Search found 115 matches

by Matthew19
Thu Apr 07, 2016 10:26 pm
Forum: Permanent Portfolio Discussion
Topic: PP humming along again
Replies: 42
Views: 20357

Re: PP humming along again

Isn August decided that I was going to put 100% of my money in the PP over the next year, so I split it into 4 purchases. Bought in mid august and again in January. I still have two more purchases to go. In hindsight I'd had been better buying all at once as is suggested by HB. But I'm very happy! 6...
by Matthew19
Sun Feb 21, 2016 4:32 pm
Forum: Permanent Portfolio Discussion
Topic: Solo 401(k)
Replies: 2
Views: 2169

Solo 401(k)

I own an LLC filing as an S Corp. can anyone give insight to how the solo 401 can work and if it's possible to do a back door Roth with one. I understand that Vanguard has a Roth option for a portion of the account. Thanks for any help. My CPA has been useless with this.
by Matthew19
Thu Feb 18, 2016 5:53 pm
Forum: Permanent Portfolio Discussion
Topic: Question for Melveyr
Replies: 81
Views: 42447

Re: Question for Melveyr

Oh and regarding tax efficiency because you mentioned split between taxable/tax advantaged... Try to view your entire pool of assets as one portfolio but understand that some accounts are more suited to specific assets. Roth: Stocks 401k: Bond funds Traditional IRA: CDs (because 401ks don't offer t...
by Matthew19
Tue Dec 08, 2015 7:54 pm
Forum: Cash
Topic: What did I do wrong?
Replies: 3
Views: 4306

Re: What did I do wrong?

Through Fidelity's bond desk
by Matthew19
Sun Dec 06, 2015 11:37 pm
Forum: Cash
Topic: What did I do wrong?
Replies: 3
Views: 4306

What did I do wrong?

I purchased 100K of treasury notes CUSIP 912828D64. It says I'm down $254. I know it has something to do with the coupon, but I don't understand how to account for that. .5% coupon in Aug and Feb.
by Matthew19
Mon Oct 19, 2015 9:50 pm
Forum: Permanent Portfolio Discussion
Topic: Why the PP is better in accumulation than you think
Replies: 224
Views: 70914

Re: Why the PP is better in accumulation than you think

I enjoyed this forum much more before you came along mathjak107.
by Matthew19
Sun Aug 30, 2015 6:51 pm
Forum: Permanent Portfolio Discussion
Topic: Is it a good idea to replace gold with gold mining stocks in PP?
Replies: 12
Views: 5579

Re: Is it a good idea to replace gold with gold mining stocks in PP?

I echo what everyone else just said.

I once had 100k extra dollars that would say "don't speculate in gold miners if you want to keep me"
by Matthew19
Tue Aug 25, 2015 9:52 am
Forum: Permanent Portfolio Discussion
Topic: Black Monday
Replies: 79
Views: 27987

Re: Black Monday

I am glad that I chose to dollar cost average into the PP to smooth out any short term gyrations. I think Mediumtex is right in saying that it helps ease you into it mentally. I'm doing 4 buys over the next year, to smooth out any events like this.
by Matthew19
Mon Aug 24, 2015 9:22 am
Forum: Permanent Portfolio Discussion
Topic: No where to hide
Replies: 804
Views: 302722

Re: No where to hide

all that money from stock sells has to go somewhere eventually. Give it a little while, like 2008.
by Matthew19
Wed Aug 19, 2015 9:47 am
Forum: Permanent Portfolio Discussion
Topic: Why does Permanent Portfolio work so well in the past few decades?
Replies: 11
Views: 5463

Re: Why does Permanent Portfolio work so well in the past few decades?

I think it's also worth mentioning the effect that rebalancing has on generating more gains. Stableinvesting.com had a nice explanation of this sophisticated feature. It's almost like The PP is a product from Apple, simple and elegant on the surface but complex and brilliantly designed under the hood.
by Matthew19
Tue Aug 18, 2015 10:02 pm
Forum: Permanent Portfolio Discussion
Topic: Why does Permanent Portfolio work so well in the past few decades?
Replies: 11
Views: 5463

Re: Why does Permanent Portfolio work so well in the past few decades?

my all time favorite uis harry's why the best laid investment plans usually go wrong . have my original copy decades now . whether i follow the pp or not the book has loads of useful info . Agreed. The Best Laid Investments book will stomp any inclining you have to outsmart the markets or take advi...
by Matthew19
Wed Aug 12, 2015 3:44 pm
Forum: Bonds
Topic: Price updates when owning bonds directly
Replies: 18
Views: 12190

Re: Price updates when owning bonds directly

Thanks guys. I don't plan on checking daily or anything, but since I just made my first purchase for the PP it's cool to watch the non-correlation at play.
by Matthew19
Wed Aug 12, 2015 11:05 am
Forum: Bonds
Topic: Price updates when owning bonds directly
Replies: 18
Views: 12190

