Search found 751 matches

by whatchamacallit
Thu May 11, 2017 2:57 am
Forum: Other Discussions
Topic: Bitcoin Costs More than Gold?
Replies: 108
Views: 70990

Re: Bitcoin Costs More than Gold?

Basically at $1900 now. Unbelievable.
by whatchamacallit
Wed May 03, 2017 3:42 pm
Forum: Other Discussions
Topic: Bitcoin Costs More than Gold?
Replies: 108
Views: 70990

Re: Bitcoin Costs More than Gold?

Bitcoin is at $1525 right now. I wish I could have doubled my money or more over the last year but I still don't understand it as an investment.


Golden Rule #9: Don't ever do anything you don't understand.
by whatchamacallit
Mon Apr 24, 2017 4:06 am
Forum: Other Discussions
Topic: Re: is the retail bubble bursting?
Replies: 42
Views: 25897

Re: is the retail bubble bursting?

if i had to guess i would say the retail property bubble formed at the same time as the housing bubble, it just never had the visibility or the crash/correction that the housing bubble had when it popped. the gradual economic trend toward on-line shopping directly impacts the commercial real estate...
by whatchamacallit
Sat Apr 08, 2017 10:03 pm
Forum: Other Discussions
Topic: Trump and Syria
Replies: 101
Views: 43590

Re: Trump and Syria

Here is another perspective: https://theconservativetreehouse.com/2017/04/08/syria-it-doesnt-matter-who-used-the-chemical-weapons-the-issue-is-extremism-and-stability/ Wow. I didn't really know how I felt about the whole thing until watching that CNN clip there. Not the response they were expecting...
by whatchamacallit
Sat Apr 01, 2017 12:16 pm
Forum: Bonds
Topic: Still trying to understand LTT
Replies: 3
Views: 4369

Re: Still trying to understand LTT

Which brokerage are they with? Mine are up in value in Vanguard.
by whatchamacallit
Sat Mar 25, 2017 9:06 pm
Forum: Other Discussions
Topic: "Get Out" movie
Replies: 6
Views: 4746

"Get Out" movie

I don't catch up on movies so much anymore but had a rare chance to see Get Out.

It was a really good break from the movies of late that all feel the same.
by whatchamacallit
Sat Mar 18, 2017 2:06 am
Forum: Other Discussions
Topic: Xan-hancements
Replies: 10
Views: 7084

Re: Xan-hancements

Awesome. Thank you.
by whatchamacallit
Mon Feb 27, 2017 1:44 pm
Forum: Other Discussions
Topic: Everything costs too much and everybody is wrong about it and who the hell knows how to fix it?
Replies: 128
Views: 64555

Re: Everything costs too much and everybody is wrong about it and who the hell knows how to fix it?

@LC475
Quite depressing but I can't say I can disagree.


Hopefully someone can advise us that medicine has improved by an order of magnitude.
by whatchamacallit
Tue Feb 21, 2017 5:38 pm
Forum: Cash
Topic: 3% APY for 7 year CDs
Replies: 18
Views: 20151

Re: 3% APY for 7 year CDs

@ dualstow
Thanks for boglehead thread. After reading about 4 week transfer it is probably not worth hassle for me after all.
by whatchamacallit
Mon Feb 20, 2017 6:27 pm
Forum: Cash
Topic: 3% APY for 7 year CDs
Replies: 18
Views: 20151

Re: 3% APY for 7 year CDs

...but, what are you buying 7-year instruments for? Just curious. After all, the 30-year bonds are not bought for their yield. I understand this thought because of the possible capital gains (or loses) but I think I have come to disagree on ignoring the yield. The truth is that you are locking in t...
by whatchamacallit
Mon Feb 20, 2017 1:50 pm
Forum: Cash
Topic: 3% APY for 7 year CDs
Replies: 18
Views: 20151

3% APY for 7 year CDs

I was surprised to see this high of a rate on 7 year CDs considering that is what the 30 year treasury is currently paying. https://www.andrewsfcu.org/personal/checking-and-savings/share-certificates.html If I am reading the website correctly, it looks like these can be bought within an IRA. This is...
by whatchamacallit
Fri Feb 10, 2017 8:17 pm
Forum: Other Discussions
Topic: Jack Bogle: Putting Clients Second
Replies: 17
Views: 8202

Re: Jack Bogle: Putting Clients Second

The elephant in the room is that most people should not be invested in financial markets. I never thought about that. I don't think my grandparents every bought stocks. They did just fine on bank CDs and Treasury savings bonds. On further thoughts, does Dodd Frank prevent the banks from being able ...
by whatchamacallit
Fri Feb 10, 2017 7:52 pm
Forum: Other Discussions
Topic: Everything costs too much and everybody is wrong about it and who the hell knows how to fix it?
Replies: 128
Views: 64555

Re: Everything costs too much and everybody is wrong about it and who the hell knows how to fix it?

