Search found 1352 matches

by Hal
Tue Aug 29, 2023 7:28 am
Forum: Gold
Topic: I Thought Gold Would Fare Better in 2022-23
Replies: 63
Views: 111274

Re: I Thought Gold Would Fare Better in 2022-23

Having said that, I am fed up reading FI books, given my performance I haven't fully understood the ones I have read and chances are very thin that I will ever understand them. Actually, last book I read on financial topics was the one written by BelangP and with a light sense of irony - I guess hi...
by Hal
Fri Aug 25, 2023 3:51 pm
Forum: Other Discussions
Topic: First Movie You Remember Seeing
Replies: 13
Views: 6363

Re: First Movie You Remember Seeing

Hmm...

Movie was Logans Run around 1976
https://www.youtube.com/watch?v=USADM5Gk9Gs

Honourable mention to first Mad Max movie. Filmed near where I lived after leaving home.
https://www.youtube.com/watch?v=uiRd5Kcl2GU
by Hal
Sat Aug 19, 2023 12:57 pm
Forum: Other Discussions
Topic: Computer stuff
Replies: 168
Views: 44276

Re: Computer stuff

I recently purchased a Playstation 3 off of Facebook Marketplace for $55, and am now playing some vintage games. This has awakened a bit of an itch to buy some more vintage tech stuff and relive some old memories. I might look for an old Pentium 4 system next. You may wish to check out these sites:...
by Hal
Thu Aug 17, 2023 10:45 pm
Forum: Other Discussions
Topic: Some calming article needed
Replies: 4
Views: 3720

Re: Some calming article needed

Well.... consider you went off and purchased Vanguards most conservative Life Strategy Fund instead ;)
https://investor.vanguard.com/investmen ... asix#price

Plan B: Get a dog to distract you! https://www.youtube.com/watch?v=CvPVQx_Jnt8
by Hal
Thu Aug 17, 2023 8:52 pm
Forum: Gold
Topic: The GOLD scream room
Replies: 3693
Views: 1738008

Re: The GOLD scream room

Well, we are happy with the pet rock ::)
by Hal
Thu Jul 27, 2023 11:51 am
Forum: Gold
Topic: Gold Substitutes
Replies: 41
Views: 99919

Re: Gold Substitutes

HB stated in his radio show, the reason he chose Gold is that it is the second most popular form of money after the USD. The rationale being is if people lost confidence in the USD, they would move to the next most popular money, Gold. So assuming Gold is not accessible, I would expect the best Gol...
by Hal
Wed Jul 26, 2023 7:09 am
Forum: Gold
Topic: Gold Substitutes
Replies: 41
Views: 99919

Re: Gold Substitutes

HB stated in his radio show, the reason he chose Gold is that it is the second most popular form of money after the USD. The rationale being is if people lost confidence in the USD, they would move to the next most popular money, Gold. So assuming Gold is not accessible, I would expect the best Gold...
by Hal
Wed Jul 19, 2023 1:00 am
Forum: Permanent Portfolio Discussion
Topic: PP Mistakes
Replies: 43
Views: 106544

Re: PP Mistakes

What were your biggest Permanent Portfolio mistakes? Hmm.... Thinking that Gold in an Australian PP would perform in the same manner as Gold in a US PP. 1. Recommend holding US assets as well for non-US PP holders. 2. If I knew of the PP concept when I was young, then hold Shares/Gold and gradually...
by Hal
Tue Jul 18, 2023 5:01 pm
Forum: Bonds
Topic: What to do with a Low-Yielding 30-Year Bond
Replies: 31
Views: 23902

Re: What to do with a Low-Yielding 30-Year Bond

Good advice from Sophie IMHO.... Maddy - if you want to switch to a Desert Portfolio-like structure (30% stocks, 10% gold except I'd recommend closer to 20%, and the rest in a 10 year Treasury ladder), you'd be fine over the long run and it might be much simpler to deal with. Alternatively, consider...
by Hal
Sat Jul 15, 2023 1:19 am
Forum: Other Discussions
Topic: Daily "Check In" Thread For Us
Replies: 2294
Views: 1348383

Re: Daily "Check In" Thread For Us

While we are on the topic is surprises me that we don't have more members of this forum that are gamers, given that it seems like we are mostly male. Is it a generational thing? Heh, Heh, More like a historical thing :) Games available when I was a teenager https://www.youtube.com/watch?v=uiAxCBjSZ...
by Hal
Sun Jul 09, 2023 7:41 am
Forum: Other Discussions
Topic: Do you listen to Scott Adams?
Replies: 25
Views: 21271

Re: Do you listen to Scott Adams?

Mountaineer wrote: Sun Jul 09, 2023 7:27 am
Hal, did you by any chance play in the movie 2001? ;) ;D Inquiring bots want to know!
I'm sorry Mountaineer, I'm afraid I can't do that.... ;)

But this is my favourite scene!
https://www.youtube.com/watch?v=gpwvJzcfL1w
by Hal
Sat Jul 08, 2023 10:39 pm
Forum: Other Discussions
Topic: Do you listen to Scott Adams?
Replies: 25
Views: 21271

Re: Do you listen to Scott Adams?