Price updates when owning bonds directly

Silly question : I bought my bonds through the bond desk at fidelity. Am I seeing an up to date price for the bonds when I look at my portfolio through fidelity or is delayed a day?
by Matthew19
Mon Aug 10, 2015 12:12 pm
Forum: Bonds
Topic: Please review my order:
Replies: 3
Views: 3483

Re: Please review my order:

Yes I bought the amounts based on cost not face value. I did the Spartan index for Stocks and IAU for gold. Thanks for answering, makes me feel better.
by Matthew19
Mon Aug 10, 2015 10:32 am
Forum: Bonds
Topic: Please review my order:
Replies: 3
Views: 3483

Please review my order:

Today I implement the PP for the first time. I used my Fidelity account to by LTT and STT (1 year, no ladder) directly. For some reason I was really nervous that I did it wrong so I'd love for someone to just tell me I bought the right thing. LTT says : Buy 912810RK6 UNITED STATES TREAS BDS 2.50000%...
by Matthew19
Tue Aug 04, 2015 10:36 pm
Forum: Stocks
Topic: Putting in sell stops below your stock ETFs
Replies: 34
Views: 20476

Re: Putting in sell stops below your stock ETFs

Sounds like speculation to me. Do this in the VP. When your 20% stop hits, short the index as a full or partial hedge inside the VP and cover when your ready.
by Matthew19
Sat Jul 25, 2015 8:46 am
Forum: Bonds
Topic: Might rising rates hit LTTs more softly than we fear?
Replies: 62
Views: 28276

Re: Might rising rates hit LTTs more softly than we fear?

I don't care about nominal returns. I only care about real returns. nominal returns are important too. think of your pay check. you can't control everything about your expenses in life but what what at least helps you plan is a consist pay check that is usually enough to exceed inflation . by havin...
by Matthew19
Fri Jul 24, 2015 11:00 pm
Forum: Permanent Portfolio Discussion
Topic: BH portfolio in 401k
Replies: 6
Views: 4151

Re: BH portfolio in 401k

pointedstick, can you recap the advantage of the PP in every account?
by Matthew19
Tue Jul 21, 2015 12:08 am
Forum: Bonds
Topic: Performance impact of holding TLT vs bonds directly?
Replies: 25
Views: 14929

Re: Performance impact of holding TLT vs bonds directly?

Now you are shifting the goalposts.  You didn't say, "The duration should be 18 years based on average maturity but is 17 because of securities lending."  Your exact quote:  "the average maturity is 27 years but duration is only 17 years... the fund acts as if it is a much shorter ty...
by Matthew19
Mon Jul 20, 2015 3:17 pm
Forum: Other Discussions
Topic: Talk me into selling my gold miners.
Replies: 18
Views: 7688

Re: Talk me into selling my gold miners.

Welp, after the past two huge down days I had 85k in losses. I realized about 70k of them and them today. I kept just enough  as a VP so if miners rebound I won't feel completely stupid. Putting some stop losses in them though. On the plus side I paid off my mortgage today. So now to implement the P...
by Matthew19
Mon Jul 20, 2015 11:04 am
Forum: Permanent Portfolio Discussion
Topic: Anyone care to share their spreadsheets?
Replies: 1
Views: 1409

Anyone care to share their spreadsheets?

I'm horrible with excel but I'd love to have a simple spreadsheet to plug numbers into. Does anyone feel kind enough to share a template on here?
by Matthew19
Mon Jul 20, 2015 9:41 am
Forum: Gold
Topic: The GOLD scream room
Replies: 3693
Views: 1748303

Re: The GOLD scream room

The day I plan to liquidate my mining stocks this happens. I'm not sure if Ill look back in 5 years and say it was the dumbest thing to sell here or the best thing ever. There goes a years salary because I wanted to outsmart the markets.
by Matthew19
Sat Jul 18, 2015 11:13 pm
Forum: Other Discussions
Topic: Talk me into selling my gold miners.
Replies: 18
Views: 7688

Re: Talk me into selling my gold miners.

Thanks Cortopassi. What really erks me is GTU and CEF. I was buying those at a premium and they've tanked worse than the metals themselves, now trading at a negative NAV. Even gold stocks that only own good don't behave like gold if they are a closed end fund! I liquidated my Europac account last we...
by Matthew19
Sat Jul 18, 2015 9:48 pm
Forum: Other Discussions
Topic: Talk me into selling my gold miners.
Replies: 18
Views: 7688

Re: Talk me into selling my gold miners.

I would keep it. Just about the time you feel like puking, average into some more shares. Eventually miners will come back. I own none myself so it's easy for me to give advice with someone else's money, but I'm strongly considering averaging into some GDX leaps Iv felt like puking for about a mont...
by Matthew19
Sat Jul 18, 2015 10:22 am
Forum: Other Discussions
Topic: Talk me into selling my gold miners.
Replies: 18
Views: 7688

Talk me into selling my gold miners.

I'm having a real mental problem realizing my 70k loss in gold miners to raise funds for the PP. I can't friggin believe it.