You're overthinking it.  Evangelicals are the neo-tent revival fruitcakes.  :P Wrong. The term "Evangelical" basically stands for protestant Christians who believe in the "born again" experience and includes mainline denominations like Baptists, Southern Baptists, Lutherans (eve...

Does that figure adjust for the enormous population of Texas compared to most states?  I'm guessing it doesn't.

Also, we lay claim to the world's most famous custodial death.  It also happens to have been the first murder to be aired on live TV.  Any guesses?

Pointedstick wrote: I now have money riding on Donald Trump winning the presidency. That's how confident I am in it happening. Do any of the the naysayers care to place bets on Hillary or Rubio?

https://www.predictit.org/Market/1234/W ... l-election

What odds did you get?

The TSA is what happens with you give low-achieving, low-intelligence people unquestionable authority en masse. It isn't pretty. Yes, a friend of a friend of mine is a TSA agent and is an obese, sex obsessed, alcoholic, loser.  Vapid superficiality on every level.  Literally.  He's proud of his TSA...

The community service that TennPaGa describes is not a worship service.

So that was you.  Hmm. Dallas Cowboys fans are hurting right now. What's so frustrating is how close they've been to winning almost every one of the games during Romo's absence, and they've instead lost all of them.  Now, if they can eke out a win against Tampa, and go 7-1 the rest of the way with ...

There are actually people of a sizable count (not just some fringe feminist) that posting things that actually assert that "white men should stop talking and acting and being involved in community and political life," or that "everything is our fault and we are a bunch of fearful rac...

Our personal assessment of the financial intelligence of borrowers is irrelevant.  Think P.T. Barnum.  I only hope that the one-fool-born-per-minute rate is enough to keep us loansharks rolling in dough. :-) That actually is what gives me pause about giving P2P lending a try.  If I'm actually helpi...

Raising a family in nyc with our incomes would never allowed us to hit goal without aggressive investing and the wind at our backs. Anything we did to accomplish meeting our retirement goals had to be from compounding our investments. Volatility was fine  as long as we were rewarded for it which we...

mathjak107 wrote:In the end what path you choose has to meet your goals  regardless of whether low volatility or not.

How do you choose your goals?  What happens if your goals are unrealistic?  What happens if you think your goal is attainable and you go all out for it, but miss?

ochotona wrote: The data series starts a generation before Bretton Woods.

Doesn't that just mean it's extra useless?

Happy Reformation Day, everyone!  The 500th anniversary of the Reformation is approaching soon: just two more years.

An HSA is /almost/ identical to a traditional IRA in terms of tax treatment.  The only significant difference (for now, anyway; all this can change at any time) is that there's a 20% penalty for early withdrawal (for non-health expenses) rather than a 10% penalty for early withdrawal from an IRA. Th...

But what will happen to the Euro bonds when the Euro currency is obliterated? What happened to bonds in marks, lira, and francs when the Euro was introduced?  IIRC, the Euro was a digital currency only for some years before it became paper.  Maybe that was part of the transition?  I'm assuming a Eu...

the last 7 years fidelity's managed large cap  funds have been beating indexing 6 out of the 7 years .  looks like the value in equity's is appearing every where but the index's  as the more people who index the more money goes in to the same exact stock s . Do you think a total market index combat...

Why is true diversity of opinion such an anathema in here? Although I don't always agree with Mr. mathjak he adds a lot to these threads and makes one question himself, which is a good thing. I just feel that Mr. mathjak should understand that he isn't an expert as his one week entrance and exit fr...

no doubt ,  but then these folks should not be investors  . You've said that the PP is unsuitable because regular people need the higher returns of much more stock exposure in order to ever have a hope of retiring.  The PP, you said, is for the weirdo elites who save way more money than normal. Yet...

I'm getting 1% at GE Capital Bank.

l82start wrote:they do have a little fun with logic    but there is an important message in the second one as well, belief/certitude is mental death and tends to leave no room for new information.

No doubt about it!  Er...

I think the low inflation, low nominal returns environment is better.  Capital gains and interest are taxed, whether they're real or not.  Therefore, the real tax rate is much higher in a high inflation environment. Tax rates are linked to inflation now.  They weren't in the 70's, however. I think ...

For me, the major risk of chasing yield with a long-term CD is that if interest rates jump, my "cash" won't be able to take advantage of that for 5 years.  It isn't really "cash" unless its return responds quickly to short-term interest rates. However, maybe that event is extreme...

MachineGhost wrote:Is Gallup implying a whopping 95% of all households have guns?No background check.  Does the NRA acknowledge this is a problem?

55% of Republicans have guns and 40% of Democrats have guns.  Does that add up to 95% of the population?

MachineGhost wrote:From my perspective, that affects everyone's security.

For the better.

I do (at least for now) reinvest dividends and bond interest (apart from the ones I hold directly, of course), but another downside is that reinvesting can complicate your holdings. If you want to sell some of a stock fund and avoid a wash sale, the automatic purchase as a result of a dividend can m...

Right, dualstow.  It seems to me that if you're in an income bracket where your capital gains rate is 0%, this is the time to capture GAINS, not losses.