Search found 947 matches

by frugal
Wed Mar 18, 2020 8:47 am
Forum: Permanent Portfolio Discussion
Topic: EU-PP and PPeers
Replies: 13
Views: 7124

EU-PP and PPeers

Hi my friends,

how are you handling this fall of the markets?

Will you rebalance soon or you are waiting ?

What do you advise ? Wait some weeks for rebalancing?

Thank you!

:-[

:'(
by frugal
Mon Mar 09, 2020 5:18 pm
Forum: Permanent Portfolio Discussion
Topic: Stay cool...
Replies: 39
Views: 18672

Re: Stay cool...

Thank you Craig and HB !

You are the best.
by frugal
Sun Feb 09, 2020 8:16 am
Forum: Permanent Portfolio Discussion
Topic: Rebalance 2020 - what would you do ?
Replies: 3
Views: 4398

Re: Rebalance 2020 - what would you do ?

Kriegsspiel wrote:
Sun Feb 09, 2020 8:06 am
IMO, either contribute to the lagging asset (which is cash), or contribute new earnings to cash until a rebalancing band is triggered.
Hi Krie

4 x 25 % is your opinion?

NOTE: I do not use cash for REBALANCING.

Thank you mate

:)
by frugal
Sun Feb 09, 2020 6:07 am
Forum: Permanent Portfolio Discussion
Topic: Rebalance 2020 - what would you do ?
Replies: 3
Views: 4398

Rebalance 2020 - what would you do ?

Hi my PP friends! I now have the followig percentages: Asset Class Actual Percent Stock 22,93% Bonds 29,74% Cash 17,76% Gold 29,57% Total PP Assets 100,00% Because I can add fresh new cash, I don't think I will add more ETF's fo CASH. In this moment, what should I do? Add now more stocks or wait for...
by frugal
Fri Dec 13, 2019 1:11 pm
Forum: Other Discussions
Topic: Do you buy land and houses/apartments or pavillions to rent ?
Replies: 22
Views: 8419

Re: Do you buy land and houses/apartments or pavillions to rent ?

I can't imagine why you're daytrading unless it's for the thrill. ("$200 for a mouse click" in that thread this afternoon). You must be beyond set for life. Hi. Yes MJ, if you have millions the PP also give you the free money or not? Daytrading is profitable for you? Regards yes day trading for dec...
by frugal
Tue Dec 10, 2019 12:11 am
Forum: Other Discussions
Topic: Do you buy land and houses/apartments or pavillions to rent ?
Replies: 22
Views: 8419

Re: Do you buy land and houses/apartments or pavillions to rent ?

dualstow wrote:
Mon Dec 09, 2019 3:12 pm
I can't imagine why you're daytrading unless it's for the thrill. ("$200 for a mouse click" in that thread this afternoon).
You must be beyond set for life.
Hi.

Yes MJ, if you have millions the PP also give you the free money or not?

Daytrading is profitable for you?

Regards
by frugal
Mon Dec 09, 2019 1:02 pm
Forum: Other Discussions
Topic: Do you buy land and houses/apartments or pavillions to rent ?
Replies: 22
Views: 8419

Re: Do you buy land and houses/apartments or pavillions to rent ?

boglerdude wrote:
Mon Dec 09, 2019 12:42 am
Why bother with more complexity. PP is good enough. Unless you want the part-time job of finding, managing, and improving houses.
:) :D ;D
by frugal
Mon Dec 09, 2019 1:01 pm
Forum: Other Discussions
Topic: Do you buy land and houses/apartments or pavillions to rent ?
Replies: 22
Views: 8419

Re: Do you buy land and houses/apartments or pavillions to rent ?

dualstow wrote:
Mon Dec 09, 2019 8:27 am
boglerdude wrote:
Mon Dec 09, 2019 12:42 am
Why bother with more complexity. PP is good enough. Unless you want the part-time job of finding, managing, and improving houses.
+1 If you’re into it, frugal, it can obviously be very lucrative. I’m not handy, so I own REITs.
😎
by frugal
Mon Dec 09, 2019 12:28 am
Forum: Other Discussions
Topic: Do you buy land and houses/apartments or pavillions to rent ?
Replies: 22
Views: 8419

Re: Do you buy land and houses/apartments or pavillions to rent ?

