Search found 180 matches

by ozzy
Mon Mar 09, 2020 6:52 pm
Forum: Permanent Portfolio Discussion
Topic: Stay cool...
Replies: 39
Views: 18685

Re: Stay cool...

Yes indeed, thank you Craig (and Harry). I've implemented my PP variant (Juicy PP) years back and its keep my returns consistent. I sleep good at night with a hands-off passive portfolio that can endure any economic condition.

I also enjoyed your excellent book. Take care my friend.
by ozzy
Mon Jan 06, 2020 6:37 am
Forum: Variable Portfolio Discussion
Topic: PP Inspired Leveraged Portfolios
Replies: 237
Views: 424581

Re: PP Inspired Leveraged Portfolios

Var - correct. I prefer the simple hands-off approach. Same allocation (45% UPRO, 35% TMF, 20% UGLD), rebalance yearly. The less I tinker the better. Its a roller coaster ride, but I only keep a portion of my net worth in the Leveraged PP.
by ozzy
Fri Jan 03, 2020 9:37 am
Forum: Permanent Portfolio Discussion
Topic: 2019 Permanent Portfolio Results
Replies: 18
Views: 8737

Re: 2019 Permanent Portfolio Results

Thanks dualstow! He's a standard tabby. Took him in as a stray kitten at 4 weeks old. He's been a real blessing in my life.
by ozzy
Fri Jan 03, 2020 8:28 am
Forum: Variable Portfolio Discussion
Topic: PP Inspired Leveraged Portfolios
Replies: 237
Views: 424581

Re: PP Inspired Leveraged Portfolios

Hi all,

My 2019 leveraged PP results are in. I implemented this 5 years ago and have gotten a 14.93% CAGR. I rebalance yearly. Last year was spectacular, a whopping 67.71%! Here's a 5 year screenshot: http://www.tightwadweb.com/3x2019.jpg

Take care.
-Ozzy
by ozzy
Fri Jan 03, 2020 8:06 am
Forum: Permanent Portfolio Discussion
Topic: 2019 Permanent Portfolio Results
Replies: 18
Views: 8737

Re: 2019 Permanent Portfolio Results

Hi all,

My JuicyPP returned 21.43% for 2019! Best year of the decade! I updated my website with the 2019 numbers: http://www.tightwadweb.com/customportfolio.html

Keep America Great! ;)
by ozzy
Wed Jan 02, 2019 2:08 pm
Forum: Permanent Portfolio Discussion
Topic: 2018 Results Post Here
Replies: 26
Views: 17181

Re: 2018 Results Post Here

For 2018 my JuicyPP returned -6.68%. It consists of:

Stocks: 55%
LT Bonds: 30%
Gold: 15%
Cash: 0%

http://www.tightwadweb.com/customportfolio.html
by ozzy
Fri Jul 20, 2018 10:04 pm
Forum: Variable Portfolio Discussion
Topic: PP Inspired Leveraged Portfolios
Replies: 237
Views: 424581

Re: PP Inspired Leveraged Portfolios

Hi all, adding my 2 cents. My leveraged PP is the following: 45% UPRO 35% TMF 20% UGLD I keep it simple and just rebalance annually. Its returned 22.23% CAGR over the past 5 years (2013-2017), here's a performance screenshot: http://www.tightwadweb.com/3x-2013-2017.jpg So far, the first 6 months of ...
by ozzy
Fri Feb 02, 2018 7:34 pm
Forum: Variable Portfolio Discussion
Topic: PP Inspired Leveraged Portfolios
Replies: 237
Views: 424581

Re: PP Inspired Leveraged Portfolios

Here's a good article released today on combining leveraged and non-leveraged PP assets to increase overall performance. I've been implementing my own version of this for years and its been great:

https://seekingalpha.com/article/414276 ... erage#alt1
by ozzy
Sun Dec 31, 2017 7:32 pm
Forum: Permanent Portfolio Discussion
Topic: My 2017 Juicy PP returned 16.47%
Replies: 3
Views: 4138

My 2017 Juicy PP returned 16.47%

Happy New year all! Fantastic year as all PP assets were profitable. My Juicy PP returned 16.47%. It's 55% Stock, 30% LTT, 15% Gold, 0% Cash.

http://www.tightwadweb.com/customportfolio.html

-Ozzy
by ozzy
Fri Jun 02, 2017 10:53 pm
Forum: Permanent Portfolio Discussion
Topic: PP at new high for the year...
Replies: 52
Views: 35325

Re: PP at new high for the year...

