I have the same problem: a 401K, a Rollover IRA, and a Roth IRA.  My wife has the same 3 accounts as well.  I originally tried tracking all 6 in a spreadsheet as a single master account so that I knew the overall proportions, but the rebalancing challenges proved too much for me so I resigned myself...

Our IRA accounts are already at Schwab, so I've got several Schwab funds between my PP and VP.  But I put my wife into Vanguard's funds, since they have the longer track record, plus I like the idea of hedging our bets a little.  The difference in expenses isn't significant, but I can rebalance the ...

From a scientific standpoint, I've always said, "if it's alive, you could take it out, put it on the table, and it'd still be alive. But since you can't, it's clearly not." FWIW, I'm a pro-choice Libertarian atheist as well.  Now that we have that out of the way, I think you have a bizarr...

This is why precious gems can sometimes be a better vehicle in which to transport your wealth during an emergency.  For example, compared to gold bars and coins, diamonds are lighter, they're smaller, they don't show up on metal detectors, and they can be swallowed if necessary.  Which brings us ful...