Search found 750 matches
- Fri Dec 23, 2022 1:51 am
- Forum: Permanent Portfolio Discussion
- Topic: Huh, 1/N Asset Allocation is Quite Robust
- Replies: 12
- Views: 3411
Re: Huh, 1/N Asset Allocation is Quite Robust
Interesting. I was not familiar with this but found some more context in a 2011 paper that was also in support. http://arno.uvt.nl/show.cgi?fid=129399 In circa 400 A.D. Jewish Rabbi Issac Bar Aha recommended always to invest a third into land, a third into merchandise and to keep a third at hand. Th...
- Mon Dec 05, 2022 2:58 pm
- Forum: Variable Portfolio Discussion
- Topic: GAA Cambria Global Asset Allocation ETF
- Replies: 4
- Views: 1502
GAA Cambria Global Asset Allocation ETF
I expect this fund would be of interest to folks interested in permanent portfolio. Maybe this has been mentioned before but I just heard fresh advertisement of Meb Faber's podcast. Podcast https://mebfaber.com/2022/12/05/cambria-aa/ He mentioned Harry Browne's permanent portfolio as one influence f...
- Sat Dec 03, 2022 10:01 pm
- Forum: Politics
- Topic: The Twitter Files
- Replies: 163
- Views: 55693
Re: The Twitter Files
It can be hard to define but the government deciding what is truth and not allowing public discussion does shut down free speech.
https://www.dhs.gov/news/2022/08/24/fol ... ance-board
https://www.dhs.gov/news/2022/08/24/fol ... ance-board
- Sat Dec 03, 2022 8:35 pm
- Forum: Politics
- Topic: The Twitter Files
- Replies: 163
- Views: 55693
Re: The Twitter Files
Free speech isn't the issue democrats care about so it won't change any minds. I imagine everyone has an issue that would cause them to abandon their party if the other party had their preferred stance. I know I would abandon all other positions if the republicans were the ones shutting down speech ...
- Mon Nov 28, 2022 3:20 pm
- Forum: Cash
- Topic: Tempting Cash Rebate offers
- Replies: 36
- Views: 4508
Re: Tempting Cash Rebate offers
You are right. I was mixing up the 30k and 70k bonuses. Long story short is you are not getting that full bonus when you look at opportunity cost of moving from Treasury to citi So maybe you get $300 of that $500 bonus if you are lucky. Would be much more attractive if Treasury wasn't already paying...
- Mon Nov 28, 2022 11:29 am
- Forum: Cash
- Topic: Tempting Cash Rebate offers
- Replies: 36
- Views: 4508
Re: Tempting Cash Rebate offers
After seeing rate was better for lower amounts, I contemplated the $500 for $30k offer but still don't think it is worth it.
After state tax, rate would be more like 5.1
1 year Treasury is 4.75
So all the trouble to earn an extra .35 %
$100 maybe?
After state tax, rate would be more like 5.1
1 year Treasury is 4.75
So all the trouble to earn an extra .35 %
$100 maybe?
- Thu Nov 24, 2022 10:38 pm
- Forum: Other Discussions
- Topic: Peanut Butter
- Replies: 51
- Views: 14379
Re: Peanut Butter
The peanut butter was exceptional. Going back to peter pan has been difficult. Walmart is also out of stock now.
- Thu Nov 24, 2022 10:33 pm
- Forum: Cash
- Topic: Tempting Cash Rebate offers
- Replies: 36
- Views: 4508
Re: Tempting Cash Rebate offers
My calculations show this worse deal than Treasury money market.
It would only be about annual 4% return if you could replicate every 60 days. Rough estimate 2000 of 300000 is .66 % , x 6 is 3.96.
You would be better off buying 2 month Treasury that doesn't have state income tax for sure.
It would only be about annual 4% return if you could replicate every 60 days. Rough estimate 2000 of 300000 is .66 % , x 6 is 3.96.
You would be better off buying 2 month Treasury that doesn't have state income tax for sure.
- Thu Nov 10, 2022 12:40 pm
- Forum: Gold
- Topic: Gold ETFs old and new
- Replies: 32
- Views: 9052
Re: Gold ETFs old and new
Just noticed.
