Search found 750 matches

by whatchamacallit
Fri Oct 06, 2023 3:52 pm
Forum: Cash
Topic: EU IBKR: Cash yield enhancement program
Replies: 5
Views: 11455

Re: EU IBKR: Cash yield enhancement program

Thank you for the insight seajay. It sounds like a difficult environment to save in. I found the NS&I website while googling how to buy UK bonds and the rates look to be quite a bit lower than what I would expect. I am not sure what to compare this service with. It seems like it might be similar to ...
by whatchamacallit
Mon Oct 02, 2023 4:25 pm
Forum: Gold
Topic: 50/50 Stock/Gold vs 67/33 stock/bond
Replies: 2
Views: 4108

Re: 50/50 Stock/Gold vs 67/33 stock/bond

Isn't 67/33 Stock/Gold even better than 50/50 Stock/Gold though?
by whatchamacallit
Sun Oct 01, 2023 8:51 pm
Forum: Permanent Portfolio Discussion
Topic: 24 Things I Believe About Investing
Replies: 3
Views: 2358

Re: 24 Things I Believe About Investing

Reminds me of a sign I first saw in a Jimmy John's 15 years ago: https://finmasters.com/warren-buffetts-10-rules-to-get-rich/#gref https://mlsjoxwh2dv5.i.optimole.com/cb:fJ2b~7176/w:700/h:933/q:90/dpr:1.3/f:avif/https://finmasters.com/wp-content/uploads/2022/02/Warren-Buffetts-Ten-Rules-Jimmy-Johns-...
by whatchamacallit
Fri Sep 29, 2023 9:55 pm
Forum: Cash
Topic: EU IBKR: Cash yield enhancement program
Replies: 5
Views: 11455

Re: EU IBKR: Cash yield enhancement program

Interesting. It sounds like we are spoiled in the US with how easy it is to buy treasury bills directly or even how easy it is to shop around bank savings accounts. Is it not so easy to buy euro bills or find good savings accounts with a bank around Europe? It is hard to put myself in the shoes of b...
by whatchamacallit
Thu Sep 28, 2023 5:39 pm
Forum: Bonds
Topic: TLT cracks $90
Replies: 43
Views: 66735

Re: TLT cracks $90

Luke Gromen getting into TLT and rising interest rates.

https://youtu.be/jJ3ajrsz-IY?feature=shared

I need to listen to it again to wrap my head around it some more.

I will just stick with 25% GOVT for now to be more cautious.
by whatchamacallit
Wed Sep 27, 2023 2:57 pm
Forum: Bonds
Topic: TLT cracks $90
Replies: 43
Views: 66735

Re: TLT cracks $90

Thoughts? In short, I am happy I moved to GOVT instead of TLT . Other than that, I am trying to process what is causing higher interest rates. The only thing I can come up with is less liquidity to purchase the bonds but I don't know how or why. Somehow money is getting destroyed and lowering liqui...
by whatchamacallit
Wed Sep 27, 2023 8:45 am
Forum: Permanent Portfolio Discussion
Topic: Jeffrey Gundlach on PP
Replies: 47
Views: 28943

Re: Jeffrey Gundlach on PP

Yeah. The most specific thing was treasury bonds for bonds but it didn't lock in a duration. This is what I took article as saying he is in with 25 % in each. High yield short term bank loans for cash Value stocks including international value 10 to 30 year treasuries. Maybe some high rated corporat...
by whatchamacallit
Wed Sep 27, 2023 5:02 am
Forum: Permanent Portfolio Discussion
Topic: Jeffrey Gundlach on PP
Replies: 47
Views: 28943

Re: Jeffrey Gundlach on PP

Gundlach still really close to permanent portfolio. https://www.marketwatch.com/story/gundlach-fears-a-recession-here-are-his-low-risk-income-generating-investment-picks-454d1f8a He recommends 25% in every category but has a bit of tilt to each category which would take on more risk. I am glad I stu...
by whatchamacallit
Sun Sep 24, 2023 1:52 pm
Forum: Gold
Topic: How to Buy Gold (Without Getting Ripped Off)
Replies: 1
Views: 2724

How to Buy Gold (Without Getting Ripped Off)

How to Buy Gold (Without Getting Ripped Off) Rob Berger https://www.youtube.com/watch?v=2p2Jwt9VZDU Good info on buying gold from a boglehead type investor. Mostly he recommends sticking to ETFs inside of retirement accounts which I have come to agree with but he also has reasonable advice to use A...
by whatchamacallit
Fri Sep 15, 2023 2:57 pm
Forum: Variable Portfolio Discussion
Topic: BTC in the PP
Replies: 216
Views: 109077

Re: BTC in the PP

I was not aware that the US Federal government treated bitcoin differently than other cryptocurrencies. I expect that would be a huge advantage for bitcoin. Is this something different than how the IRS treats it? I did a quick google and found the IRS site for digital assets which I don't see differ...
by whatchamacallit
Mon Sep 11, 2023 9:42 pm
Forum: Variable Portfolio Discussion
Topic: BTC in the PP
Replies: 216
Views: 109077

Re: BTC in the PP

I now think of bitcoin as a company like Visa or PayPal that you can buy directly. Once the dust settles I don't see it being more valuable than the largest companies in the world based on the service it offers. If something else comes along that can provide the service better then it may be reduced...
by whatchamacallit
Mon Sep 11, 2023 5:54 pm
Forum: Stocks
Topic: SP500 ETF SPLG now .02 % ER
Replies: 5
Views: 15658

SP500 ETF SPLG now .02 % ER

I was curious if there was any new competition in lowering stock ETF expenses and found that there has been from State Street https://www.ssga.com/us/en/individual/etfs/funds/spdr-portfolio-sp-500-etf-splg Expense Ratio Reduction: On August 1, 2023, the gross expense ratio for the SPDR® Portfolio S&...
by whatchamacallit
Tue Aug 29, 2023 8:22 pm
Forum: Other Discussions
Topic: Computer stuff
Replies: 168
Views: 38855

Re: Computer stuff

I have never used Tor but the comments made me interested in the question and I found a good explanation.

