Search found 100 matches

by MomTo2Boys
Thu Dec 20, 2012 11:28 am
Forum: Permanent Portfolio Discussion
Topic: Recent Performance
Replies: 40
Views: 21004

Re: Recent Performance

For those of us holding EDV, this really is a really awful PP day, I grant you that. With EDV being down almost 5% (even though TLT is up?!), and with gold also being way down... yeah. As I've said before, I started DCAing into the PP in September. It's been consistently down and more down and then ...
by MomTo2Boys
Thu Dec 20, 2012 11:18 am
Forum: Bonds
Topic: What's up with EDV today?
Replies: 8
Views: 5033

What's up with EDV today?

Why would EDV be so drastically down - almost 5% - while TLT is not only not down at all but slightly up? What's going on with EDV? Anyone know?
by MomTo2Boys
Wed Dec 05, 2012 11:54 pm
Forum: Other Discussions
Topic: Ender's Game: the movie
Replies: 8
Views: 4069

Re: Ender's Game: the movie

SQUEEEEEEEEE!!!!!!!!!!!

So. Freaking. EXCITED!!!!!!!!!!

Can one die of joy?

Thank you for posting this!!! 

::happy dance::

:)
by MomTo2Boys
Sun Dec 02, 2012 7:15 am
Forum: Bonds
Topic: FURIOUS with Vanguard - Secondary Bond Buying Warning
Replies: 3
Views: 4189

FURIOUS with Vanguard - Secondary Bond Buying Warning

I've bought 30 year bonds off the secondary market via Vanguard three times now. Once in September, once in October, and once in November. My first two purchases (September and October) went without a hitch. I'm a new investor but I'm relatively computer savvy and so even though I had never invested...
by MomTo2Boys
Mon Nov 26, 2012 7:19 pm
Forum: Other Discussions
Topic: It's official: The totalitarian state is here
Replies: 35
Views: 10426

Re: It's official: The totalitarian state is here

I look at the regimented societies of North Korea and Communist China under Mao and ask myself could it happen here in freedom loving America? Here, let me help you out with that question. The answer is NO. There are a zillion jillion gazillion uncrossable light years in between health care legisla...
by MomTo2Boys
Fri Nov 09, 2012 7:58 pm
Forum: Bonds
Topic: Buying LTTs on secondary market
Replies: 21
Views: 10171

Re: Buying LTTs on secondary market

It's interesting how discussions progress sometimes. I started off thinking, "Wow, look at that 50% difference in duration between 20- and 30-year bonds when yields are near zero. I should probably sell my bonds at the 25-year mark instead of the 20!" But now my attention has been drawn to a new (b...
by MomTo2Boys
Fri Nov 09, 2012 2:43 am
Forum: Bonds
Topic: Buying LTTs on secondary market
Replies: 21
Views: 10171

Re: Buying LTTs on secondary market

If in a taxable act, is there any benefit to capturing capital gains/losses yearly rather than every 5? I have found in my experience that it is easier to let individual bonds "sleep" in your portfolio.  They just sit there doing nothing most of the time, and twice a year they wake up and make a pa...
by MomTo2Boys
Thu Nov 08, 2012 5:58 pm
Forum: Stocks
Topic: how many here read the IBD, and truly understand it?
Replies: 11
Views: 7762

Re: how many here read the IBD, and truly understand it?

CANSLIM is not a hands-off, buy-and-hold strategy... an important component is to sell stocks when they drop 8%.  That requires frequent attention. But as we know from the PP strategy, stocks perform well under certain circumstances, not all circumstances.  And a particular stock strategy will perf...
by MomTo2Boys
Thu Nov 08, 2012 2:07 am
Forum: Bonds
Topic: Buying LTTs on secondary market
Replies: 21
Views: 10171

Re: Buying LTTs on secondary market

Wow... I thought my previous post would generate at least a little discussion, but I guess not. It was a surprising discovery for me, and I'm wondering why nobody else seems to be very surprised by it. Maybe most folks on this forum invest in TLT rather than buying T-bonds directly. I think I'll be...
by MomTo2Boys
Thu Nov 08, 2012 1:58 am
Forum: Stocks
Topic: how many here read the IBD, and truly understand it?
Replies: 11
Views: 7762

Re: how many here read the IBD, and truly understand it?

(And by the way - I've said on these boards before how much I fear stocks but not long term bonds and not gold - it's because of what I saw happen to my Auntie because she followed IBD and all of their stock-picking ridiculousness and got badly burned. And then a few years later 2008 happened and it...
by MomTo2Boys
Thu Nov 08, 2012 1:52 am
Forum: Stocks
Topic: how many here read the IBD, and truly understand it?
Replies: 11
Views: 7762

Re: how many here read the IBD, and truly understand it?

I hate the whole IBD, CANSLIM, "Look, that one stock is about to BREAK OUT! See its squiggly line path?!" thing that they do, and let me tell you why. A long time ago, my favorite Auntie, who has always loved everything investing, lost literally millions - and I do mean that, MILLIONS - of dollars -...
by MomTo2Boys
Thu Nov 01, 2012 8:05 pm
Forum: Cash
Topic: I-Bonds
Replies: 34
Views: 22308

Re: I-Bonds

Only two ways to buy them: - Treasury Direct (electronic) - Federal income tax refund (paper) Warning:  think carefully when designating an account to link to Treasury Direct.  I discovered that if you want to change it or add a new account, you need to send in a form with a medallion stamp.  Talk ...
by MomTo2Boys
Tue Oct 30, 2012 8:55 am
Forum: Other Discussions
Topic: $100K Salary, Adjusted for City/Metro Area & Cost of Living Indices
Replies: 12
Views: 4308

Re: $100K Salary, Adjusted for City/Metro Area & Cost of Living Indices

How in the world can it be cheaper to live in NY, NY than in El Paso, Texas?! That just doesn't make any rational sense to me at all. I would imagine that for the same price as a studio apartment in NY you could buy a four bedroom home in the El Paso suburbs or something. And Texas has no income ta...
by MomTo2Boys
Tue Oct 30, 2012 7:22 am
Forum: Other Discussions
Topic: $100K Salary, Adjusted for City/Metro Area & Cost of Living Indices
Replies: 12
Views: 4308

Re: $100K Salary, Adjusted for City/Metro Area & Cost of Living Indices

How in the world can it be cheaper to live in NY, NY than in El Paso, Texas?!

