Thought I would resurrect this as much that seems to be a former part is now spawning many new threads.

Anyway, looks like TSP G fund is at 4% now

https://www.tspfolio.com/tspgfundinterestrate

so tips are like buying fire insurance from an arsonist As are standard treasuries...but somehow that fact escapes some. The real difference is the terms and conditions of the TIPS variety bond vs a nominal treasury which is set by the USG and the bonds' prices which are set by the market. The brea...

The great thing about bonds is that a pencil and some scratch paper will tell you everything you really know to make an informed decision. If you are thinking of swapping out or adjusting you can precisely figure out the monetary tradeoffs involved. Unfortunately, you will have to make some assumpti...

I always think of Smitty and his dog whenever I see a meme post.

If you are a Twitter person from time to time and interested in the UKR-RS war search on NAFO, NAFOmeme or NAFOfellas. There's some funny stuff there and typical with twitter lots of garbage as well. However, the dumpster dive will yield some pretty hilarious posts and may be worth wasting a little ...

+1

In a tax deferred IRA account, is there any reason I would not buy a 3 month CD vs. a 3 month Treasury? See the clip of rates. The higher rate on the Treasury is because maturity date is closer to end of Jan 2023, so closer to 4 months vs. 3. If I look at Treasury maturity dates in the range of the...

It's ugly...first hand experience. :-)

Sorry to hear that Maddy. Were you going to do the 5 or 10 year hold and roll? If so, stick with your plan. It will work out over time. If that was too much risk you are finding out, then you may want to slide down to ITTs. You get most of the return and less volatility by quite a bit and it's clear...

That last comment by Kevin is where I am at too. So I buy, say, 10 year Tips. With a sub 2% base rate. And inflation is non existent. Is that not like having my money in a savings account paying 2% or so interest nowadays? Yes and no. Yes, all things being equal. No because with TIPS you are guaran...

Why do BHs love them...they eliminate inflation risk which is a HUGE benefit. And yet I see that iShares TIPS Bond ETF is down 17.78% YTD. And yes, I get that the performance of a fund is different than buying a bond and holding it to maturity. Still, that just looks to me like another asset that i...

Desert also knows a ton about fixed income as it makes up a large percentage of his portfolio and he's quite sharp on this stuff. I am with you on TIPS in that I don't understand them well enough. There seem to be too many variables which I think is what you are trying to get away from. But, damn, ...

Maddy, I'd caution against hedging with TBT unless your market timing skills are good. Generally, you will be better off just taking some money off the table. One thing I would definitely look into is how the swaps work for these...if the ETF is paying the swap fees (vs. receiving them), then there'...

Feeling a bit dumb. This seemed like an obvious scenario many months ago. High inflation, the fed raising rates, Treasuries crashing - what else was going to happen? I was tempted to dump my Treasuries as soon as there was talk of raising rates to control inflation but I held firm and did not make ...

I'm an equal opportunity party disliker. I still vote exclusively R, but I'll throw away my vote to a write in candidate in a nano-second if my R choice is someone I consider to be part of the crazy faction. I'd actually consider D candidates now which is a change for me. I'd likely not vote for any...

I think we've been going through a "Come to Jesus" experience on supply chains which is the largest factor along with coming out of the Covid slump.

Turns out just in time foreign sourcing depends on a lot of assumptions that aren't holding up.

I'm not sure comparing either party to their current versions is useful. They essentially began switching political spectrum sides in the 1890s and were fully "switched" by the time WW2 started. Our modern parties were created by and large between Kennedy and Reagan. This stuff isn't stati...

As far as his alleged biases go? He does have a PhD in history and the US Army did have him teaching the book's exact subject matter to cadets at West Point. He also, I believe, served in both Iraq and Afghanistan. I'd say that by an unbiased view that he'd be considered creditable. PhD candidate.....

Follow the commodities themselves...the two will track, not perfectly but certainly. Many commodity funds due to the indexes they follow tend to be heavy on oil...and oil is down almost a third in a very short time period.

The signs are we are headed to recession. It appears the Fed is quite done with easy money. Wall Street was late to believing it. Normally the FFR needs to exceed inflation to tame it. Whether we repeat the 70s or inflation turns down to meet the FFR we shall see.

The Austrians write some interesting stuff in the international political/security area. Generally always good for an alternative take on things that is also well founded.

Deleted...over the top, no value added

Not sure why anyone is quoting this guy as a reference. He’s not even an historian…not that non historians can’t write good history but my take on the guy is he had a very bad experience in the Army and has an axe to grind. And yes there were two batches of states…of course this is the first time I’...

Completely inaccurate, horribly so for a very dedicated set of abolitionists who were in a minority but a politically powerful one. If you read the war was not primarily over slavery at its core, you are reading widely discredited historical theories generated by southern historians starting in the ...

Basically the Fed does provide price stability, but it does not control the real economy when it comes to basic supply and demand. Influence yes, control no.