Search found 302 matches

by gizmo_rat
Fri Dec 04, 2015 6:25 am
Forum: Other Discussions
Topic: Elementary OS, Freya (Linux): tried it?
Replies: 29
Views: 12914

Re: Elementary OS, Freya (Linux): tried it?

I tried it a while ago, it's good in that its fast, stable and looks inoffensive. However it felt a little clumsy to me particularly once I'd started adding in a couple of other applications, I then fubar'd it fiddling around. Which actually pretty much sums up my whole linux experience. I'm looking...
by gizmo_rat
Fri Dec 04, 2015 6:12 am
Forum: Other Discussions
Topic: Figuring Out Religion
Replies: 4052
Views: 1455928

Re: Figuring Out Religion

In other words, when you will your hand to move and it moves, you are exercising a limited form of "supernatural influence" over your physical body. Worse than that, something else wills your hand to move about 1/2 second before you do. https://en.wikipedia.org/wiki/Neuroscience_of_free_w...
by gizmo_rat
Wed Dec 02, 2015 3:58 am
Forum: Bonds
Topic: Something is very off in the bond market
Replies: 44
Views: 24650

Re: Something is very off in the bond market

MG, I'm still trying to figure out if your IQ and knowledge is so far beyond mine that I can't understand what your are saying and probably never will or whether you are just full of sh**. Impossible to call, I suspected the latter, but MG raised a few things years ago that directly impacted me in ...
by gizmo_rat
Fri Nov 27, 2015 10:51 am
Forum: Permanent Portfolio Discussion
Topic: This Forum & Dissenting Opinions of the HBPP
Replies: 190
Views: 62927

Re: This Forum & Dissenting Opinions of the HBPP

In general some people swing from extreme to extreme and some people covertly encourage conflict amongst others to satisfy their own needs. It would probably be unreasonable to expect otherwise, particularly on an investment forum.
by gizmo_rat
Thu Nov 05, 2015 7:53 am
Forum: Permanent Portfolio Discussion
Topic: The PP Interviews
Replies: 31
Views: 15251

Re: The PP Interviews

I'm a bit late to the party on this one, but well done both of you, a very interesting podcast.
Tyler you are sounding worryingly articulate about obscure portfolio comparisons, go back and edit in some "umm dunno's" ;) 
by gizmo_rat
Fri Oct 16, 2015 4:28 am
Forum: Bonds
Topic: Price updates when owning bonds directly
Replies: 18
Views: 12238

Re: Price updates when owning bonds directly

mercuryfish wrote: would you like to give me the link of Ryan Melvey's Stable Investing site???I Can't find it out.thank you.
http://www.stableinvesting.com
by gizmo_rat
Fri Sep 11, 2015 6:06 am
Forum: Stocks
Topic: FTSE 100 vs All-Shares: does it matter? (UK PP)
Replies: 7
Views: 6913

Re: FTSE 100 vs All-Shares: does it matter? (UK PP)

FTSE 100 is 80% of overall market cap. The FTSE all share does pretty much just track it, although it has beaten it marginally over the last couple of decades. Probably doesn't matter. https://www.lovemoney.com/news/45718/ftse-100-250-allshare-stock-market-indices-pros-and-cons-investing The questio...
by gizmo_rat
Wed Sep 09, 2015 3:00 am
Forum: Permanent Portfolio Discussion
Topic: All PP assets trending down: When has this happened before? Kinda scary...
Replies: 73
Views: 25260

Re: All PP assets trending down: When has this happened before? Kinda scary...

i think the situation  with the pp requires careful watching going forward and forget the past it may not apply anymore . if you see the pp can't get traction to pull itself out you may have to rethink things and cancel some of that insurance in order to keep eating . . Yes... but I think that appl...
by gizmo_rat
Tue Sep 08, 2015 8:08 am
Forum: Other Discussions
Topic: Chromebook, tablet, or Linux
Replies: 28
Views: 15253

