sat Jul 13, 2013 5:41 pm
Forum: Other Discussions
Topic: Omega-3 Fatty Acids Linked to Higher Risk of Cancer?
Replies: 14
Views: 5911

Omega-3 Fatty Acids Linked to Higher Risk of Cancer?

Just saw this on time.com: http://healthland.time.com/2013/07/11/h ... of-cancer/ (hope it's ok to post a link).

I wonder what our nutritional experts think of this article...
by williswine
Fri Jun 28, 2013 4:28 pm
Forum: Permanent Portfolio Discussion
Topic: PP is WAY DOWN...:(
Replies: 30
Views: 19169

Re: PP is WAY DOWN...:(

rocketdog wrote: [UPDATE:  I just learned my cousin died yesterday right around the time I was writing this post.]
Sorry to hear this, rocketdog!
by williswine
Thu Jun 27, 2013 3:18 pm
Forum: Permanent Portfolio Discussion
Topic: Rebalancing bands in non-symmetric PP
Replies: 3
Views: 2899

Re: Rebalancing bands in non-symmetric PP

I see but I'm not sure to follow your 1st paragraph example: "With cash at 70% (and each of the other 3 assets at 10%)"... Probably the easiest way to put it is to take 60% and 140% of the desired percentage for a given asset class to obtain the lower-band-adjusted and upper-band-adjusted ...
by williswine
Wed Jun 26, 2013 11:51 pm
Forum: Permanent Portfolio Discussion
Topic: Rebalancing bands in non-symmetric PP
Replies: 3
Views: 2899

Rebalancing bands in non-symmetric PP

There have been quite a few suggestions recently to increase the cash portion of the PP for those wanting to reduce volatility. Conversely, one could decide to also reduce the gold portion (not that I am advocating this). The question is then what should the rebalancing bands be. If cash is 35% of t...
by williswine
Tue Jun 25, 2013 10:05 am
Forum: Other Discussions
Topic: The Permanent Tooth and Gum Care Regime
Replies: 176
Views: 285684

Re: The Permanent Tooth and Gum Care Regime

The chewing stick might replace the indeed very cost efficient toothbrush + Peelu combination. I don't know how long it would last compared to the latter. One thing I like with Peelu and my soft toothbrush is that I can add flavoring, mint oils or even toothpaste to change the taste at will. And it ...
by williswine
Tue Jun 25, 2013 9:38 am
Forum: Other Discussions
Topic: The Permanent Tooth and Gum Care Regime
Replies: 176
Views: 285684

Re: The Permanent Tooth and Gum Care Regime

Peelu USA (no affiliation) sells dental fibers made from the same tree as that chewing stick. I have been using http://peelu.com/dental-fibers/spearmint-25-oz/ for years now and my dental hygienist is always amazed at how little plaque I have. I don't really like the taste of it but it leaves my mou...
by williswine
Mon Sep 10, 2012 9:44 pm
Forum: Other Discussions
Topic: Stand-Up Desks
Replies: 50
Views: 21004

Re: Stand-Up Desks

I really like it. (The leg pain I wrote about in another thread is gone, which is an enormous relief.) So what about getting numb or painful feet?  What about clots in your legs?  What are the negatives? I looked at using a standing desk though I found this: http://www.hazards.org/standing/ . Not s...
by williswine
Tue Jul 17, 2012 10:08 am
Forum: Other Discussions
Topic: Forum features missing?
Replies: 11
Views: 5276

Re: Forum features missing?

Since I am sure I am not the only one checking the forums on a smartphone in landscape mode, I think it would be great to have the poster's login name just above the poster's post, not on the left. That would allow zooming onto the post, which makes the poster's avatar and login name disappear, but ...
by williswine
Sat Apr 09, 2011 2:51 am
Forum: Gold
Topic: Ordering a large amount of bullion
Replies: 15
Views: 9892

Re: Ordering a large amount of bullion

The nice thing about gold is that even a very large order tends to fit in a relatively small package. I was shocked to discover that my entire net worth in gold could fit into a tiny glove box. This is obviously truer today than when a troy ounce of gold retailed for ~$200... I always worry a bit w...
by williswine
Wed Apr 06, 2011 3:02 am
Forum: Gold
Topic: Ordering a large amount of bullion
Replies: 15
Views: 9892

Re: Ordering a large amount of bullion

Impressive to see three replies so fast! Craigr, to clarify, the business owner who left the country was not a gold dealer, and my story is not related with stored gold either.  The services I purchased were of a totally different nature, and completely intangible.  As HB would say IIRC anything can...
by williswine
Wed Apr 06, 2011 1:19 am
Forum: Gold
Topic: Ordering a large amount of bullion
Replies: 15
Views: 9892

Ordering a large amount of bullion

Hi everyone, I have not purchased physical gold bullion for my PP (but am increasingly thinking about doing so).  There are many reasons in my situation for not doing so.  The main one is that the dollar amount needed to be purchased is in the six-digit range.  My problem at first was w.r.t. insuran...
by williswine
Fri Sep 17, 2010 4:37 pm
Forum: Variable Portfolio Discussion
Topic: VS % vs PP %
Replies: 10
Views: 6851

Re: VS % vs PP %

Clive, I do see the utility of using the VP as a way to reduce tracking error regret.  Without going all the way to 60% stocks, one could imagine a more conservative 5x20 where 80% is PP while the remaining 20% is a VP invested either in TSM (for a U.S. investor) or in more exotic investments/specul...
by williswine
Mon Sep 13, 2010 6:36 pm
Forum: Variable Portfolio Discussion
Topic: VS % vs PP %
Replies: 10
Views: 6851

VS % vs PP %

Hello everyone,

Out of curiosity, what percentage of your invested + speculated money is in a VP vs your PP?
I have 0% VP, 100% PP.

Thank you,
williswine