That just doesn't make any rational sense to me at all. I would imagine that for the same price as a studio apartment in NY you could buy a four bedroom home in the El Paso suburbs or something. And Texas has no income tax!
by MomTo2Boys
Tue Oct 30, 2012 7:18 am
Forum: Other Discussions
Topic: Meeting In Person
Replies: 69
Views: 31653

Re: Meeting In Person

CA PP wrote: Addis Ababa, Ethiopia.
Shut UP, that is awesome!

What's Addis like? I've heard some crazy stories about the traffic there!
by MomTo2Boys
Tue Oct 30, 2012 4:49 am
Forum: Other Discussions
Topic: Meeting In Person
Replies: 69
Views: 31653

Re: Meeting In Person

Mainland China!

We could meet up over some stir fried chicken feet. With the toenails still on, of course. Since those are the best part.
by MomTo2Boys
Mon Oct 29, 2012 9:43 am
Forum: Other Discussions
Topic: Why are there so few doctors?
Replies: 39
Views: 17717

Re: Why are there so few doctors?

You can build as many medical schools as you want, but there are only so many residency spots...
by MomTo2Boys
Mon Oct 29, 2012 6:57 am
Forum: Other Discussions
Topic: Beijing hints at bond attack on Japan
Replies: 6
Views: 1749

Re: Beijing hints at bond attack on Japan

clacy wrote: You take away exports and they will be in a bloody civil war within a month
Um, yeah. And a month? You're being very generous with the time frame. The financial you-know-what hits the fan here and I would give it a week or two, tops.
by MomTo2Boys
Mon Oct 29, 2012 6:51 am
Forum: Other Discussions
Topic: Not So Great News for RIM (re: Blackberry)
Replies: 2
Views: 1588

Not So Great News for RIM (re: Blackberry)

Looks like the Blackberry is losing some of (a lot of?) its federal government love: http://www.federaltimes.com/article/20121028/ACQUISITION03/310280004/Game-over-BlackBerry-Agencies-8217-plans-snub-federal-icon?odyssey=tab|topnews|text|FRONTPAGE Of course, my husband (a fed employee) says he'll pr...
by MomTo2Boys
Sat Oct 27, 2012 7:34 am
Forum: Permanent Portfolio Discussion
Topic: Sorry, you guys. I broke the PP. My bad.
Replies: 73
Views: 30386

Re: Sorry, you guys. I broke the PP. My bad.

I am very grateful for this thread and for other threads that have spoken about the psychological aspects of investing in the PP. I, like another poster in this thread, somewhat sort of expected sideways days I suppose, but not really down days... and not really down months in which all four of the ...
by MomTo2Boys
Sat Oct 27, 2012 6:45 am
Forum: Stocks
Topic: Merriman's style for equity part of PP
Replies: 9
Views: 6543

Re: Merriman's style for equity part of PP

What is your opinion about the Merriman's claims about TSM not really being diversified and his approach to solving the problem in his Ultimate Buy and Hold Portfolio (there are some old lengthy discussions on Bogleheads forum). This is a summary: http://www.fundadvice.com/fehtml/bhstrategies/0404a...
by MomTo2Boys
Fri Oct 19, 2012 9:54 pm
Forum: Permanent Portfolio Discussion
Topic: Sorry, you guys. I broke the PP. My bad.
Replies: 73
Views: 30386

Sorry, you guys. I broke the PP. My bad.

(I know that I didn't *actually* break the PP. I'm just...saying.) So after having read every single financial book I could get my hands on (for the last seven years), and after reading this forum (without registering) for literally two years, and then after registering and asking a ton of questions...
by MomTo2Boys
Sat Sep 29, 2012 8:38 am
Forum: Permanent Portfolio Discussion
Topic: Normal TSP or the New Roth TSP?
Replies: 19
Views: 10133

Re: Normal TSP or the New Roth TSP?

Sounds good, keep me posted. As as for actually having the TSP deposit, I have a feeling it is almost a pay period offset from the actual pay period it seems. I get my statement but when checking TSP it looks like it takes far longer to actually deposit. Not sure why. I'm assuming it's a conspiracy...
by MomTo2Boys
Tue Sep 25, 2012 10:32 pm
Forum: Permanent Portfolio Discussion
Topic: Permanent Portfolio Shakedown part 2
Replies: 12
Views: 9701

Re: Permanent Portfolio Shakedown part 2

Though the 10-month MA is quite simple in concept and to apply, once a month is almost an eternity.  If you're not involved with the markets every day to be reminded from the risk/stress, its liable to be a pretty hit or miss approach.  It requires strict long-term discipline to work long-term whic...
by MomTo2Boys
Tue Sep 25, 2012 7:26 pm
Forum: Permanent Portfolio Discussion
Topic: Permanent Portfolio Shakedown part 2
Replies: 12
Views: 9701

Re: Permanent Portfolio Shakedown part 2

Though the 10-month MA is quite simple in concept and to apply, once a month is almost an eternity.  If you're not involved with the markets every day to be reminded from the risk/stress, its liable to be a pretty hit or miss approach.  It requires strict long-term discipline to work long-term whic...