Re: Chromebook, tablet, or Linux

I happened upon a build of ChromiumOs ( the open source bit of the chromebook OS) that includes a quite a few older device drivers and so stands a reasonable chance of running on older equipment. It worked on an old very generic laptop I had laying about and is impressively quick even off a USB stic...
by gizmo_rat
Tue Sep 08, 2015 5:10 am
Forum: Permanent Portfolio Discussion
Topic: All PP assets trending down: When has this happened before? Kinda scary...
Replies: 73
Views: 25260

Re: All PP assets trending down: When has this happened before? Kinda scary...

my opinion is all anyone is doing with charts of the past is driving and looking in the rear view mirror  and may be  developing a false sense of feeling good . I'm pretty sure that the only claims I read about the PP are it's based on a macro model that has yet to be proven false.  eventually ther...
by gizmo_rat
Tue Sep 01, 2015 8:46 am
Forum: Permanent Portfolio Discussion
Topic: New portfolio sense check(UK)
Replies: 16
Views: 13085

Re: New portfolio sense check(UK)

Stock: IWRD as an ETF (45%) Bonds Direct purchase of 30 year UK Gilts (25%), I'd be interested if people think whether even longer dates bonds would work, the UK govt offers even longer dated bonds. Gold: SGLD (5%) Cash: Offset mortgage (25%). This seems a good way to use the cash component. Any co...
by gizmo_rat
Tue Aug 04, 2015 3:50 am
Forum: Permanent Portfolio Discussion
Topic: New portfolio sense check(UK)
Replies: 16
Views: 13085

Re: New portfolio sense check(UK)

It's all good, a couple of minor points to think about; Check your broker's fee structure is a good fit for your portfolio size and holdings http://monevator.com/compare-uk-cheapest-online-brokers/ Unless you have an overriding reason for using the Vanguard find you might consider holding the Bonds ...
by gizmo_rat
Sat Jul 18, 2015 10:05 am
Forum: Gold
Topic: I Bask in the Awesomeness of Gold
Replies: 41
Views: 18478

Re: I Bask in the Awesomeness of Gold

I bought some Swiss annuities while they were still available for purchase by Americans. They are paying 2% or so, which is a lot better than I can get anywhere else, and I like the long-term prospects of the Swiss Franc relative to the US dollar. Nice, I think I'd sleep soundly with that portfolio...
by gizmo_rat
Sat Jul 18, 2015 4:53 am
Forum: Gold
Topic: I Bask in the Awesomeness of Gold
Replies: 41
Views: 18478

Re: I Bask in the Awesomeness of Gold

Libertarian666 wrote: Very roughly 50% gold, 35% Swiss Francs, 5% silver, 5% cash.
For some reason I thought you were 100% gold.

The Swiss Francs has thrown me, is it a long term stability type hold or an expectation of the masters of the universe doing the job properly next time ?
by gizmo_rat
Wed Jul 15, 2015 9:17 am
Forum: Permanent Portfolio Discussion
Topic: The Permanent Portfolio is dead
Replies: 77
Views: 31305

Re: The Permanent Portfolio is dead

The most useful bit of that article was the comment linking back to Tyler's visualisations on this forum, which I missed the first time around.

I think I'm gonna have to get a tattoo. 
by gizmo_rat
Sun Jun 28, 2015 4:02 am
Forum: Other Discussions
Topic: Chromebook, tablet, or Linux
Replies: 28
Views: 15253

Re: Chromebook, tablet, or Linux

I finally decided to stop having the newspaper delivered daily [I know, what's a newspaper?] I really like reading the paper at breakfast though, so I was thinking about getting either a Chromebook or an android tablet. I have a desktop computers that I use for running work related Windows programs...
by gizmo_rat
Tue Jun 23, 2015 2:24 pm
Forum: Other Discussions
Topic: Rand Paul's platform
Replies: 17
Views: 7254