IAUM
Now at .09% expense ratio.
Bid ask spread and premium spread are looser than GLDM so I think GLDM would still be more cost effective.
https://www.ishares.com/us/products/306 ... rust-micro
IAUM
Now at .09% expense ratio.
Bid ask spread and premium spread are looser than GLDM so I think GLDM would still be more cost effective.
https://www.ishares.com/us/products/306 ... rust-micro
- Wed Nov 09, 2022 9:53 am
- Forum: Cash
- Topic: Single-bond ETFs
- Replies: 13
- Views: 7818
Re: Single-bond ETFs
I completed a 3 month auction just in time to watch the rates go up right after. I also set up auto roll on it. For simplicity sake I am liking both sgov and cltl as mindless place to put cash while waiting for I bond space. Sgov is winning out for now but their expense ratio is scheduled to go up t...
- Sun Nov 06, 2022 8:43 pm
- Forum: Variable Portfolio Discussion
- Topic: 4.3% SWR for 30 years
- Replies: 22
- Views: 3432
Re: 4.3% SWR for 30 years
I wondered if you could make it simpler with ETFs. I don't know how to calculate your yield though. You could split money 3 ways between these funds to spread out the duration. Then sell the fund that is up when you need to make a withdrawal. https://www.pimco.com/en-us/investments/etf/1-5-year-us-t...
- Fri Nov 04, 2022 3:20 pm
- Forum: Politics
- Topic: White House Deletes Tweet After Context Note
- Replies: 10
- Views: 1403
Re: White House Deletes Tweet After Context Note
At first I didn't like the sound of context being added by Twitter overlords but it sounds like this just a pinned comment based on community votes. That is generally helpful to stop a tweet that is disinformation. According to a description under the annotation, “Context is written by people who us...
- Wed Nov 02, 2022 9:56 am
- Forum: Other Discussions
- Topic: Peanut Butter
- Replies: 51
- Views: 14379
Re: Peanut Butter
Ok folks...convince me that (on Amazon) a $28.55 16oz jar of Teddie peanut butter is THAT good. I can get 12 16.3 oz jars of Skippy Super Chunk for $31.44 (on Amazon) 12x better??? Sounds like that is just an Amazon price predator. 26 oz for $5 https://www.walmart.com/ip/43300425 I have received my...
- Mon Oct 31, 2022 5:44 pm
- Forum: Other Discussions
- Topic: Peanut Butter
- Replies: 51
- Views: 14379
Re: Peanut Butter
Seriously, why even bother with the apples. The only thing I ever add to my peanut butter is chocolate chips. :) The apples are non-cane sugar .. natural sugar. Now I will go off to make my only meal of the day. Heaping tablespoon of unsweetened cocoa powder A lot of peanut butter 2 packets of Stev...
- Sat Oct 29, 2022 10:28 pm
- Forum: Other Discussions
- Topic: Peanut Butter
- Replies: 51
- Views: 14379
Re: Peanut Butter
Never had it myself but I found Walmart ships at least the salted variety. I'll order some to try.
Teddie All Natural Super Chunky Peanut Butter, 26 oz https://www.walmart.com/ip/43300425
Teddie All Natural Super Chunky Peanut Butter, 26 oz https://www.walmart.com/ip/43300425
- Thu Oct 27, 2022 3:13 pm
- Forum: Permanent Portfolio Discussion
- Topic: Bitcoin as a complement or alternative to gold in the PP
- Replies: 178
- Views: 54958
Re: Bitcoin as a complement or alternative to gold in the PP
The TIME magazine market top indicator is getting very close. It isn't a cover yet but at this rate I expect bitcoin to be on the cover this year. https://www.thestreet.com/crypto/bitcoin/time-magazine-to-hold-bitcoin For reference housing indicator https://ritholtz.com/2005/06/uh-oh-time-magazine-...
- Wed Oct 26, 2022 9:02 pm
- Forum: Cash
- Topic: Single-bond ETFs
- Replies: 13
- Views: 7818
Re: Single-bond ETFs
Thanks for confirmation about the bid/ask spreads Coasting.