I guess it’s a symptom of a larger phenomenon: the forum is a ghost town. Personally, I prefer a forum with infrequent, well reasoned and thoughtful posts to one with incessant arguments about trivia..... Of course, frequent , well reasoned posts would be even better! ;D ps: For infrequent posts =>...
by Hal
Thu Jul 06, 2023 3:45 pm
Forum: Bonds
Topic: What to do with a Low-Yielding 30-Year Bond
Replies: 31
Views: 23902

Re: What to do with a Low-Yielding 30-Year Bond

Could we possibly revisit this question again? What (reasonably plausible) scenario could make my 1.8 percent bonds worth hanging onto--keeping in mind that I won't live nearly long enough for them to reach maturity? Could you hedge your bond holdings with some gold? At the start of this video Bela...
by Hal
Thu Jun 29, 2023 7:37 pm
Forum: Politics
Topic: Affirmative action ruling
Replies: 11
Views: 2094

Re: Affirmative action ruling

I’m just saying, yes, base admissions on merit. +1 However, I am a little surprised Universities in the US would actively discourage sections of the student population from studying. The profit motive in Australian Universities is such that I could see them enrolling a potted plant if they could ch...
by Hal
Thu Jun 22, 2023 5:48 pm
Forum: Variable Portfolio Discussion
Topic: Quick check on BelangP vs HB portfolios
Replies: 0
Views: 16430

Quick check on BelangP vs HB portfolios

Screenshot says it all.
PS: I believe BelangP uses the WDIV ETF which was launched mid 2013. Anyone know for sure?
by Hal
Sun May 28, 2023 10:54 pm
Forum: Bonds
Topic: The debt celing soap opera explained so simply that even a member of Congress can understand it
Replies: 18
Views: 11812

Re: The debt celing soap opera explained so simply that even a member of Congress can understand it

Interesting interview => https://www.youtube.com/watch?v=2afXagEgRQw 00:00 Introduction 00:28 Current State of Affairs in Washington 02:30 Government Accounting Trickery 05:08 Debt Ceiling and Defaulting on the Debt 10:32 Holding the Population Hostage 14:07 Constitutional Right to More Gov't Debt 2...
by Hal
Wed May 24, 2023 5:55 pm
Forum: Other Discussions
Topic: Past performance is no guarantee of future results
Replies: 9
Views: 4082

Re: Past performance is no guarantee of future results

My question is, for the purposes of financial planning, how do you estimate your future investment returns? The whole thing just seems like a crapshoot, which I guess it is at some level. Personally, I just take the Baseline Return as detailed here => https://portfoliocharts.com/portfolio/long-term...
by Hal
Fri May 19, 2023 8:26 am
Forum: Permanent Portfolio Discussion
Topic: The Weird Portfolio - latest from Tyler/Portfolio Charts
Replies: 29
Views: 24903

Re: The Weird Portfolio - latest from Tyler/Portfolio Charts

Out of curiosity, I compared the Weird Portfolio to one I'd played around with for some time (I call it 25s, or Golden Quarters), a hybrid of the GB and PP, but with more stock allocation, it is 25% TSM, 25% SCV, 25% Gold, 25% ITT. Any thoughts? Would suggest you try modelling the Quarters Portfoli...
by Hal
Thu May 18, 2023 8:51 am
Forum: Permanent Portfolio Discussion
Topic: Non-ESG ETFs
Replies: 53
Views: 44724

Re: Non-ESG ETFs

by Hal
Mon May 01, 2023 8:05 am
Forum: Other Discussions
Topic: Another Covid thread (2023 April)
Replies: 7
Views: 1229

Re: Another Covid thread (2023 April)

Just had this emailed to me today. Nice touch with the voice over guy... :o
https://www.facebook.com/DangerDanAndre ... 489161231/
by Hal
Fri Apr 28, 2023 7:04 am
Forum: Bonds
Topic: iShares GOVT as bond holding
Replies: 7
Views: 1421

Re: iShares GOVT as bond holding

On second thought, is there a particular reason why BelangP uses a high dividend index fund Paul explained his reasoning in one of these podcasts https://www.fundyourretirement.com/?s=Paul+Belanger Unfortunately they changed the website layout, so I don't have a link to the particular talk anymore....
by Hal
Thu Apr 27, 2023 9:04 pm
Forum: Bonds
Topic: iShares GOVT as bond holding
Replies: 7
Views: 1421

Re: iShares GOVT as bond holding

Just playing around with backtests. BelangP's model doesn't look too bad. You would have to model it with a high dividend ETF that went through a period where Bonds performed well though...
by Hal
Sat Apr 15, 2023 7:07 pm
Forum: Gold
Topic: gold beats bonds for 30 years
Replies: 6
Views: 1319

Re: gold beats bonds for 30 years

Mathjaks observation from a Gold perspective.
by Hal
Sat Apr 15, 2023 7:00 am
Forum: Gold
Topic: gold beats bonds for 30 years
Replies: 6
Views: 1319

Re: gold beats bonds for 30 years

Thanks Mathjack,

Quite interesting. Is the only purpose of holding bonds to reduce volatility?
As an aside, just happened to come across this a couple of minutes ago.
https://www.youtube.com/watch?v=v7_AS9CVZbY
by Hal
Fri Apr 14, 2023 8:24 pm
Forum: Variable Portfolio Discussion
Topic: Hedging Against U.S. Dollar Losing Global Reserve Status
Replies: 34
Views: 30187

Re: Hedging Against U.S. Dollar Losing Global Reserve Status

But again my followup would be to ask whether there is even a weak correlation, in other words if the dollar is strengthening is it more likely (even a little bit) that foreign stocks will go either up or down? Hi Stuper, Have a listen to this slightly dated talk. Makes me wonder if we should be lo...