Re: Rand Paul's platform

Tens of thousands of anti-austerity protesters massed outside Britain's parliament on Saturday to demonstrate against the newly re-elected Conservative government's plans for further public spending cuts. Holding banners saying "End Austerity Now" and "Defy Tory Rule", protester...
by gizmo_rat
Thu Jun 11, 2015 3:26 am
Forum: Other Discussions
Topic: Statins and Arthritis
Replies: 37
Views: 16804

Re: Statins and Arthritis

I guess the only way to tell would be to discontinue but then if I stop feeling fatigue is that a placebo effect? Yes it's really difficult, I found fatigue is very bound with emotional state, teasing out which is causing which is hard. I stopped and started statins 4 times before deciding that on ...
by gizmo_rat
Wed Jun 10, 2015 3:20 am
Forum: Other Discussions
Topic: How retirements can fail
Replies: 0
Views: 1896

How retirements can fail

Divorce, Second homes, Children with no shame, ill considered business ventures, overspending and fraud. http://www.fa-mag.com/news/why-clients-fail-at-retirement-21922.html?section=47 It's full of the dreaded 1st world issues, my favourite being the 60 year old dependent child, siphoning off $110k ...
by gizmo_rat
Tue Jun 09, 2015 1:46 pm
Forum: Other Discussions
Topic: The World's Newest Libertarian Country: Liberland
Replies: 34
Views: 7222

Re: The World's Newest Libertarian Country: Liberland

The Diggers in 1649, perhaps more anarcho-socialists.

https://en.wikipedia.org/wiki/Diggers 

Definitely option 3 with slander, swords and fire.
by gizmo_rat
Mon Jun 08, 2015 3:15 am
Forum: Other Discussions
Topic: Self-Defense Now Illegal in the UK
Replies: 26
Views: 9398

Re: Self-Defense Now Illegal in the UK

The biggest problem with gun control to me is that it makes no difference either way. You can substitute drugs, butter knives, meta data collection and so on into the same arguments for the same net effect on crime. The only effect you actually notice in the UK is that you don't have to deal with po...
by gizmo_rat
Sun Jun 07, 2015 2:25 pm
Forum: Other Discussions
Topic: Self-Defense Now Illegal in the UK
Replies: 26
Views: 9398

Re: Self-Defense Now Illegal in the UK

So how is the crime rate?  I know crime shot up after they banned guns in Australia about a decade or so ago.  At what point does everyone realize they've made a huge mistake??? Crime at a 33 year low, same general decline as you see across the developed world. I doubt there's any correlation betwe...
by gizmo_rat
Sun Jun 07, 2015 8:02 am
Forum: Other Discussions
Topic: Self-Defense Now Illegal in the UK
Replies: 26
Views: 9398

Re: Self-Defense Now Illegal in the UK

Perhaps... but not recently. The law dates from the 50s and prohibits the carrying of an offensive weapon in a public place without a lawful reason or reasonable excuse. Does the UK have the equivalent of concealed weapons permits? Mostly no, it's all in the definitions of what "reasonable exc...
by gizmo_rat
Sat Jun 06, 2015 4:44 pm
Forum: Other Discussions
Topic: Self-Defense Now Illegal in the UK
Replies: 26
Views: 9398

Re: Self-Defense Now Illegal in the UK

The British government has been aggressively restricting or simply outlawing most weapons or implements that could be used for self defense. Perhaps... but not recently. The law dates from the 50s and prohibits the carrying of an offensive weapon in a public place without a lawful reason or reasona...
by gizmo_rat
Sat Jun 06, 2015 5:18 am
Forum: Other Discussions
Topic: Self-Defense Now Illegal in the UK
Replies: 26
Views: 9398

Re: Self-Defense Now Illegal in the UK

Jeez lazy analysis. The context is self defence products not self defence . In the context of products, by definition something which doesn't have any legal precedent is neither legal or Illegal. Really what else would you expect the police to say ? In the context of self defence, from the same webs...