After a little thought, is it as simple as debt payments being baked into the cost of those things? http://www.macrotrends.net/1381/debt-to-gdp-ratio-historical-chart I wonder if local governments and corporate debt would look similar. I wonder if it was as common historically as it is today for loc...
by whatchamacallit
Fri Jan 20, 2017 11:32 am
Forum: Other Discussions
Topic: Fake News
Replies: 25
Views: 14390

Re: Fake News

This shouldn't be a criminal issue. It is a Civil issue. Sue them.
by whatchamacallit
Mon Jan 16, 2017 1:13 pm
Forum: Permanent Portfolio Discussion
Topic: High Savings Rate vs. Home Ownership
Replies: 12
Views: 9381

Re: High Savings Rate vs. Home Ownership

If you are in the Army and frugal with saving discipline. I would definitely rent.

The way buying would get you ahead is through leverage which is also risk.

I bought finally for family stability and feel like I paid a premium for it.

Thank you for your service.
by whatchamacallit
Thu Dec 29, 2016 7:57 am
Forum: Other Discussions
Topic: Apple Sucks, Doesn't it?
Replies: 73
Views: 36401

Re: Apple Sucks, Doesn't it?

There may be a good scanning solution for chromebooks but I haven't needed it because I just use my phone for scanning to google drive. There are brother printers that have google drive built in: http://www.brother-usa.com/connect/web/google-drive.aspx BTW, I think the DNS is broken to forum from ht...
by whatchamacallit
Fri Dec 23, 2016 1:49 pm
Forum: Other Discussions
Topic: Apple Sucks, Doesn't it?
Replies: 73
Views: 36401

Re: Apple Sucks, Doesn't it?

dualstow wrote:
whatchamacallit wrote:and then there was Chromebook...


Seriously though I love how simple Chromebooks are.
..
I haven't been able to see it in action /quote]
You haven't been able to see a Chromebook in action,
or an elderly person working on one?
I haven't seen an elderly person use one.
by whatchamacallit
Fri Dec 23, 2016 1:44 pm
Forum: Other Discussions
Topic: Apple Sucks, Doesn't it?
Replies: 73
Views: 36401

Re: Apple Sucks, Doesn't it?

and then there was Chromebook...


Seriously though I love how simple Chromebooks are. I am technical but work on computers all day so I just want the simplicity in my own time.

I haven't been able to see it in action but I think the less technical elderly would have a really hard time breaking them.
by whatchamacallit
Thu Dec 22, 2016 2:38 pm
Forum: Bonds
Topic: 100 year bond!?
Replies: 6
Views: 9323

Re: 100 year bond!?

I don't see why they would sell longer duration bonds unless they really think interest rates are going back up. I would need some high rates like 6%+ to make me buy.
by whatchamacallit
Tue Dec 13, 2016 7:03 pm
Forum: Bonds
Topic: Maximum Bond Upside
Replies: 278
Views: 164054

Re: Maximum Bond Upside

Thank you for analysis tarentola

While I still have some LTTs , I am a heretic by only buying EE bonds in their place until we get back to 4%.
by whatchamacallit
Sat Mar 19, 2016 8:59 pm
Forum: Other Discussions
Topic: Tech Help Needed
Replies: 45
Views: 18589

Re: Tech Help Needed

@Austen
I love my chromebook and never use my Windows desktop except to print on my older USB printer.

Two things not so obvious.

You need a Google print capable printer to print.

4 GB over 2 GB will be much better.
by whatchamacallit
Fri Feb 26, 2016 6:11 am
Forum: Permanent Portfolio Discussion
Topic: What is a Federal Reserve note?
Replies: 20
Views: 9997

Re: What is a Federal Reserve note?

A light went of in my head on how a Federal Reserve note and a Dollar are different from reading some of TennPennPa's link. A Federal Reserve note is the physical form of a reserve balance that is redeemable for a Dollar. When a Federal Reserve note goes into the world, the reserve balance of the ba...
by whatchamacallit
Mon Feb 22, 2016 10:48 pm
Forum: Bonds
Topic: What is a reasonable spread for bonds and other questions
Replies: 5
Views: 5104

Re: What is a reasonable spread for bonds and other questions

This 2012 article found qtrade to be the cheapest for government bond commisions: http://www.theglobeandmail.com/globe-investor/investment-ideas/you-too-can-be-a-bond-trader/article546610/ The first bond was a Government of Canada issue, 4 per cent coupon, maturity date June 1, 2017. Quotes for a bo...
by whatchamacallit
Thu Dec 31, 2015 9:51 pm
Forum: Permanent Portfolio Discussion
Topic: Poll: HBPP Component Predictions for 2015
Replies: 37
Views: 19285

Re: Poll: HBPP Component Predictions for 2015

Zombie bump

Looks like this is where it ended:

S&P 500  2,043.94

30 Year    3.02

Gold        $1061

Cash        0.14

Bitcoin      $433