I understand the idea. But I just don't think it works better than a minimum income program, for one. So far, it might help you fix up your house, or quit your job. For me, it would probably have little effect and, if there were one, it might mean we'd just retire sooner (assuming the ACA is still a...

A Swiss person I read a quote from (could have been an official of some sort) said about the cd program - "If you pay people to do nothing, they'll do nothing".

It sounds like concern about disincentivizing people from working was a big part of why this got voted down there.

So this would help PS do things he could do already, but isn't doing. And, given the fact that he could easily do them now, in his own words, he doesn't need this program. Anybody else? Every time I've looked at ACA plans I've found very good ones with reasonable premiums and cost-sharing stuff as w...

Any federal program that's simple will overlook regional differences, and thus be a bit less satisfying. This is true of cd, mi, minimum wage, poverty level calculations, etc. $1000/month generates vastly different purchasing power in NYC and in rural Mississippi, to use an obvious example. If the g...

The part I agree with here is that our current system is too complicated/bureaucratic, and that there are some bad incentives in it, ones that discourage what we want to encourage, and vice versa. A cd would simplify the system, for sure. But so would a mi program - just set the minimum income level...

A question for citizen's dividend folks. Let's assume that it's implemented, and everybody gets $15K/yr. What would you do if you got that? I'd just put it in the bank or invest it - it wouldn't change anything else for me. Or I might give some to charity as well. In some circumstances, it might res...

I've already answered your comments about disincentives by pointing out that a cd of $15K/yr is equally disincentivizing as a mi program of $15K/yr. You failed to respond to that point at all. It's false. If I have a citizens' dividend of $15K, and I want to start a business, or just go out and ear...

You could also just set them to re-balance every year.

In some ways that's the most "agnostic" approach - figuring we have no idea how things will do next year, regardless of how they've gone this year.

Hey, I figured it out.

But, nobody offered to help

I would probably change the SS system to work in a similar fashion. That would mean if we didn't need it, we wouldn't get it, and that would be fine with me. As it turns out, we'll probably need it, although I've played with the idea of not taking it if that's feasible. I've already answered your co...

Ok - I found a picture I like.

Now I just need to know how to make it my avatar.

I can't just be a mystery, wrapped in an engima? Maybe a little embarrassing, but I have no idea how to go about uploading a picture, or where to find a good one. I play chess often, so perhaps a chess-related picture would be good. Or something musical. Anybody want to give me a little tutorial on ...

Thanks.

I like yours a lot

Well, there's no gallery available to choose from - maybe I'll just leave it for now.

Relative costs of living. If MG is correct, and the $2500 swiss francs is just above the poverty level income for somebody in switzerland, then it would translate to less than half of that in the US - the US poverty level in 2016 is about $12K/yr. In other words, the equivalent US$ cd would be somew...

Where would you suggest the level be set? According to previous posts, the income level is just barely above the poverty level, and I don't have kids, but know they're pretty expensive, so I'm not sure that about $300/month/child is that high? Especially if this replaces all other programs to help l...

One of his requirements was that people use $3K of their dividend to pay for health insurance.

Where are the other left leaning folks?

Please come back, so I don't feel like the "token liberal" as MG puts it

How do I change my avatar?

And, heck, never mind Gates, et. al. My wife and I are in the lower range of middle class - why should the government give us $30K/yr? We don't need it, and haven't earned it in any way that I can tell. That's the whole point, you get it without 'earning' it. How do the people on welfare now 'earn'...

And, heck, never mind Gates, et. al. My wife and I are in the lower range of middle class - why should the government give us $30K/yr? We don't need it, and haven't earned it in any way that I can tell. To reduce the risk of you falling into poverty for whatever reason? That's the whole point. Are ...

I agree about the jobs issue - if there aren't decent jobs available for people, no cd or mi program is going to fix everything by itself. My idea is very different from Obamacare (which is working well in some ways and not as well in others) - I mean directly provided free health care, not insuranc...

i think its a very interesting idea IF you eliminate the welfare state and the bureaucracy, the unintended consequences and the waste that goes with it,.... if you don't then whats the point.. That is exactly the point. It might be perfectly possible for the dividend to be revenue-neutral. Managing...

Your policies keep people trapped in poverty, jafs. I don't know how you don't see that. If the government subsidizes everybody up to $15K, then what incentive is there for somebody who's poor to go and get an entry level job? His pay would be effectively zero. He won't do it. You're creating a hug...

C. Murray is the libertarian that I first saw advocating something like this a while back, I think. His proposal involves doing away with Social Security, Medicare, Medicaid, and a lot of other programs. So I think it's extremely unlikely to get much political traction. Also, I'm not at all sure tha...

I would guess it's for each adult, but I don't know.