In short, you need a VPN provider to set it up to do You > Tor > VPN

https://www.comparitech.com/blog/vpn-privacy/tor-vpn/
by whatchamacallit
Mon Aug 28, 2023 5:25 pm
Forum: Cash
Topic: Invesco CLTL renamed to TBLL
Replies: 3
Views: 44400

Re: Invesco CLTL renamed to TBLL

I decided I like the ETF method better myself. I am using SGOV in some accounts and what is now TBLL in others. Here are a couple of reasons for me. When I was buying small amounts of treasury bills on the secondary market I wasn't sure I was really getting a good price with the spreads and low volu...
by whatchamacallit
Mon Aug 28, 2023 3:28 pm
Forum: Cash
Topic: Invesco CLTL renamed to TBLL
Replies: 3
Views: 44400

Invesco CLTL renamed to TBLL

https://www.invesco.com/us/financial-products/etfs/product-detail?audienceType=Advisor&productId=ETF-TBLL Effective after the close of markets on Aug. 25, 2023, the Fund’s name and ticker changed from Invesco Treasury Collateral ETF (ticker: CLTL) to Invesco Short Term Treasury ETF (ticker: TBLL). N...
by whatchamacallit
Sun Jul 23, 2023 11:40 am
Forum: Other Discussions
Topic: Does a Lowered Card Limit Hurt my Credit Score?
Replies: 4
Views: 511

Re: Does a Lowered Card Limit Hurt my Credit Score?

That makes sense to me.

Credit Karma does list the utilization rate as a top contributor to your credit score.

That response it had makes me wonder if it is plagiarizing that information. Something that may be needed for ChatGPT in the future is citations.
by whatchamacallit
Mon Jul 17, 2023 10:08 pm
Forum: Bonds
Topic: What to do with a Low-Yielding 30-Year Bond
Replies: 31
Views: 19176

Re: What to do with a Low-Yielding 30-Year Bond

https://www.ishares.com/us/products/239468/ishares-us-treasury-bond-etf I chickened out on long bonds after holding a small time this year without losing anything thankfully and replaced them with the GOVT etf. It holds treasuries from 1 to 30 years based on market cap so it would hold more long bon...
by whatchamacallit
Fri Jul 14, 2023 5:43 pm
Forum: Variable Portfolio Discussion
Topic: BTC in the PP
Replies: 216
Views: 109077

Re: BTC in the PP

Just make your own Blockchain and then sell it at the flea market with a free t shirt advertising it.

https://medium.com/swlh/is-it-hard-to-b ... 62e9b873b7
by whatchamacallit
Tue Jul 11, 2023 12:24 pm
Forum: Other Discussions
Topic: Bill Bernstein on the Long view podcast
Replies: 12
Views: 1110

Bill Bernstein on the Long view podcast

https://www.morningstar.com/financial-a ... -investing

Just saw this posted and will listen to it later today.
by whatchamacallit
Tue Jul 04, 2023 8:36 am
Forum: Gold
Topic: Gold bars on sale at Costco
Replies: 15
Views: 23705

Gold bars on sale at Costco

https://www.costco.com/1-oz-gold-bar-pa ... 86760.html

I am not a member but I believe they are $1900 and oz.

I am not sure how this is possible unless Costco is somehow subsidizing the price.
by whatchamacallit
Sat Jun 24, 2023 11:59 pm
Forum: Other Discussions
Topic: Netflix junkie
Replies: 350
Views: 126945

Re: Netflix junkie

by whatchamacallit
Sat Jun 24, 2023 5:38 pm
Forum: Other Discussions
Topic: Netflix junkie
Replies: 350
Views: 126945

Re: Netflix junkie

I was looking forward to black mirror but didn't enjoy it as much as I had hoped. The last episode Demon 79 was definitely my favorite. I think I am just too hooked on From on MGM Plus. If you like black mirror paranormal stuff then I think you will love From. The first season is on Amazon prime and...
by whatchamacallit
Sun May 21, 2023 10:39 pm
Forum: Politics
Topic: President Kennedy?
Replies: 2
Views: 887

Re: President Kennedy?

https://www.thestreet.com/cryptocurrenc ... eech-miami

Kennedy gaining some fans with bitcoiners
by whatchamacallit
Sat May 20, 2023 4:08 pm
Forum: Bonds
Topic: The debt celing soap opera explained so simply that even a member of Congress can understand it
Replies: 18
Views: 9454

Re: The debt celing soap opera explained so simply that even a member of Congress can understand it

Warren Mosler's take on the debt ceiling that was recorded on May 1st


https://youtu.be/e-VC5Dfd4_A

I believe there were some fans of him here in the past.
by whatchamacallit
Tue May 16, 2023 4:46 pm
Forum: Other Discussions
Topic: Maximize your Social Security benefits by changing your thinking
Replies: 10
Views: 2608

Re: Maximize your Social Security benefits by changing your thinking

I did like the article and how they explained it. The people that need to read it might feel insulted if you sent it to them. Unfortunately a lot of people are going to fall into this category below: I don’t have enough money saved otherwise to get me through to the later filing age. Not much to cou...