Id rather be all in PP but got pushed into real estate by the hype in 05 With Real estate you can put in time, sweat equity, and boost your return. Plus the leverage. If the true inflation rate is 5%, a 4% mortgage is free money. But you're making a concentrated bet on the demographic future of the...
by frugal
Sun Dec 08, 2019 9:38 am
Forum: Other Discussions
Topic: Do you buy land and houses/apartments or pavillions to rent ?
Replies: 22
Views: 8419

Re: Do you buy land and houses/apartments or pavillions to rent ?

we owned lots of investment real estate in manhattan ... we sold it all off over the years . we want no more investment real estate in retirement or dealing with tenants . i want only liquid investments with no dealings with tenants now that can be swapped , sold or rebalanced with the click of a m...
by frugal
Sun Dec 08, 2019 9:37 am
Forum: Other Discussions
Topic: Do you buy land and houses/apartments or pavillions to rent ?
Replies: 22
Views: 8419

Re: Do you buy land and houses/apartments or pavillions to rent ?

I bought, rehabbed, and sold a house a few years ago. I was recently on the hunt for a house that I could do a live-in flip with, but ended up buying my current house after the previous owner had done the work, but sold it to me under the market. So I could move out and rent it for fairly big month...
by frugal
Sun Dec 08, 2019 9:34 am
Forum: Other Discussions
Topic: Do you buy land and houses/apartments or pavillions to rent ?
Replies: 22
Views: 8419

Re: Do you buy land and houses/apartments or pavillions to rent ?

You may wish to research Marc Fabers asset allocation. https://mebfaber.com/2015/06/01/chapter-8-the-marc-faber-portfolio/ It's been a while since I have listened to him, however a few years back he was purchasing land in SE Asia. He doesn't use REITS, so rebalancing may be an issue for small portf...
by frugal
Sun Dec 08, 2019 6:18 am
Forum: Other Discussions
Topic: Do you buy land and houses/apartments or pavillions to rent ?
Replies: 22
Views: 8419

Do you buy land and houses/apartments or pavillions to rent ?

Hello PP friends!

Do you prefer to keep all your savings in PP or you also diversify ?

I wonder if we should buy LAND, or apartments to rent or pavillions to rent to factories ...

Please advise.

Thank so much.

:)
by frugal
Fri Nov 08, 2019 12:54 am
Forum: Permanent Portfolio Discussion
Topic: Read the Permanent Portfoilio Bible?
Replies: 24
Views: 19642

Re: Read the Permanent Portfoilio Bible?

Hi friends

So you are convencing me to buy all HB books!

😀
by frugal
Tue Nov 05, 2019 4:18 pm
Forum: Permanent Portfolio Discussion
Topic: Read the Permanent Portfoilio Bible?
Replies: 24
Views: 19642

Re: Read the Permanent Portfoilio Bible?

Yes definitely read Best Laid Plans! It is an outstanding and very thorough debunking of just about every strategy ever used to try to beat the market: momentum, moving average signals, guru predictions etc. By the time you get through it, you'll become naturally suspicious every time you hear some...
by frugal
Tue Nov 05, 2019 4:06 pm
Forum: Permanent Portfolio Discussion
Topic: Read the Permanent Portfoilio Bible?
Replies: 24
Views: 19642

Re: Read the Permanent Portfoilio Bible?

Hi buddies, I read Craig's book. I listen to MP3 of HB. Why should I read : 1- Fail-safe ... 2- Best Laid... ???? What can we learn more with them? Thank you so much! ^-^ Best Laid should be read to squash all desire to go outside of the PP with the money you cant affordable to lose. It’s insane ho...
by frugal
Mon Nov 04, 2019 4:49 pm
Forum: Permanent Portfolio Discussion
Topic: Read the Permanent Portfoilio Bible?
Replies: 24
Views: 19642

Re: Read the Permanent Portfoilio Bible?

