Backtesting shows the PP has been a well-crafted "bunker" (Clyatt's own admiring characterization of it) in the past, but the standard selling point on it is don't look at backtesting, look at its true diversification of assets in various economic conditions. Did Clyatt ever say why he we...

i intend to use bob clyatts withdrawal plan.  i start out at 4% of the portfolio balance.  each year is dynamic  and i get to take 4% or if markets are down i take 4% or 5% less than the previous amount , which ever is higher. mathjak107, was there any particular intentionality behind selecting thi...