That is good information on needing to have the full $1000 in account for each bond/bill purchased.
That is good information on needing to have the full $1000 in account for each bond/bill purchased.
- Wed Oct 26, 2022 6:36 pm
- Forum: Other Discussions
- Topic: Best Cash Back Credit Card
- Replies: 22
- Views: 4059
Re: Best Cash Back Credit Card
Advice from Rob Berger on simplifying cash back credit cards. Seems pretty reasonable.
A 3-Credit Card Cash Back Strategy Worth $500,000+
https://www.youtube.com/watch?v=4pWev9D_0yQ
A 3-Credit Card Cash Back Strategy Worth $500,000+
https://www.youtube.com/watch?v=4pWev9D_0yQ
- Wed Oct 26, 2022 6:19 pm
- Forum: Permanent Portfolio Discussion
- Topic: Non-ESG ETFs
- Replies: 53
- Views: 37552
Re: Non-ESG ETFs
I can't hypothesize a solution. Most people's stock is locked up in their retirement accounts and I don't see enough people actually taking the time to think about it. The power to make a difference is going to have to come from the customers of the companies. The other problem is future growth is n...
- Wed Oct 26, 2022 5:45 pm
- Forum: Cash
- Topic: Single-bond ETFs
- Replies: 13
- Views: 7818
Re: Single-bond ETFs
Yes I agree T bills are much better return than any savings account or CD right now. It is hard to believe and I don't quite understand why. I guess banks just don't have the need for further deposits so they don't try to compete. I currently have a mix of SGOV ETF and direct t bills through Fidelit...
- Wed Oct 26, 2022 2:40 pm
- Forum: Cash
- Topic: Single-bond ETFs
- Replies: 13
- Views: 7818
Re: Single-bond ETFs
I probably saw this same article come up about these and then found the .15 % expense ratio and lost interest in them from there. I am going to try the non-competitive auction through Fidelity with auto roll here soon to see how I like that. I have only previously been buying secondary and felt like...
- Mon Oct 24, 2022 12:47 pm
- Forum: Gold
- Topic: All the Metals We Mined in 2021
- Replies: 0
- Views: 1420
All the Metals We Mined in 2021
Interesting graphic and statistics here:
https://elements.visualcapitalist.com/a ... d-in-2021/
This only causes more hate and concern of gold for me. It just seems like gold is way over priced when you compare with platinum.
https://elements.visualcapitalist.com/a ... d-in-2021/
This only causes more hate and concern of gold for me. It just seems like gold is way over priced when you compare with platinum.
- Fri Oct 21, 2022 7:09 pm
- Forum: Permanent Portfolio Discussion
- Topic: Non-ESG ETFs
- Replies: 53
- Views: 37552
Re: Non-ESG ETFs
When the SEC is the one pushing for ESG, then the only escape will be another country.
https://www.sec.gov/sec-response-climat ... ortunities
https://www.sec.gov/sec-response-climat ... ortunities
- Thu Oct 20, 2022 5:21 pm
- Forum: Cash
- Topic: BondBloxx ETFs
- Replies: 1
- Views: 1143
BondBloxx ETFs
While still in pursuit of trying to simplify cash investing I came across some new treasury ETFs. It looks like they just created them in the last couple of months. Two funds of interest to me are the 6 month and 1 year treasury ETFs that have a .03% expense ratio. https://bondbloxxetf.com/products/...
- Thu Oct 20, 2022 8:31 am
- Forum: Other Discussions
- Topic: For BelangP fans
- Replies: 1
- Views: 515
Re: For BelangP fans
Nice!
It looks like he is joining that group with more podcasts.
https://youtu.be/v65sAN0cA0A
https://youtu.be/QYavzNOy3OM
https://www.fundyourretirement.com/evid ... h-podcast/
It looks like he is joining that group with more podcasts.
https://youtu.be/v65sAN0cA0A
https://youtu.be/QYavzNOy3OM
https://www.fundyourretirement.com/evid ... h-podcast/