Yes Vinny...

The MP3 talk about the same no?

Thank you mate.
by frugal
Mon Nov 04, 2019 12:35 am
Forum: Permanent Portfolio Discussion
Topic: Read the Permanent Portfoilio Bible?
Replies: 24
Views: 19642

Re: Read the Permanent Portfoilio Bible?

Hi buddies, I read Craig's book. I listen to MP3 of HB. Why should I read : 1- Fail-safe ... 2- Best Laid... ???? What can we learn more with them? Thank you so much! ^-^ Because Harry Browne is a great writer! Fail Safe is a relatively quick read (I read it twice). It will show you where Tex and C...
by frugal
Sun Nov 03, 2019 1:05 pm
Forum: Permanent Portfolio Discussion
Topic: Read the Permanent Portfoilio Bible?
Replies: 24
Views: 19642

Re: Read the Permanent Portfoilio Bible?

Hi buddies,

I read Craig's book.

I listen to MP3 of HB.

Why should I read :

1- Fail-safe ...

2- Best Laid...

????

What can we learn more with them?

Thank you so much!

^-^
by frugal
Sun Sep 08, 2019 5:25 am
Forum: Permanent Portfolio Discussion
Topic: EU PP 2016-2019
Replies: 16
Views: 12018

Re: EU PP 2016-2019

Kike Moreno wrote:
Fri Sep 06, 2019 3:47 am
AMUNDI PHYSICAL GOLD ETC (C)

ISIN code FR0013416716

https://www.amundietf.fr/professional/p ... 0013416716
Good!

I like to use several tickers for the same asset.

This is not mentioned by HB but i believe it reduces the risk.

Please comment.

😎
by frugal
Fri Sep 06, 2019 12:04 am
Forum: Permanent Portfolio Discussion
Topic: EU PP 2016-2019
Replies: 16
Views: 12018

Re: EU PP 2016-2019

For info again: Amundi started a gold ETC last May. Perhaps of interest to European PP investors as Amundi is owned by Crédit Agricole, which is the biggest bank in France and so relatively secure. Backed by physically allocated gold, held by HSBC. Thank you very much! What is the TICKER symbol? 8)
by frugal
Wed Aug 07, 2019 12:40 am
Forum: Permanent Portfolio Discussion
Topic: EU PP 2016-2019
Replies: 16
Views: 12018

Re: EU PP 2016-2019

I see your point. The PP seems overly pessimistic in asking you to keep 25% in cash for a depression scenario. I find it hard as well to stick to it and kept the cash balance at 10-15% knowing that I could free up more cash if really necessary. So in my view you do need to keep a sufficient cash ba...
by frugal
Thu Jul 25, 2019 1:57 pm
Forum: Permanent Portfolio Discussion
Topic: EU PP 2016-2019
Replies: 16
Views: 12018

Re: EU PP 2016-2019

Hi,

what about doing EUPP only with:

GOLD
STOCKS
LT-BONDS

?

If you have more cash for any required adjust/balancing.

Thanks.
::)
by frugal
Sun Jun 16, 2019 12:35 pm
Forum: Permanent Portfolio Discussion
Topic: Yearly balancing or 15/35?
Replies: 13
Views: 10490

Re: Yearly balancing or 15/35?

Good to hear from you frugal!!! Have you been lurking all this time? I think there are others who can answer your question far better than I. If your question translates as "can I get better returns by eliminating the cash component" then the answer is "yes, probably but not enough to really make a...
by frugal
Sat Jun 15, 2019 11:21 am
Forum: Permanent Portfolio Discussion
Topic: Yearly balancing or 15/35?
Replies: 13
Views: 10490

Re: Yearly balancing or 15/35?

I've been checking monthly only because I got into the habit of tracking expenses and finances on a monthly basis. It's fun for tracking purposes, but checking asset proportions that often is like watching paint dry. Rebalance events happen every 2-3 years, more or less depending on how you're hand...