Yup, great post. Lovin' the returns so far this year!
by ozzy
Fri Jan 06, 2017 10:19 pm
Forum: Permanent Portfolio Discussion
Topic: PP Performance for 2016
Replies: 101
Views: 62191

Re: PP Performance for 2016

Hi All,

For 2016 my "Juicy" Permanent Portfolio returned 9.69%. My sloppy website: http://www.tightwadweb.com/customportfolio.html

Make America Great Again!
by ozzy
Thu Jul 28, 2016 8:09 am
Forum: Variable Portfolio Discussion
Topic: Golden Butterfly Portfolio
Replies: 539
Views: 350635

Re: Golden Butterfly Portfolio

However, I'm considering IJS (small cap value) in taxable, to reduce dividends. It's a commission-free fund at Fidelity. The expense ratio is a lot to stomach though. You may want to look at IJR (SmallCap Blend). Also commission-free at Fidelity. Broader diversification, low expense ratio (0.12%), ...
by ozzy
Mon Jul 04, 2016 5:09 pm
Forum: Permanent Portfolio Discussion
Topic: ***Florida PP Meetups- @ ?***
Replies: 2
Views: 2632

Re: ***Florida PP Meetups- @ ?***

I'm in Tampa Bay FL.
by ozzy
Thu Jun 30, 2016 10:44 pm
Forum: Variable Portfolio Discussion
Topic: 20% annual returns over 40 years...interested?
Replies: 571
Views: 329673

Re: 20% annual returns over 40 years...interested?

Wow is right my friend! Happy days are hear again...! ;D
by ozzy
Sat Jun 25, 2016 1:06 pm
Forum: Permanent Portfolio Discussion
Topic: Brexit
Replies: 38
Views: 19306

Re: Brexit

dualstow wrote:It bears repeating: Harry Browne was a smart man.
Amen. It's days like these when I thank my lucky stars I ran across Fail Safe Investing and this forum.[/quote]

Ditto. Most solid portfolio out there.
by ozzy
Thu Jun 09, 2016 8:36 pm
Forum: Variable Portfolio Discussion
Topic: PP with 2x leverage (no 2x funds)
Replies: 26
Views: 16199

Re: PP with 2x leverage (no 2x funds)

I also use the leveraged ETFs (as part of my Variable Portfolio) and find them to be the best choice for a leveraged PP. Yes there’s decay, but as KBG points out, it does seem to balance out. Plus it’s the cost of doing business. I don’t buy the ETFs on margin, so I never worry about margin calls.
by ozzy
Fri Jan 08, 2016 1:59 pm
Forum: Permanent Portfolio Discussion
Topic: Average Investor Return for 2015 was -3.09%
Replies: 9
Views: 7172

Average Investor Return for 2015 was -3.09%

Cheer up PP'rs, 2015 was a rough year for all portfolios:

https://insights.openfolio.com/in-2015- ... .xwhe2nolw
by ozzy
Wed Sep 16, 2015 8:58 pm
Forum: Permanent Portfolio Discussion
Topic: Role of cash in the absence of tight money
Replies: 7
Views: 4374

Re: Role of cash in the absence of tight money

I Shrugged – I'm in your camp too.  Aside from my emergency fund, I don't hold any cash in my portfolio.  That said, I'm in the accumulation phase with steady employment.
by ozzy
Sat Sep 12, 2015 2:10 pm
Forum: Permanent Portfolio Discussion
Topic: PSA: I now have a 3-year period with no gains
Replies: 275
Views: 103075

Re: PSA: I now have a 3-year period with no gains

what you have to wonder is if harry could see 40 years off in to the future would he have allocated differently . harry likely never imagined a world of zero interest rates , or bonds and stocks both being in what some call a bubble at the same time  . or gold having so few opportunity's to do its ...
by ozzy
Thu Sep 03, 2015 3:44 pm
Forum: Other Discussions
Topic: 200 year performance of the PP assets (Real Returns)
Replies: 11
Views: 4681

Re: 200 year performance of the PP assets (Real Returns)

Thanks for the feedback guys. I'm sure the chart's purpose is to illustrate that in the VERY long run, stocks are the most profitable.  But if you examine the stock graph closely, I see some very long stretches of bear markets, some lasting over 20 years. So, for stock-heavy investors, returns are d...
by ozzy
Wed Sep 02, 2015 6:21 pm
Forum: Other Discussions
Topic: 200 year performance of the PP assets (Real Returns)
Replies: 11
Views: 4681

200 year performance of the PP assets (Real Returns)

Hi all,

  I came accross this chart and thought I'd share it.  Its shows the 200 year performance of the PP assets adjusted for inflation (Real Returns).  To me, the scariest part is the declining dollar.

Image
by ozzy
Wed Aug 26, 2015 5:50 pm
Forum: Permanent Portfolio Discussion
Topic: PSA: I now have a 3-year period with no gains
Replies: 275
Views: 103075

Re: PSA: I now have a 3-year period with no gains

I think investing in assets you like and minimizing assets you don't is more important than we've all thought, because the assets you hate are the ones that make you question your plan at the worst possible time, and the ones you love are the ones whose wild rides you're more easily able to tolerat...
by ozzy
Tue Aug 18, 2015 1:44 pm
Forum: Permanent Portfolio Discussion
Topic: I keep seeing GLD being recommended over IAU
Replies: 13
Views: 5964

Re: I keep seeing GLD being recommended over IAU

I've been using IAU for years, its fine in my opinion.

Warning – get ready for a deluge of gold bugs telling you to only own physical.  :P